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Ezra Bates

How much do you get from unemployment benefits in Washington state?

I'm thinking about filing for unemployment but want to know what I can expect to receive. I've been working full-time making about $52,000 a year for the past 3 years. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your earnings but not sure exactly how they figure it out.

Washington ESD uses your highest earning quarter from the last 18 months to calculate your weekly benefit amount. Generally it's about 60% of your average weekly wage, but there's a minimum of $295/week and maximum of $999/week in 2025. You can use the benefit calculator on their website to get an estimate.

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Thanks! I didn't know about the calculator. Is that on the main Washington ESD website?

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Yes, it's under the 'Apply for Benefits' section. Just need your wage info from the past year or so.

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Washington ESD uses your highest earning quarter from the past 5 quarters to calculate your weekly benefit amount. The maximum weekly benefit for 2025 is $999, but most people get somewhere between $300-700 per week depending on their income history.

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That's helpful! So they look at my best quarter, not my annual salary?

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Exactly. They take your highest quarter earnings, divide by 26, then multiply by about 0.3 to get your weekly amount. There's also a minimum of $295 per week.

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i think i got like $450 a week when i was on unemployment last year but i was making more than you. the amount depends on how much you made in your best quarter

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That actually sounds pretty decent. How long did it take to get your first payment?

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took about 3 weeks but that was because my claim went into adjudication for some reason

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i think its around 60% of your regular pay but capped at the max amount. been on unemployment twice and both times got different amounts based on what i was making

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It's actually closer to 30% of your quarterly average, not 60% of regular pay. Common misconception though!

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You can actually estimate your benefit amount before filing by using the benefit calculator on the Washington ESD website. Just need your earnings from the past 5 quarters. With your salary of $52k, you're probably looking at around $450-550 per week.

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I didn't know there was a calculator! That would save me from guessing. Do you remember where exactly on their site?

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It's under 'Unemployment Benefits' then 'Benefit Estimator' on the main Washington ESD page. Pretty straightforward tool.

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One thing to keep in mind is that you'll need to actively look for work and document your job search activities. Washington ESD requires 3 job contacts per week and you have to keep a log. The payment amount is just one part of the equation - you also need to stay compliant with all the requirements to keep receiving benefits.

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This is so important! I know people who lost their benefits because they didn't keep proper job search records.

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Good point, I'll make sure to keep track of everything. Do they audit those records regularly?

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They can request them at any time, so it's best to keep detailed records from day one.

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If you're having trouble getting through to Washington ESD to ask questions about your benefit amount, I had success using Claimyr (claimyr.com). They helped me get connected to an actual agent when I couldn't get through the regular phone lines. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me hours of calling and getting busy signals.

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Never heard of this service before. Does it actually work or is it just another scam?

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It's legit. I was skeptical too but they actually got me through to a Washington ESD rep in about 20 minutes. Way better than spending all day redialing.

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I might need to try this if I run into issues. Thanks for sharing!

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The weekly benefit amount also depends on whether you have any dependents. You can get additional money for dependent children, I think it's like $25 per child but don't quote me on that exact amount.

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I don't have kids but good to know for others reading this thread.

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It's actually $34 per dependent child in 2025, up to 5 dependents max.

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Had trouble getting through to Washington ESD to ask about my benefit calculation when I filed last year. Spent hours calling and either got busy signals or hung up on. Finally found Claimyr.com which helped me get connected to an actual agent who explained everything. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service. Did it actually work for getting through?

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Yeah, got connected within like 20 minutes instead of calling all day myself. Was worth it just to get my questions answered directly.

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Just remember that unemployment benefits are taxable income. You can choose to have taxes withheld or pay quarterly estimated taxes. I learned this the hard way during tax season.

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Oh wow, I hadn't thought about taxes. How much should I expect to owe?

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Depends on your total income for the year, but I'd recommend having 10-15% withheld to be safe.

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You can change your withholding preference anytime through your Washington ESD online account.

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The system is so confusing though. I filed 3 weeks ago and still haven't gotten my first payment. My claim says 'adjudication in progress' but no one can explain what that means or how long it takes.

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Adjudication means they're reviewing something about your claim - could be employment separation, wages, or eligibility. Unfortunately it can take 4-6 weeks sometimes.

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This is exactly the kind of situation where Claimyr helped me. I was stuck in adjudication for weeks and couldn't get answers. They got me through to someone who explained what was holding up my claim.

