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Anastasia Fedorov

How much is the unemployment check in Washington state?

I'm thinking about filing for unemployment but I have no idea what to expect for payment amounts. Does anyone know how much the weekly unemployment benefit is in Washington? I've been working retail for the past 2 years making about $18/hour full time. Would really appreciate some insight on what I might qualify for since I need to plan my budget.

The Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past year. For 2025, the maximum weekly benefit is $999, but most people get between $200-600 depending on their previous wages. Since you were making $18/hour full time, you'd probably qualify for somewhere around $400-500 per week.

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That's actually higher than I expected! Do you know how long benefits last?

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Regular UI benefits in Washington last up to 26 weeks, but it depends on your work history and the unemployment rate.

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just filed last month and getting $456 a week, was making about $20/hour before getting laid off. the calculation is weird but basically take your gross pay from your highest quarter and divide by 26

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Oh wow that's pretty decent. Did it take long to get approved?

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took about 3 weeks but that was with no issues on my claim

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You can actually estimate your benefit amount on the Washington ESD website before you file. They have a calculator tool that gives you a rough idea based on your wages. But honestly, the hardest part isn't figuring out the amount - it's getting through to an actual person at Washington ESD when you have questions or problems with your claim.

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What do you mean about getting through to someone? Is their phone system bad?

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The phone lines are constantly busy. I spent weeks trying to reach someone about an adjudication issue. Finally found this service called Claimyr that actually got me through to an agent in under 30 minutes. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that explains how it works.

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Never heard of that before. Does it actually work or is it just another scam?

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I was skeptical too but it's legit. They basically handle the calling and waiting for you, then connect you when an agent picks up. Saved me hours of frustration.

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Just keep in mind that your benefit amount also depends on whether you have any dependents. Washington ESD adds money for dependent allowances. Also, the amount gets reduced by any part-time work you do, so if you pick up some shifts while on UI, make sure to report it on your weekly claim.

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Good to know about the dependent thing. I don't have kids but my partner is unemployed too.

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Unfortunately spouses don't count as dependents for UI purposes, only children under 18 or disabled adult children.

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honestly the whole system is a mess right now. been waiting 6 weeks for my claim to get processed and still showing 'adjudication in progress' with no explanation. even when you know how much you should get, doesn't matter if they never approve your claim

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Six weeks is way too long for adjudication. Have you tried calling the adjudication line directly?

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tried calling dozens of times, either busy signal or get disconnected after being on hold for hours

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This is exactly the type of situation where Claimyr helped me. When my claim was stuck in adjudication for weeks, they got me through to someone who could actually explain what documentation I needed to provide.

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The weekly benefit calculation in Washington is: (total wages in highest quarter ÷ 26) × 0.0385 = weekly benefit amount. But there's also a minimum ($295) and maximum ($999) for 2025. Your $18/hour job should put you well above the minimum.

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Thanks for the actual formula! That's super helpful for planning.

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wait that math doesn't match what I got... maybe I'm calculating wrong?

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The formula can vary slightly based on when you file and other factors. The Washington ESD website calculator is more accurate than doing it by hand.

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One more question - do you have to pay taxes on unemployment benefits? I want to make sure I understand the full picture before filing.

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Yes, unemployment benefits are taxable income. You can choose to have taxes withheld (10% federal) when you file your weekly claims, or pay them when you file your tax return.

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Definitely recommend having them withhold taxes. Otherwise you could owe a big chunk come tax time.

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Don't forget about the job search requirements too. You need to make at least 3 job search contacts per week and keep a log. Washington ESD can audit your job search activities at any time.

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What counts as a job search contact?

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Applying for jobs, networking events, job fairs, contacting employers directly. Just make sure to document everything with dates and details.

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I've been on UI for 4 months now and getting $523/week. Started at a higher amount but it got reduced when I picked up some part-time work. The system automatically calculates the reduction based on what you report in your weekly claim.

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How much part-time work can you do before it affects your benefits?

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In Washington, you can earn up to your weekly benefit amount before they start reducing it dollar for dollar. So if your benefit is $400, you can earn up to $400 without any reduction.

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Filed my claim 2 weeks ago and still haven't received my first payment. Status shows 'pending' but no other information. Getting really stressed about paying rent.

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Pending usually means they need some kind of verification or documentation. Check your account for any alerts or messages.

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Nothing in my account, that's what's so frustrating. No way to know what they need.

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This is another situation where getting through to an actual Washington ESD agent is crucial. They can tell you exactly what's holding up your claim. I'd definitely recommend trying Claimyr if you're not having luck with the regular phone lines.

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For what it's worth, I think the benefit amounts in Washington are pretty generous compared to other states. My cousin in Florida only gets like $275/week maximum, meanwhile here you can get close to $1000 if you were a high earner.

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Yeah I've heard Washington has some of the better unemployment benefits in the country.

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The cost of living here is also way higher though, so it balances out somewhat.

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Just make sure you file as soon as possible after losing your job. There's usually a one-week waiting period before benefits start, and you can't get paid for weeks you don't file a claim.

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Good point, I'll file this week if I end up getting laid off.

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The Washington ESD website has gotten a lot better over the past couple years. Used to be a nightmare to navigate but now it's pretty user-friendly for filing weekly claims and checking your benefit status.

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maybe for filing claims but good luck if you need to actually talk to someone about a problem

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True, the phone system is still terrible. That's why people are using services like Claimyr to get through.

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One thing to keep in mind - if you quit your job voluntarily, you might not qualify for benefits unless you had 'good cause' like unsafe working conditions or harassment. Make sure you understand the eligibility requirements before filing.

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I'm not quitting, my store might be closing down so it would be a layoff.

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Perfect, layoffs due to business closure are definitely covered. You shouldn't have any eligibility issues.

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Mei Lin

been getting unemployment for 3 months now, the weekly filing process is super easy once you get used to it. just answer the same questions every week about whether you worked, looked for work, etc. takes like 5 minutes

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That's reassuring, I was worried the weekly filing would be complicated.

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Don't forget that you might also qualify for other assistance programs while on unemployment. Food assistance, housing help, utility assistance, etc. The whole financial picture can help stretch your benefits further.

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I hadn't thought about that. Where do you find information about other programs?

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DSHS website has info on most assistance programs, or you can call 211 for referrals to local resources.

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Just want to add that if you do end up with issues on your claim - like disqualifications or overpayments - you have appeal rights. Don't just accept a decision if you think it's wrong. The appeal process exists for a reason.

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Good to know I have options if something goes wrong.

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Overall, Washington's unemployment system works pretty well if you don't run into any snags. The benefit amounts are decent and the online system is functional. Just be prepared for long wait times if you need to talk to someone on the phone.

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Thanks everyone for all the helpful information! Feeling much more prepared now if I need to file.

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Glad we could help! And remember, if you do run into phone issues, services like Claimyr can be a real lifesaver for getting through to Washington ESD.

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