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Amina Sy

How much can you work and still get unemployment benefits in Washington?

I just got laid off from my full-time job last month and filed for unemployment with Washington ESD. I'm getting some part-time work here and there - mostly gig work and temporary stuff. I know I need to report all my earnings when I do my weekly claims, but I'm confused about exactly how much I can earn before it affects my benefits. Does anyone know the current rules for 2025? I don't want to mess up my claim by working too much, but I also need whatever income I can get right now.

You can work part-time and still collect unemployment in Washington, but there are specific rules. Your weekly benefit amount gets reduced based on what you earn. I think the formula is something like they subtract your earnings minus $5 from your weekly benefit amount, but don't quote me on the exact numbers.

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Thanks! Do you know if there's a maximum amount I can earn before I lose benefits completely?

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I thought there was like a 1.5 times rule or something? Like if you make more than 1.5 times your weekly benefit you don't get anything that week?

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The current Washington ESD rule for 2025 is that you can earn up to 1.5 times your weekly benefit amount and still receive some unemployment benefits. Here's how it works: They subtract your gross earnings from your weekly benefit amount, minus a $5 disregard. So if your weekly benefit is $400 and you earn $200 that week, you'd get $400 - $200 + $5 = $205 in unemployment benefits.

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That's really helpful! So the $5 disregard means I basically get to keep the first $5 I earn without it affecting my benefits at all?

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Exactly right. The $5 disregard is designed to encourage people to take some part-time work while they're looking for full-time employment.

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I've been dealing with this exact situation and it's been frustrating trying to get clear answers from Washington ESD directly. Every time I call, I either can't get through or get disconnected. Has anyone found a reliable way to actually talk to someone at ESD about these earnings questions?

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OMG yes the phone situation is terrible! I spent literally hours trying to get through last week.

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I actually found this service called Claimyr that helps you get through to ESD agents. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Basically they handle the calling and waiting for you, then connect you when they get an agent on the line.

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Interesting, have you actually used it? I'm at the point where I'd try anything to get some real answers about my specific situation.

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Just want to add that you MUST report ALL work and earnings on your weekly claims, even if it's just a few hours or cash work. ESD can and will audit your claim, and if they find unreported earnings, you could face an overpayment and penalties.

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Good point. I've been reporting everything, even small amounts. Better safe than sorry with these things.

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Yeah my cousin got hit with a huge overpayment bill because she didn't report some babysitting income. Not worth the risk.

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One thing to watch out for - if you're doing gig work like DoorDash or Uber, you're technically self-employed for those weeks. That can affect your availability requirements for unemployment. You have to be able and available for full-time work.

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Oh wow, I hadn't thought about that. I've been doing some DoorDash on weekends. Does that disqualify me from benefits?

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Not necessarily, but you need to make sure you're still actively seeking full-time employment and available to start a full-time job if offered. The gig work should be supplemental, not your primary focus.

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Right, and you still have to do your job search activities and log them in WorkSourceWA like everyone else.

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This whole system is so confusing! I wish they would just give you a simple chart or something. Like 'if you make X, you get Y in benefits.' Why does it have to be so complicated?

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I know right? And every state has different rules too which makes it even more confusing when you're looking stuff up online.

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The Washington ESD website actually does have a calculator tool somewhere, but good luck finding it. Their website navigation is terrible.

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Been there! I was working about 20 hours a week at a retail job while collecting unemployment last year. Had to be super careful about tracking my hours and reporting everything correctly. The key is consistency - report the same way every week.

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How did you handle weeks where your hours varied a lot? Some weeks I might work 10 hours, others maybe 25.

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Just report exactly what you earned that specific week. The system adjusts your benefit automatically based on what you input. Some weeks you'll get more UI, some weeks less.

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Don't forget about the job search requirements too. Even if you're working part-time, you still need to be actively looking for full-time work and completing your job search activities unless you're on standby status.

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What's standby status? Is that different from regular unemployment?

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Standby is when your employer gives you a specific return-to-work date within 10 weeks. You don't have to do job search activities but you still have to file weekly claims.

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Update on the Claimyr thing I mentioned earlier - I actually tried it yesterday and got connected to an ESD agent in about 45 minutes. Way better than the 3+ hours I spent on hold last time I tried calling myself. The agent was able to clarify some specific questions about my earnings reporting.

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That's awesome! I'm definitely going to check that out. Did they charge you a lot for the service?

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It was reasonable considering how much time and frustration it saved me. Plus I got actual answers instead of just getting disconnected.

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Just a heads up - make sure you understand the difference between gross and net earnings when reporting. ESD wants your gross earnings (before taxes and deductions), not your take-home pay.

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Good catch! I was wondering about that. So if I made $300 but only took home $250 after taxes, I report the $300?

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Correct - always report the gross amount. ESD will do their own calculations from there.

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Has anyone dealt with seasonal work while on unemployment? I might have a chance to do some tax prep work starting in January but it would only last a few months.

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Seasonal work follows the same rules - report your earnings and your benefits will be adjusted accordingly. When the seasonal work ends, your unemployment benefits should resume at the full amount.

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I did holiday retail work last year while on unemployment. Worked out fine, just had to stay on top of reporting everything correctly.

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One more thing to keep in mind - if you find full-time work that pays less than your unemployment benefits, you might want to run the numbers before accepting. Sometimes it's not worth it financially in the short term.

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That's a good point but you also have to consider the long-term career implications and keeping your skills current.

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True, plus there are probably requirements about accepting suitable work offers when you're on unemployment.

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The whole 1.5 times rule mentioned earlier is key. So if your weekly benefit amount is $500, you can earn up to $750 in a week and still get some unemployment benefits. If you earn more than $750 that week, you get zero unemployment for that week.

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That makes sense. So it's really about managing your weekly earnings to maximize your total income.

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Exactly! Some weeks you might want to turn down extra shifts if it would put you over the threshold.

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I tried using that Claimyr service too after seeing it mentioned here. Worked great - got through to ESD in under an hour when I needed to ask about a specific earnings situation. Much better than the usual phone nightmare.

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Good to hear another success story. I'm getting tired of the endless busy signals when I try to call ESD directly.

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Same here. The fact that we even need a service like this shows how broken the ESD phone system is, but at least there's a solution that works.

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Don't forget to keep good records of all your work and earnings! I use a simple spreadsheet to track dates worked, hours, gross pay, and which weekly claim I reported it on. Has saved me multiple times when ESD had questions.

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That's really smart. I should start doing that too. Do you track anything else besides the basics?

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I also note the employer name and type of work, just in case. The more documentation you have, the better if there are ever any issues with your claim.

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Final tip from someone who's been through this - always err on the side of reporting too much rather than too little. ESD would rather you over-report than under-report. They can always adjust your benefits down, but underpayments are much harder to fix than overpayments.

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Thanks everyone for all the helpful advice! I feel much more confident about handling my part-time work while collecting benefits now.

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This has been really informative. Glad you asked the question OP, I was wondering about the same thing.

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