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ThunderBolt7

How many times can you get unemployment benefits in Washington - is there a lifetime limit?

I've been laid off twice in the past five years and collected unemployment both times. Now I'm facing another potential layoff and I'm wondering if there's a limit to how many times you can collect unemployment benefits in Washington? I've heard conflicting information - some people say there's no limit as long as you qualify each time, others say there's a lifetime cap. Does anyone know the real answer? I'm worried I might have used up my chances already.

There's no lifetime limit on how many times you can collect unemployment in Washington. As long as you meet the eligibility requirements each time (sufficient work history, laid off through no fault of your own, able and available for work), you can file a new claim. The key is having enough qualifying wages in your base period for each new claim.

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That's a relief! So it's based on your work history for each individual claim period, not cumulative?

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Exactly. Each claim looks at your wages from the past 18 months to determine eligibility and benefit amount. Previous claims don't count against you.

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i've collected unemployment 4 times over the past 15 years and never had an issue. construction work is seasonal so lots of us file regularly. as long as you work enough between claims you're good

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Good to know! How long do you typically need to work between claims?

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depends on your wages but usually at least 6 months of decent work to build up enough base period wages for a new claim

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Actually, there are some restrictions people should know about. While there's no lifetime limit, you can't file a new claim until your current benefit year expires, even if you've exhausted your benefits early. Also, if you've been disqualified for misconduct or voluntary quit without good cause, that can affect future claims.

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What do you mean by benefit year expiring? I thought once you used up your weeks, you could file again if you got laid off from a new job?

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Your benefit year runs for 52 weeks from when you first filed, regardless of whether you used all your weeks. You generally can't start a new claim during that period unless you have a new qualifying separation.

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I was in a similar situation last year - had collected twice before and was stressed about filing again. Couldn't get through to Washington ESD on the phone to ask questions. Finally used Claimyr to actually reach someone at the unemployment office. They confirmed there's no limit and walked me through the requirements. Check out claimyr.com if you're having trouble getting answers - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of Claimyr before - does it actually work for getting through to Washington ESD?

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Yeah, it got me connected within an hour when I'd been trying to call for days. Worth it just for the peace of mind of talking to an actual person.

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Interesting, I might try that. I've been on hold for literally hours trying to get through to ask about my situation.

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The real issue isn't how many times you can collect, it's making sure you have enough qualifying wages. Washington uses your highest quarter earnings × 0.0385 to calculate your weekly benefit amount. If you haven't worked enough or earned enough in your base period, you won't qualify regardless of previous claims.

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How do I check if I have enough qualifying wages for a new claim?

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You can check your quarterly wage reports through your SecureAccess Washington account. You need wages in at least two quarters of your base period and total wages of at least $3,850.

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OMG I've been worried about this same thing!!! I'm on my third time collecting and keep panicking that they're going to cut me off or something. Reading these responses is making me feel so much better.

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Right? I was convinced there had to be some kind of limit. Glad we're both learning something new!

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It's a common misconception. The unemployment system is designed to help people through temporary job loss, not penalize them for needing it multiple times.

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one thing to watch out for is if you file too many claims they might scrutinize your job search more closely. happened to a buddy of mine who filed 3 times in 4 years. they required extra documentation for his job contacts

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That's actually not an official policy. Job search requirements are the same regardless of how many previous claims you've had. Your friend might have been selected for random audit.

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maybe but it seemed suspicious timing to me. either way good to keep detailed records of job search activities

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This is such useful information! I had no idea there wasn't a limit. I've been staying at terrible jobs just because I was afraid I'd 'used up' my unemployment eligibility. This changes everything for my career planning.

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That's exactly why it's important to understand the system. Unemployment insurance is there as a safety net - you shouldn't avoid using it when you legitimately need it.

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Same here! I've been so worried about 'saving' my unemployment for when I really need it. Turns out that's not how it works at all.

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Washington's unemployment system is actually pretty generous compared to other states. No lifetime limits, decent benefit amounts, and 26 weeks of benefits. Just make sure you're meeting the work search requirements and reporting any income accurately.

