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Leo McDonald

How much would I get unemployment benefits in Washington state?

I'm thinking about filing for unemployment but want to know what to expect payment-wise. I've been working full time making about $52k a year for the past 18 months at a tech company. If I get laid off, how much would my weekly Washington ESD unemployment benefit be? Is there a calculator or formula they use? Also how long does it take to actually start getting payments once you file?

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the last 5 quarters. For $52k annually, you're probably looking at somewhere between $400-550 per week, but it depends on when your highest earnings were. The maximum weekly benefit for 2025 is $999.

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That's actually higher than I expected! Do they look at gross or net income when calculating?

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It's based on gross wages reported by your employer. They use a specific formula - roughly 3.85% of your total wages in your highest quarter.

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You can get a rough estimate on the Washington ESD website but the exact amount depends on your work history. I was making about the same and got $483 per week when I was laid off last year.

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How long did it take from filing to actually receiving your first payment?

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About 3 weeks for me, but that was after everything was approved. The waiting period is usually the first week you file.

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The key thing to remember is they use your base year wages. If you just started this job 18 months ago, make sure you have enough wage credits to qualify. You need wages in at least 2 quarters of your base year.

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I've been steadily employed for the past 3 years so I should be good there. Just switched companies 18 months ago for better pay.

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Perfect, then you'll definitely qualify and probably get a decent benefit amount with that salary history.

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If you're having trouble getting through to Washington ESD to check your potential benefit amount, I used Claimyr recently and it was a lifesaver. They help you actually reach an agent instead of getting hung up on after waiting for hours. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than trying to call during peak hours.

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How much does that service cost? Seems like it might be worth it if the phone system is as bad as everyone says.

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Honestly I was skeptical at first but after spending literally days trying to get through on my own, it was worth every penny. Check out claimyr.com for the details.

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Good to know this exists! I'll keep it in mind if I need to reach someone at Washington ESD.

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just file online its pretty straightforward. took me like 20 minutes and then you wait for them to process it

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Did you have any issues with the online system? I've heard mixed things about it.

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nah worked fine for me. just have your employment info ready and your SSN

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One important thing - your benefit amount stays the same for your entire claim year, even if you had higher wages after they calculated it. So if you're expecting a layoff, it might be worth timing when you file if possible.

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Interesting, I didn't know that. So if I get a raise right before getting laid off, it won't help my unemployment amount?

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Exactly. They look at a specific base year period, usually 12-15 months before you file. Recent wages don't count for the current claim.

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This is why the whole system is messed up. You could be making way more money recently but still get benefits based on old lower wages.

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I'm in a similar situation - been working in tech but worried about layoffs. The job market seems pretty rough right now especially in our industry.

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Yeah that's exactly why I'm trying to understand what I'd be looking at. Better to be prepared.

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Smart thinking. I'm bookmarking this thread in case I need the info later.

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Also remember you'll need to meet job search requirements - 3 job search activities per week. Keep good records because they do audit these sometimes.

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What counts as a job search activity? Just applying to jobs or other things too?

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Applications, networking events, career fairs, informational interviews, even some training programs. Washington ESD has a full list on their website.

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They made me provide detailed logs when they audited my claim. Don't slack on keeping records!

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Another tip - set up direct deposit when you file. Paper checks take forever and sometimes get lost in the mail. I learned that the hard way.

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Good call. How often do they pay out? Weekly?

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You file weekly claims but payments are usually processed within 2-3 business days after you submit each week.

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The Washington ESD website has a benefit calculator tool but it's pretty basic. Your actual amount might be different depending on your specific work history.

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I'll check that out to get a rough idea. Thanks for mentioning it!

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I was unemployed for 4 months last year and the benefits definitely helped but don't expect to maintain your full lifestyle. Plan your budget accordingly.

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Yeah I'm definitely not expecting to replace my full salary. Just want to know what I'm working with for planning purposes.

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Smart approach. I wish I had planned better when it happened to me.

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If anyone runs into issues getting their claim processed or needs to speak with Washington ESD about benefit calculations, seriously consider using Claimyr. I wasted so much time trying to reach them the normal way. The phone system just hangs up on you constantly.

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Is it really that bad? I haven't had to call them yet but everyone seems to complain about it.

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It's absolutely terrible. High call volume message, then you wait for 2+ hours just to get disconnected. Claimyr cuts through all that nonsense.

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Make sure you file as soon as you're unemployed. There's a waiting week but you still need to file that first week to establish your claim date.

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So I won't get paid for the very first week but I should still file?

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Correct. You don't get benefits for your first week but you need to file to start the process. Don't wait or you'll lose that time.

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The benefit amount also depends on if you have any dependents. You can get additional money for qualifying dependents.

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I don't have any dependents so that won't apply to me, but good to know for others reading this.

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Honestly the whole unemployment system in Washington is a mess. They make it so complicated when people are already stressed about losing their jobs. The benefit amounts haven't kept up with cost of living either.

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Tell me about it. I barely scraped by on unemployment even with the maximum benefit amount.

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Exactly! And then they wonder why people struggle to find work when the benefits don't even cover basic expenses.

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At least in Washington we have some of the higher benefit amounts compared to other states. Could be worse I guess.

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That's true, I've heard horror stories from friends in other states getting like $200 a week maximum.

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If you end up filing, make sure to keep track of any severance pay or vacation payout. That can affect when your benefits start.

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How does severance affect things? Does it delay when you can start collecting?

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It can depending on how it's paid out. If it's allocated to specific weeks it might delay benefits for those weeks. Washington ESD will determine this when you file.

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One last thing - you can collect unemployment for up to 26 weeks in Washington, but you need to be actively looking for work and able to work. Don't turn down suitable job offers or you could lose benefits.

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What qualifies as a 'suitable' job offer? Does it have to be in the same field or same pay level?

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Generally it should be comparable to your skills and experience, but the requirements get less strict the longer you're unemployed. Washington ESD has specific guidelines on their website.

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