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I might have to try that service. This is so stressful not knowing when I'll get paid.

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The Washington ESD system is SO CONFUSING with all these calculations! Why can't they just tell you upfront what you'll get instead of making us do math with quarters and base periods??

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I agree it's complex, but it's designed to be fair based on your actual work history rather than just current income.

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Still think they could make it clearer. Half the people I know don't understand how their amount was calculated.

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also make sure you file your weekly claims every week even if your initial claim is still pending. if you miss filing a week you might lose that weeks benefits permanently

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Good tip! When do you file the weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week, but you have until Saturday night. I always do mine on Sunday morning so I don't forget.

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don't forget you can get benefits for up to 26 weeks in washington, sometimes longer if there's extensions. so even if the weekly amount seems low, it adds up over time

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Good point about the duration. Is the 26 weeks automatic or do you have to reapply?

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It's automatic as long as you keep filing your weekly claims and meet the job search requirements.

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I've been on unemployment twice and both times the amount was different even though I was making similar wages. The calculation seems to depend on which quarters they use and when you file. It's not always straightforward.

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That's confusing. I thought it would be more standardized.

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They use the four quarters before your benefit year starts, but if you don't have enough wages in that period, they might use an alternative base period.

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Remember that unemployment benefits are taxable income too. Washington ESD can withhold federal taxes if you request it, but you'll still owe at tax time if you don't plan for it.

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Oh wow, I hadn't thought about taxes. So I should probably have them withhold something?

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Yeah, you can choose 10% federal withholding when you file your weekly claims. Saves you from a big tax bill later.

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The benefit amount also depends on if you worked in multiple states. Washington ESD has interstate agreements, but it can get complicated if you have wages from other states in your base period.

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I've only worked in Washington, so that shouldn't be an issue for me.

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just filed last month and my benefit amount was way less than i expected!! turns out i had a low quarter that brought down my average. really wish someone had explained this better

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That's frustrating! Did you try calling Washington ESD to understand the calculation better?

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tried calling but never got through. might try that claimyr thing someone mentioned above

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One thing to keep in mind - if you're getting severance pay or vacation payout, that might affect when your unemployment benefits start. Washington ESD has specific rules about how they handle those payments.

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I might get some vacation pay when I leave. How does that work exactly?

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Vacation pay is usually counted as wages for the week it's paid, which could delay your benefits. You'd need to report it on your weekly claim.

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Don't forget that if you do any part-time work while collecting unemployment, you need to report it. They have specific rules about how much you can earn before it affects your weekly benefit amount.

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How much can you earn before it impacts your benefits?

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I think you can earn up to about $200 before they start reducing your weekly benefit, but definitely check the current rules on the Washington ESD website.

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It's actually based on your weekly benefit amount. You can earn up to 1/3 of your weekly benefit without reduction, then they reduce dollar for dollar after that.

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The waiting week was eliminated during COVID so you should get paid for your first week now. That was a nice change they made permanent.

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Good to know! I was wondering about that.

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Yeah, before you had to wait a whole week before your benefits started. Much better now.

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One more thing about Claimyr - if you do end up needing to talk to Washington ESD about your benefit calculation or any issues with your claim, it's worth checking out. I probably saved 6+ hours of calling over the course of my claim period. The service really comes in handy when you have specific questions that only an agent can answer.

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How much does it cost to use? Is it worth it compared to just calling yourself?

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For me it was definitely worth it considering how much time I saved. Check their website for current pricing - claimyr.com has all the details.

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I was making $22/hour and got about $580 per week. But remember you only get benefits for 26 weeks maximum in Washington unless there are extensions during recessions.

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26 weeks should hopefully be enough time to find something new. Thanks for sharing your actual numbers!

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The 26 weeks can be extended during high unemployment periods, but right now it's the standard 26 weeks in Washington.

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UPDATE: I finally got through to someone at Washington ESD using that Claimyr service someone mentioned earlier. Turns out my adjudication was because my previous employer disputed my separation reason. The agent explained everything and said it should resolve within another week or two. Would have never gotten this info just calling the regular number.

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Glad it worked out for you! That's exactly the kind of situation where having an actual conversation with an agent makes all the difference.

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That's great news! Hopefully your payments start soon.

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just a heads up that if you quit your job you might not be eligible for unemployment unless you had 'good cause' like unsafe working conditions or harassment. they're pretty strict about that

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I was actually laid off due to store closures, so I should be fine on that front.