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What are the current work search requirements? I know they changed after COVID.

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You need to make at least 3 job search activities per week and keep records. Can include applying for jobs, networking, job fairs, etc. Check WorkSourceWA for approved activities.

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I think there might be some confusion in this thread. While there's no lifetime limit, there are situations where repeat filers might face additional scrutiny or requirements. It's not automatic but it can happen.

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Could you clarify what you mean by additional requirements? I'm not aware of any official policy that treats repeat filers differently.

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I might be thinking of situations where someone has a pattern of short-term employment. That could trigger questions about availability for work or job search efforts.

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Going back to my earlier comment about Claimyr - I just wanted to add that when I talked to the Washington ESD rep through their service, she specifically told me that frequent filers aren't flagged or treated differently. The system just looks at whether you meet the current eligibility requirements. Really put my mind at ease.

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That's good to hear from an official source. I might check out Claimyr myself - been trying to get through to ask about my own situation for weeks.

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Yeah, getting actual confirmation from Washington ESD staff is way better than guessing based on what we think we know.

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Just want to point out that even though there's no limit on claims, you still need to meet all the other requirements each time. Being laid off through no fault of your own, actively seeking work, able and available, etc. Don't assume you'll automatically qualify just because you have before.

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Good point. I've been laid off all three times so that shouldn't be an issue, but I'll make sure I understand all the requirements.

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Exactly. Each claim is evaluated independently, so make sure you're prepared to document your eligibility.

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this whole thread is making me feel better about my situation too. i collected twice in the past decade and just got notice my company is downsizing. was worried about filing again but sounds like it should be fine

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Glad this helped you too! It's crazy how many of us were worried about the same thing.

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That's why these discussions are so valuable. Lots of misinformation gets passed around about unemployment benefits.

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One thing I learned from my multiple claims is to always file as soon as you're laid off, even if you think you might find work quickly. You can always stop claiming if you get a job, but you can't backdate benefits if you wait to file.

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That's really good advice. I made that mistake on my first layoff and lost a week of benefits.

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Exactly! And there's no penalty for filing a claim you end up not needing. Better safe than sorry.

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Has anyone here dealt with adjudication on multiple claims? I'm wondering if having previous claims makes the process faster or if they still investigate everything from scratch each time.

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Each claim is processed independently, so previous claims don't speed up adjudication. However, if you have a clear history of legitimate layoffs, it might help your case if there are any questions.

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Makes sense. I guess consistency in your work history probably helps show you're not gaming the system.

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Thanks for starting this thread OP! I've been wondering the same thing. My industry (hospitality) has a lot of seasonal layoffs and I was getting paranoid about filing too many claims. This cleared up a lot of confusion.

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You're welcome! I'm so glad this helped other people too. Seems like this is a common worry that doesn't need to be.

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Definitely. Now I can focus on job searching instead of stressing about whether I'm 'allowed' to file for benefits.

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Another vote for Claimyr here - used it last month when I couldn't get through to Washington ESD about a claim issue. Actually talked to someone who could answer my questions instead of just getting the runaround. Worth checking out if you need to talk to someone at the unemployment office.

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Seems like several people have had good experiences with it. I'll definitely keep it in mind if I need to reach Washington ESD.

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Yeah, saved me hours of sitting on hold. Sometimes you just need to talk to a real person to get clear answers.

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Bottom line: file when you need to, don't overthink it. I've collected unemployment 5 times over 20 years and never had an issue. The system is there to help people between jobs, not to punish them for needing help multiple times.

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5 times! That really drives home the point that there's no limit. Thanks for sharing your experience.

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No problem. I used to worry about it too until I realized I was stressing over nothing. Focus on finding your next job, not on whether you're 'allowed' to get help while you look.

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This has been such a helpful discussion. I'm bookmarking this thread for future reference. Really appreciate everyone sharing their experiences and knowledge about the Washington unemployment system.

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Agreed! This turned out way more informative than I expected when I posted the question.

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That's what makes these forums valuable - real experiences and actual facts instead of rumors and misinformation.

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Exactly. Now I feel confident about the process instead of anxious about imaginary limits.

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