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LilMama23

How much does one get for unemployment benefits in Washington ESD?

I'm thinking about filing for unemployment but want to know what kind of weekly benefit amount I could expect from Washington ESD. I made about $52,000 last year working full time at a tech company. Does anyone know how they calculate the weekly benefit amount? I've heard it's based on your earnings but I'm not sure exactly how much I'd get or what the maximum is in Washington state.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. The maximum weekly benefit for 2025 is $999 per week. With your salary of $52k, you'd probably get somewhere between $600-800 weekly depending on when you worked and your exact quarterly earnings.

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That's actually higher than I expected! How long can you collect benefits for?

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Up to 26 weeks typically, though it can vary based on your work history and the unemployment rate.

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The formula is pretty straightforward - they take your highest quarter earnings, divide by 26, then you get about 60% of your average weekly wage. But there's caps on both ends. Minimum is around $299/week and max is $999/week for 2025.

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Wait, is that before or after taxes? Do they take taxes out of unemployment benefits?

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That's before taxes. You can choose to have federal taxes withheld when you file your weekly claims, or you'll owe at tax time.

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I was making about the same as you and got $743 per week from Washington ESD. But honestly, getting through to them to actually file and get it approved was a nightmare. Spent hours trying to call their customer service line.

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How long did it take you to get your first payment?

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About 3 weeks, but that was after I finally got someone on the phone to help resolve an issue with my claim.

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If you're having trouble reaching Washington ESD by phone, I found this service called Claimyr that helps you get through to an actual agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me literally hours of trying to call.

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Never heard of that, does it actually work or is it some kind of scam?

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It's legit - they just handle the calling and waiting for you, then connect you when an agent picks up. Way better than sitting on hold for hours.

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Good to know, I'll keep that in mind if I have trouble getting through when I file.

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Just remember you have to do the job search requirements too. In Washington you need to make at least 3 job search contacts per week and keep a log of everything.

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What counts as a job search contact? Just applying online or do you need to do more?

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Applying counts, but so does networking events, career fairs, even LinkedIn outreach if you document it properly.

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The benefit amount also depends on when you worked. They look at your base period which is usually the first 4 of the last 5 completed quarters before you file. If you just started that job recently, your benefit might be lower.

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I've been at this job for 3 years so that shouldn't be an issue for me.

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Then you should be good to get close to the maximum amount based on your earnings.

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Don't forget that unemployment benefits are taxable income! I made that mistake my first time and got hit with a big tax bill.

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Yeah, definitely elect to have taxes taken out when you file your weekly claims. Much easier than owing later.

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washington esd website has a benefit calculator somewhere but honestly its confusing as hell. easier to just file and see what they give you

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The calculator is pretty basic but it can give you a rough estimate. It's under the 'Apply for Benefits' section I think.

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I'll try to find that calculator, thanks!

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Make sure you file as soon as you're unemployed. There's a waiting week but you still need to file that first week or you lose it completely.

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Wait, what's a waiting week? Do you not get paid for the first week?

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Exactly - the first week is unpaid but you still have to file the claim to establish your benefit year.

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I tried calling Washington ESD like 50 times last month and kept getting the busy signal or getting hung up on after waiting forever. Super frustrating when you need help with your claim.

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That's exactly why I started using Claimyr. They handle all that calling and waiting, then patch you through when they get an agent. Total game changer.

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Might have to try that if I have more issues. The phone system is absolutely terrible.

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Also keep in mind if you get any severance pay or vacation payout, that might delay when your benefits start. Washington ESD considers that wages.

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I might get a small severance, do you know how that affects the timing?

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They'll ask about it when you file and calculate how many weeks it covers based on your normal weekly wage.

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The whole system is designed to make it as hard as possible to actually get benefits. Even when you qualify they make you jump through hoops.

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I get the frustration but the job search requirements aren't that bad if you're actually looking for work anyway.

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It's not just the job search stuff, it's the constant technical glitches and inability to reach anyone when there's a problem.

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Pro tip: file your weekly claims on Sunday mornings. The system is usually less busy then and you're less likely to get error messages.

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Good advice! I always had trouble filing on Monday mornings when everyone else was trying.

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With your income level you'll definitely get a decent benefit amount. I was making about $45k and got around $650/week. Just be patient with the process and keep good records of everything.

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Thanks, that helps me plan my budget if I do end up needing to file.

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Definitely start cutting expenses now if you think layoffs are coming. Unemployment helps but it's still a big pay cut.

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Make sure you understand the difference between being able and available vs. on standby. Different rules apply and it affects your benefit amount.

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What's standby status? I've never heard of that.

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It's when your employer expects to call you back to work within a certain timeframe. You don't have to do job searches but the rules are different.

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Whatever you do, don't lie on your application or weekly claims. Washington ESD does cross-check with employers and other states. Not worth the risk of an overpayment or fraud charges.

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This is so important. I know someone who got hit with a huge overpayment because they didn't report some part-time work properly.

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been through this process twice now and honestly the hardest part is just getting your initial claim processed without issues. once you're in the system and filing weekly claims its pretty routine

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Any tips for avoiding issues with the initial claim?

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have all your employment info ready - dates, addresses, reason for separation. double check everything before submitting

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I used that Claimyr service someone mentioned earlier when my claim got stuck in adjudication. Took weeks to get through on my own but they got me connected to an agent in like 20 minutes. Definitely worth it when you're dealing with claim issues.

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How much does something like that cost?

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They don't really focus on the cost - it's more about the value of actually getting your claim resolved quickly instead of waiting weeks or months.

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Just remember that unemployment is temporary. Use the time to really think about what kind of job you want next and maybe pick up some new skills. The benefit amount should help cover your basics while you search.

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Good point. I've been thinking about this as an opportunity to maybe switch career paths.

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Exactly! Washington also has some good workforce development programs if you want to learn new skills while collecting benefits.

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One last thing - keep track of all your benefit payments for tax purposes. Washington ESD will send you a 1099-G at the end of the year but it's good to have your own records too.

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Thanks everyone for all the helpful advice! Feel much more prepared now if I need to file.

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