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Layoffs due to business closure are definitely covered. You shouldn't have any eligibility issues with that type of separation.

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The whole system is such a mess. I've been trying to get my account unlocked for 2 weeks now and can't get through to anyone. The website crashes half the time and the phone lines are always busy. How are people supposed to survive like this?

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I feel your frustration. The system definitely needs improvement. Have you tried calling first thing in the morning?

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This is another situation where Claimyr might help - account issues are one of the main reasons people use it to get through to Washington ESD agents.

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For anyone still reading this thread, here's a quick summary: Washington unemployment benefits range from $295-999 per week in 2025, calculated based on your highest earning quarter. You need to file weekly claims, do job searches, and report any earnings. The benefit calculator on Washington ESD's website will give you an estimate based on your specific wage history.

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Perfect summary, thank you! This thread has been super helpful.

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Thanks for putting this all together. Saving this thread for reference.

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Does anyone know if the job search requirement is waived if you're on standby status? I heard conflicting information about this.

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If you're on standby with a specific return-to-work date within 12 weeks, you don't need to do the job search. But you still need to be available for work.

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That makes sense. My employer said they might call me back in 8-10 weeks so I should be good.

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Be careful about the WorkSourceWA registration requirement too. You need to register within a certain timeframe or your benefits can be delayed.

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When do you need to register? Right away or is there a grace period?

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You need to register with WorkSourceWA within your first week of claiming benefits. It's required for job search compliance.

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I wish they would just modernize the whole system. Other states have much better online portals and customer service. Washington feels like it's stuck in the 1990s sometimes.

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Seriously! The technology is so outdated. Even filing a simple weekly claim takes forever.

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At least they've made some improvements since the pandemic. It used to be even worse.

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been working part time while on unemployment and you can still get partial benefits if your earnings are below your weekly benefit amount. washington esd has a formula for how much they reduce your benefits

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That's good to know! So you don't lose all benefits if you pick up some part-time work?

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nope, they just reduce it based on how much you earn. encourages people to take whatever work they can find

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Another benefit of using Claimyr was getting help understanding the partial benefit calculations. The Washington ESD agent explained exactly how working part-time would affect my weekly amount, which helped me make better decisions about job opportunities.

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That sounds really helpful. I've been confused about whether taking a day or two of work would mess up my benefits.

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The whole system seems designed to confuse people! I applied and got approved but still don't fully understand how they came up with my number. At least I'm getting something though.

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If you log into your Washington ESD account, there should be a monetary determination letter that breaks down exactly how they calculated your benefit amount.

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I'll check that out, thanks! Hopefully it makes more sense than the initial paperwork.

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Does anyone know if the benefit amounts change during the year? I heard they might adjust the maximum weekly amount annually.

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Yes, Washington ESD adjusts the maximum weekly benefit amount each year based on average wages in the state. For 2025 it's $999 per week.

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Good to know! My claim started in December so I should be getting the 2025 rates.

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important to remember that you have to actively look for work and report your job search activities to keep getting benefits. the amount doesn't matter if you don't meet the requirements

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How many job applications do you need to do per week in Washington?

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it's 3 job search activities per week, but doesn't have to be just applications. can include networking, attending job fairs, etc.

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If you're thinking about filing, don't wait too long. There's usually a waiting week where you won't get paid, and benefits are only backdated so far. Better to file as soon as you're eligible.

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Good advice! I was planning to wait until I officially finish my job but sounds like I should file right when I become unemployed.

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my sister got unemployment last year and said the hardest part wasn't figuring out the amount, it was actually getting through to talk to someone when she had questions about her claim

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That's exactly why I ended up using Claimyr! The phone system at Washington ESD is impossible during busy times.

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One last tip - make sure all your employer information is accurate when you file. If Washington ESD can't verify your wages, it can delay your claim and affect your benefit calculation.

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Thanks for all the helpful info everyone! I feel much more prepared to file now.

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Good luck with your claim! The process is smoother once you understand how it all works.

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hope this thread helps other people too! there's so much confusing info out there about unemployment benefits

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Agreed! These kinds of discussions are really valuable for people navigating the Washington ESD system for the first time.

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been following this thread and learned a lot. didn't realize there was a benefit calculator on the washington esd website. going to check that out before i file

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It's definitely worth using the calculator first to set your expectations. Takes the guesswork out of it.

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