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Nora Bennett

How much for unemployment benefits in Washington - what's the calculation?

I'm trying to figure out how much I'll get from Washington ESD for unemployment benefits. I was making $4,200 a month at my last job before I got laid off. Does anyone know how they calculate the weekly benefit amount? I've heard it's based on your highest quarter but I'm not sure how that works exactly. Also wondering if there's a maximum amount they'll pay regardless of what you were making.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period (first 4 of the last 5 completed quarters). They take that quarter's wages and divide by 26 to get your weekly amount. The maximum weekly benefit for 2025 is $999 per week.

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So if I made $13,000 in my highest quarter that would be $500 per week? That seems pretty good actually.

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Yes, exactly $500 per week in your case. You can also use the benefit calculator on the Washington ESD website to double-check the math.

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I think there's also a minimum amount too, like $295 or something. Had a friend who worked part-time and that's what she got.

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Yeah the minimum weekly benefit amount is $295 for 2025. You have to have earned at least a certain amount in your base period to qualify at all.

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Makes sense, thanks for confirming that!

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One thing to watch out for - if you're having trouble reaching Washington ESD to ask about your benefit calculation, I found this service called Claimyr that helps you get through to an actual agent. Their website is claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me when I couldn't get answers about my claim.

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Is that legit? Seems too good to be true that they can actually get you through to Washington ESD.

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I was skeptical too but it actually worked for me. Saved me hours of calling and getting busy signals.

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Might be worth trying if I have issues with my claim calculation. Thanks for the tip.

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Don't forget you can collect for up to 26 weeks in Washington, so multiply your weekly amount by 26 to see your total potential benefits. Though hopefully you find work before then!

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That would be $13,000 total for me. Definitely helps to know what I'm looking at financially.

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The 26 weeks can extend during high unemployment periods too, but that's rare these days.

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Make sure you file your weekly claims every week even if you haven't heard back about your benefit amount yet. Missing a week can mess up your payments.

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Good point, I'll make sure to stay on top of the weekly filings.

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Absolutely critical advice. Washington ESD is strict about the weekly claim filing deadlines.

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learned this the hard way when I missed one week and had to go through a whole appeal process

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The system is so confusing! I still don't understand how they pick which quarters to use for the base period.

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They use the first 4 of the last 5 completed calendar quarters before you file your claim. So if you file in January 2025, they'd look at Jan-Mar 2024, Apr-Jun 2024, Jul-Sep 2024, and Oct-Dec 2024.

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Oh that makes more sense, thanks for breaking it down!

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Also remember you have to pay taxes on unemployment benefits. It's not like they automatically withhold it unless you request it.

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Good reminder, I'll make sure to set aside money for taxes or have them withhold it.

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You can elect to have 10% federal taxes withheld when you file your initial claim or change it later.

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Been on unemployment twice and the benefit calculator on Washington ESD website is pretty accurate. Just make sure you have your wage info handy.

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I'll definitely use that calculator, thanks for confirming it works well.

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The calculator saved me from having to call and wait on hold forever just to get a simple question answered.

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If your wages vary a lot between quarters, it can really affect your benefit amount. Mine was way lower than expected because I had one really slow quarter that brought down my base period wages.

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That's a good point, I should look at all my quarters not just assume the highest one counts.

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They only use your highest quarter to calculate the weekly amount, but you need sufficient wages across the entire base period to qualify initially.

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Right, I think I was confusing the qualification requirements with the benefit calculation.

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Does anyone know if overtime pay counts toward the benefit calculation? I had a lot of OT in my last few months.

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Yes, overtime pay counts as regular wages for benefit calculation purposes. Any wages reported to Washington ESD by your employer will be included.

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Great, that should help bump up my weekly amount then!

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The whole process seems overwhelming but at least the money helps while job searching. Just wish Washington ESD made it easier to get information when you have questions.

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That's where Claimyr comes in handy - they handle the calling hassle for you. Made my life so much easier when I was dealing with a complicated claim issue.

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I'll definitely look into that if I run into problems, thanks!

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Same here, the phone system is a nightmare to navigate on your own.

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Pro tip: keep detailed records of all your wages and employment dates. Makes everything smoother if there are any discrepancies in what Washington ESD has on file.

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Good advice, I'll gather all my pay stubs and employment records before filing.

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I had to provide additional wage documentation because my employer reported my wages late. Having my own records saved me weeks of delays.

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Don't forget about the job search requirements either. You'll need to be actively looking for work and document your search activities.

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How many job contacts do I need to make each week?

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You need to make at least 3 job search activities per week and keep a detailed log. This can include applying for jobs, attending job fairs, networking events, etc.

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And make sure to keep good records because they do audit job search logs randomly.

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The waiting week thing always confuses me - do you still get paid for the first week or not?

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Washington state eliminated the waiting week, so you can be paid for your first week of unemployment if you're otherwise eligible.

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Oh good, I thought I remembered reading that but wasn't sure if it was still true.

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For anyone reading this thread later - definitely file your claim as soon as possible after becoming unemployed. Benefits can't be backdated very far.

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Thanks, I'm planning to file this week. This thread has been super helpful for understanding what to expect.

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I waited too long to file thinking I'd find work quickly and ended up losing out on several weeks of benefits.

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Has anyone had issues with their employer disputing their unemployment claim? Mine is saying I was fired for cause but it was really a layoff.

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If your employer disputes your claim, Washington ESD will investigate and make a determination. You'll have a chance to provide your side of the story during the adjudication process.

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This is exactly when you'd want to use something like Claimyr to talk to an agent about your specific situation and make sure you understand the process.

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Good point, I might need to get some guidance on handling the dispute.

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Bottom line - if you were making decent money, Washington unemployment benefits can really help bridge the gap while you look for your next job. Don't be afraid to apply if you're eligible.

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Agreed, sounds like it'll be worth filing for in my situation. Thanks everyone for all the helpful info!

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This whole thread has been educational, glad the OP asked the question!

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