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Lucas Notre-Dame

How often do you get paid with unemployment from Washington ESD?

Just got approved for UI benefits after waiting 3 weeks for adjudication. I'm kind of confused about the payment schedule though - how often does Washington ESD actually send out unemployment payments? Is it weekly, bi-weekly, or monthly? I filed my first weekly claim on Sunday but haven't seen anything in my account yet. Want to make sure I understand the timing so I can plan my budget accordingly.

Aria Park

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Washington ESD pays unemployment benefits weekly, but you need to file your weekly claim every week to get paid. The payments usually come 1-2 business days after you file your claim, assuming there are no issues with your claim status.

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Thanks! So if I file on Sunday, I should expect payment by Tuesday or Wednesday?

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Aria Park

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Exactly. Most people get their deposits on Tuesday if they file Sunday night, but it can vary slightly depending on your bank.

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Noah Ali

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Make sure you're filing every single week even if you don't think you qualify that week. I missed one week early on and it created a gap in my benefits that took forever to fix with Washington ESD.

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This is so important! I made the same mistake and had to call Washington ESD like 20 times to get it sorted out.

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If you can't get through to Washington ESD by phone, try using Claimyr at claimyr.com - they have a service that helps you actually reach an agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Noah Ali

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Never heard of that but honestly anything that helps get through to an actual person at Washington ESD sounds worth trying.

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Olivia Harris

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been getting my unemployment for 4 months now and its always been weekly payments. just make sure you do your job search stuff correctly or they'll hold up your payment

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What exactly do I need to do for job search requirements? I've been looking but wasn't sure if there were specific things Washington ESD wanted me to track.

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Aria Park

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You need to do 3 job search activities per week and log them in your WorkSourceWA account. Can be applications, networking, job fairs, etc. Keep detailed records.

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The weekly payment thing is correct but be prepared for delays sometimes. I've had weeks where my payment was 3-4 days late with no explanation from Washington ESD. It's frustrating when you're trying to budget.

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Alicia Stern

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Same here! Last month I had a payment that was 5 days late because of some "system maintenance" they never announced ahead of time.

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If your payment is delayed, definitely call Washington ESD to make sure there isn't an issue with your claim. Sometimes they put holds on accounts for random verification checks.

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Just to clarify - you file weekly but you're getting paid for the PREVIOUS week's claim. So when you file on Sunday, you're claiming benefits for the week that just ended, and that's what you'll get paid for.

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Oh that makes sense! So there's always like a week delay between when I claim and when I get paid for that week?

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Exactly. It's not really a delay, just how the system works. You claim for completed weeks, not future weeks.

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One thing to watch out for - if you work part-time during a week, make sure you report those earnings accurately. Washington ESD will reduce your weekly benefit amount based on what you earned, but you might still get a partial payment.

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Noah Ali

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How much can you earn before they cut off your benefits completely? I might have a chance to pick up some freelance work.

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In Washington, you can earn up to your weekly benefit amount plus $5 before they stop your benefits entirely. But they start reducing your payment dollar-for-dollar after you earn more than 25% of your weekly benefit amount.

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Alicia Stern

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WEEKLY PAYMENTS ARE THE NORM BUT DONT EXPECT CONSISTENCY FROM WASHINGTON ESD!!! Ive been on UI for 6 months and probably had 8-10 weeks where payments were delayed or held up for random reasons. The system is a mess.

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That's concerning... what kind of random reasons? Just want to know what to watch out for.

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Alicia Stern

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Identity verification, job search audits, random eligibility reviews. Sometimes no reason at all - just shows 'pending' in your account for days.

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To directly answer your question - Washington ESD processes payments weekly, typically on Tuesdays for claims filed by Sunday night. You should see the money in your account within 1-3 business days depending on your bank's processing time.

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Olivia Harris

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this is accurate. i use chase bank and always get my deposit tuesday afternoon

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I have a credit union and mine usually comes Wednesday morning, so the bank definitely makes a difference.

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Noah Ali

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Quick tip - set up direct deposit if you haven't already! Getting a debit card from Washington ESD takes forever and the card has fees. Direct deposit is much faster and no fees.

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Good to know! I think I set up direct deposit when I first applied but I'll double check in my account.

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Aria Park

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Yes, definitely use direct deposit. The Washington ESD debit card has ATM fees and other charges that eat into your benefits.

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Just want to add - if you ever have an issue with your weekly payment, don't wait around hoping it fixes itself. Call Washington ESD immediately because some problems get worse the longer you wait.

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This is where Claimyr really helps - I used their service when I had a payment issue and got through to an agent in like 10 minutes instead of spending hours on hold.

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I'm definitely going to try that next time I have an issue. Spent 4 hours on hold last week just to get disconnected.

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Aria Park

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Remember that your first payment might take a bit longer because they're verifying your initial claim. After that, assuming you file consistently and don't have any issues, payments should be pretty regular every week.

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That's probably why I haven't seen anything yet then. I just filed my first weekly claim Sunday so maybe it'll take a few extra days.

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Aria Park

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Exactly. Give it until Thursday, and if you don't see anything by then, definitely call Washington ESD to check on it.

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Olivia Harris

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make sure you save some of each payment for taxes too. washington esd doesnt automatically take out federal taxes unless you ask them to

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Noah Ali

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Good point! You can have them withhold 10% for federal taxes when you file your weekly claims.

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I didn't know that was optional. Should I set that up now or wait until next year to deal with taxes?

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Noah Ali

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I'd set it up now so you don't get hit with a big tax bill next year. Unemployment benefits are taxable income.

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One more thing - keep track of all your payments and weekly claims in case you ever need to appeal something or resolve a discrepancy. Washington ESD's records aren't always perfect.

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This saved me when they tried to say I had an overpayment. I had screenshots of every weekly claim I'd filed.

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Thanks for all the advice everyone! This is way more helpful than the Washington ESD website.

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Final summary for you: Washington ESD pays weekly, usually Tuesday for Sunday claims, direct deposit is best, file every week even if you worked, and keep good records. You should be good to go!

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Perfect summary, thank you! I feel much more confident about the process now.

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Alicia Stern

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just dont get discouraged if there are hiccups along the way. the system isnt perfect but you'll get your benefits eventually

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Oh and one last thing - if you're ever on standby status (like seasonal work), the payment schedule is the same but you don't have to do job search activities. Just wanted to mention that in case it applies to your situation.

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Aria Park

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Good addition! Standby is pretty common for teachers, construction workers, and other seasonal employees.

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I'm not on standby but good to know for future reference. This thread has been incredibly helpful!

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