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Dylan Cooper

How much you get for unemployment benefits in Washington - weekly amount breakdown

Been working in retail for 3 years making about $18/hour and just got laid off last week. Filing my claim tomorrow but trying to figure out what to expect for my weekly benefit amount. I know it's based on your wages but can't find a clear breakdown of how Washington ESD calculates it. Anyone know the current weekly benefit amounts for 2025? Also wondering if there's a maximum cap on what you can receive.

Washington ESD calculates your weekly benefit amount (WBA) using your highest quarter of earnings in your base period. Take your highest quarter wages, divide by 26, then multiply by 0.0385. The minimum is $295/week and maximum is $999/week for 2025. So if you made $15,000 in your highest quarter, that's about $577/week.

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That's helpful! So it's not just based on your last job's wages but your best quarter over the past year?

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Exactly! They look at the 4 quarters before you filed and use whichever quarter had your highest earnings.

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i think its like 50% of your average weekly wage or something like that but theres a max. mine came out to about $550/week when i was making $22/hour

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That sounds about right for your wage level. The formula is a bit more complex but 50% is a rough estimate for most people.

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The Washington ESD has an online calculator but it's been buggy lately. Your best bet is to just file and see what they determine. The calculation involves your base period wages (first 4 of the last 5 completed quarters) and they use a specific formula. Don't forget you can also get an extra $25/week if you have dependents.

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Didn't know about the dependent allowance! I have two kids, does that mean $25 each or total?

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It's $25 total for having dependents, not per child unfortunately.

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If you're having trouble reaching Washington ESD to get specifics about your benefit calculation, I used claimyr.com recently and it actually got me through to an agent pretty quickly. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Was way better than trying to call for hours.

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Never heard of that service. Is it legit or one of those scam things?

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It's real, they just help you get through the phone lines. I was skeptical too but it worked for me when I needed to clarify my benefit amount calculation.

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Whatever you do dont trust the automated estimate they give you when you first file! Mine was way off and I had to call to get it corrected. Took 3 weeks to fix

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Ugh that's frustrating. Did they pay you retroactively for the correct amount?

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yeah eventually but it was a pain dealing with all the back and forth

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For 2025, here are the key numbers to know: Minimum WBA is $295, maximum is $999. Most people fall somewhere in between based on their work history. If you worked part-time or had inconsistent hours, your benefit might be lower than you expect.

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This is good info. I was making $16/hour part-time and worried I wouldn't qualify for much.

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You should still qualify for something as long as you earned at least $3,850 in your base period and meet the other requirements.

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The thing that trips people up is they look at their gross pay vs net pay. Washington ESD uses your gross wages for the calculation, so don't use your take-home pay when trying to estimate your benefits.

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Good point! I was thinking about my take-home which is way less after taxes and insurance.

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also keep in mind you can only collect for 26 weeks max unless theres some special extension program. and you have to do the job search stuff too or they'll cut you off

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Yeah I heard about the job search requirements. How many jobs do you have to apply to each week?

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It's 3 job search activities per week in Washington. Can be applications, networking, training, etc.

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THE WHOLE SYSTEM IS SO CONFUSING why can't they just have a simple calculator that actually works??? I spent forever trying to figure out what I'd get and the estimate was totally wrong

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I agree the system could be clearer. The formula is: (Highest quarter wages ÷ 26) × 0.0385 = weekly benefit amount, subject to min/max limits.

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thanks for the actual formula! that's way more helpful than the vague explanations on the website

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Just remember you'll owe taxes on unemployment benefits so don't spend it all assuming it's tax-free money. You can have them withhold 10% or pay quarterly estimated taxes.

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Didn't think about taxes! Should I have them withhold or just save some for tax time?

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Depends on your situation but I'd recommend having them withhold unless you're disciplined about saving money.

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One more important thing - if you worked in multiple states recently, you might need to file an interstate claim. Washington ESD will coordinate with other states to determine your benefit amount if you have wages from elsewhere.

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I only worked in Washington so that shouldn't apply to me, but good to know!

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Since you're just starting the process, definitely call Washington ESD once you file to confirm your benefit calculation is correct. Like I mentioned before, I had success using claimyr.com to actually get through to someone instead of waiting on hold forever.

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How does that service work exactly? Do they charge you for it?

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They handle the calling and waiting for you, then connect you when an agent picks up. Check out their demo video to see how it works.

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been on unemployment twice in the past 5 years and both times my benefit amount was different even though i was making similar wages. depends a lot on which quarters they use for your base period

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That makes sense since it's based on a specific time period, not just your most recent job.

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whatever you end up getting make sure to certify every week on time or you'll lose those benefits. learned that the hard way when i missed a week

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Good reminder! When do you have to certify by each week?

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You have to file your weekly claim by 11:59 PM on Saturday for the previous week. Don't miss the deadline!

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To summarize for your situation: making $18/hour retail, you probably earned around $37,500 annually if you worked full-time. Your highest quarter might be around $9,500-10,000, which would put your weekly benefit around $600-650, assuming you don't hit any caps or minimums that adjust it.

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That estimate sounds reasonable based on what I was making. Thanks for breaking it down!

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Wow that's actually more than I expected for that wage level. The formula is better than I thought.

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Don't forget that if you get any severance pay or vacation payout from your employer, that might affect when your benefits start. Washington ESD has rules about separation pay that can delay your first payment.

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I didn't get any severance but I did get paid for my unused vacation days. Will that be a problem?

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Vacation payout usually doesn't delay benefits like severance does, but mention it when you file just to be safe.

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honestly the hardest part isnt figuring out how much youll get its actually getting approved and staying on top of all the requirements. keep track of everything!

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Any tips for staying organized with all the paperwork and requirements?

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i keep a folder with all my job search records and take screenshots of everything i submit online

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The Washington ESD benefit calculator on their website should give you a rough estimate, but as others mentioned, it's not always accurate. The actual determination comes after they process your claim and verify your wage history with your employers.

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How long does it usually take to get the official determination?

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Typically 2-3 weeks if there are no issues with your claim. Longer if they need to verify employment or if there are complications.

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One thing nobody mentioned - if you have a pension or retirement income, that can reduce your weekly benefit amount. Not sure if that applies to you but worth knowing.

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I'm only 28 so no pension issues for me, but that's good info for others reading this.

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Final tip - if you end up needing to talk to Washington ESD about your benefit calculation or any other issues, seriously consider using claimyr.com. Saved me hours of frustration trying to get through their phone system. The peace of mind was worth it.

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I'll keep that in mind if I run into problems. Hopefully my claim goes smoothly but it's good to have options.

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Wish I had known about that service when I was dealing with my benefit issues last year!

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