< Back to Washington Unemployment

StarStrider

How much is unemployment per week in Washington - confused about benefit amount calculations

I just got laid off from my warehouse job and trying to figure out what I can expect for weekly unemployment benefits in Washington. My last job paid around $22/hour working 40 hours a week. I've been looking online but the Washington ESD website is confusing me with all the formulas and base period calculations. Can someone explain in simple terms how much unemployment per week I might get? I need to know for budgeting since I have rent and car payments to cover.

The basic formula is roughly 50% of your average weekly wage up to the maximum benefit amount. For 2025, the maximum weekly benefit in Washington is $999. Since you were making $880/week ($22 x 40), you'd probably get around $440 per week before taxes. But it depends on your earnings history over the past year - they look at your highest earning quarter.

0 coins

Thanks! That's actually higher than I expected. Do they take taxes out automatically or do I need to request that?

0 coins

You can choose to have 10% federal taxes withheld when you file your weekly claims. I'd recommend it to avoid a big tax bill next year.

0 coins

just got my first payment last week, been getting $387 weekly. was making about $19/hr before i got laid off from retail. the amount seems about right based on what everyone's saying here

0 coins

How long did it take to get your first payment? I'm worried about the wait time.

0 coins

took about 3 weeks for me but that was pretty normal. make sure you file your weekly claims even while waiting

0 coins

If you're having trouble getting through to Washington ESD to check on your benefit amount or claim status, I had success using Claimyr (claimyr.com). They helped me get connected to an actual agent when I was stuck in phone hell for weeks. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process way less stressful.

0 coins

Never heard of that service. Is it legit or just another scam?

0 coins

It's legitimate - they just help you get through the phone system. I was skeptical too but it actually worked when nothing else did.

0 coins

Good to know there's an option if I can't get through. The phone lines are probably swamped right now.

0 coins

Your benefit amount also depends on how much you earned in each quarter of your base period. Washington ESD uses a specific formula: they take your two highest earning quarters, add them together, divide by 26, then multiply by 0.0385. But there's also a minimum and maximum cap. The whole calculation is honestly pretty complex.

0 coins

Wow that sounds complicated. Is there an easier way to estimate it?

0 coins

The 50% rule of thumb is usually pretty close for most people. You can also use the benefit calculator on the Washington ESD website if you have all your wage info handy.

0 coins

DONT COUNT ON GETTING THE FULL AMOUNT RIGHT AWAY!!! My claim has been stuck in adjudication for 6 weeks now and I haven't seen a penny. The system is completely broken and they don't care about people who actually need help paying bills.

0 coins

Oh no, what caused your claim to go into adjudication? I want to avoid that if possible.

0 coins

They said there was an issue with my separation from my last employer but won't tell me what exactly. It's a nightmare trying to get answers from anyone.

0 coins

Have you tried contacting your former employer's HR department? Sometimes they need to verify information on their end.

0 coins

The weekly benefit amount is just one piece - you also need to factor in the job search requirements. You have to apply for at least 3 jobs per week and keep a log of your activities. Missing this can disqualify you even if you're eligible for benefits.

0 coins

Good point! I forgot about the job search requirements. Do they actually check up on that?

0 coins

They can audit your job search activities randomly, so keep good records. Use WorkSourceWA to track your applications - it integrates with the unemployment system.

0 coins

been on unemployment twice in the past 5 years and the benefit calculator on the washington esd site is pretty accurate if you can find your quarterly wages. usually within $10-20 of what you actually get

0 coins

That's reassuring to hear. I'll try to dig up my pay stubs to get a better estimate.

0 coins

Just wanted to follow up on the Claimyr thing - I used them again this week when I had questions about my benefit year ending. Got through to an agent in about 10 minutes instead of spending hours on hold. Definitely worth it when you need actual answers about your specific situation.

0 coins

How much does that service cost? I'm already tight on money waiting for benefits.

0 coins

The value was worth it for me when I was stuck, but you can check their site for current details. Sometimes it's better to pay a little to get answers than stress for weeks.

0 coins

Don't forget that unemployment benefits are taxable income! I made that mistake my first time and owed a bunch come tax season. Like someone mentioned earlier, elect to have the 10% federal withholding taken out when you file your weekly claims.

0 coins

Thanks for the reminder! I definitely don't want a surprise tax bill next year.

0 coins

You can also change the withholding election later if you want. Just call Washington ESD or update it online.

0 coins

For what it's worth, I was making about the same as you ($21/hr, 40 hours) and I get $425 per week. So that first estimate of around $440 seems pretty spot on. The key is making sure you file your initial claim correctly and answer all the questions honestly.

0 coins

That's really helpful to know! Did you have any issues with your claim or did it go smoothly?

0 coins

Pretty smooth overall. Took about 2 weeks to get my first payment. Just make sure you keep filing your weekly claims even if you haven't heard anything yet.

0 coins

Something to keep in mind - if you had multiple jobs or inconsistent hours, the calculation gets more complicated. They use a 'base period' which is usually the first 4 of the last 5 completed quarters before you filed your claim. If your wages were low in that period, you might qualify for less than expected.

0 coins

I've been at the same job for 2 years with consistent hours, so hopefully that makes it easier.

0 coins

That should definitely work in your favor! Steady employment history usually means a straightforward claim.

0 coins

Whatever you do, don't wait to file your claim! I waited a week thinking I might get called back and it cost me that week of benefits. The waiting period starts when you file, not when you lost your job.

0 coins

Good advice! I actually filed yesterday so hopefully I didn't wait too long.

0 coins

You should be fine then. Just remember to file your weekly claims every week even if your claim is still processing.

0 coins

The $999 maximum mentioned earlier is correct for 2025. Most people don't hit the max unless they were making over $100k annually. Your warehouse job wage should put you right in the typical range of $300-500 per week depending on your exact earnings history.

0 coins

That range makes sense based on what everyone's sharing. Feels more manageable knowing what to expect.

0 coins

had to use one of those callback services when my payments stopped randomly last month. turns out there was a flag on my account that needed to be cleared by an agent. couldn't get through the regular way but the service worked pretty well

0 coins

Which service did you use? Was it the Claimyr one mentioned earlier?

0 coins

yeah that was the one. worked better than i expected honestly. sometimes you just need to talk to a real person

0 coins

Pro tip: set up direct deposit as soon as you can. The debit card they send works but direct deposit is faster and more reliable. You can set it up through your SecureAccess Washington account once your claim is approved.

0 coins

Definitely will do that! How long does it take for direct deposit to kick in?

0 coins

Usually takes effect with your next payment after you set it up. Way better than waiting for the mail.

0 coins

Keep all your documentation from your employer about the layoff. Sometimes Washington ESD needs to verify the reason for separation, and having that paperwork ready can speed things up if questions arise.

0 coins

I have my termination letter and final pay stub. Should that be enough?

0 coins

That should cover it! Any official documentation about the layoff helps if they need to verify your eligibility.

0 coins

One more thing - if you get any part-time work while on unemployment, you need to report it when you file your weekly claim. They'll reduce your benefits based on what you earn, but you can usually still get partial benefits if you're working less than full-time.

0 coins

Good to know! I might pick up some gig work while job hunting.

0 coins

Just be honest about all earnings when you report. They cross-reference with employers so it's not worth trying to hide anything.

0 coins

Looks like you got a lot of good info here! The benefit amount calculation can seem confusing at first but once you understand the basics it makes sense. Your $22/hr wage should get you a decent weekly benefit to help bridge the gap while you're job hunting. Just stay on top of your weekly claims and job search requirements.

0 coins

Thanks everyone! This thread has been super helpful. Feel much more confident about the whole process now.

0 coins

Glad we could help! Best of luck with your job search and don't hesitate to ask if you run into any issues with your claim.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today