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Fatima Al-Qasimi

How many times can you collect unemployment in a lifetime - Washington ESD limits?

I've been laid off twice in the past 5 years and collected unemployment both times. Now I'm facing another potential layoff and I'm wondering - is there a limit to how many times you can collect unemployment benefits in your lifetime? I've heard conflicting information about whether Washington ESD has caps on this. Does anyone know the actual rules? I'm worried they might deny my claim if I've already used up some kind of lifetime limit.

There's no lifetime limit on unemployment benefits in Washington state. What matters is whether you've earned enough wages in your base period and meet the eligibility requirements each time you file. As long as you worked enough hours and earned sufficient wages between claims, you can collect UI multiple times.

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That's a relief to hear! So it's really just about meeting the work requirements each time?

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Exactly. You need to have worked at least 680 hours in your base period and earned wages in at least two quarters. Previous claims don't count against you.

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I've collected unemployment 4 times over the past 15 years due to various layoffs and company closures. Never had an issue with Washington ESD saying I'd reached some kind of limit. Each time was treated as a separate claim based on my recent work history.

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Wow, 4 times! That makes me feel much better about potentially filing again.

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Same here, I've had multiple claims over the years. The key is just making sure you work enough between claims to qualify again.

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The confusion might come from the fact that there ARE limits on how long you can collect benefits during a single claim period (typically 26 weeks in Washington), but there's no lifetime cap. You can file new claims as many times as you need to, as long as you meet the eligibility requirements each time.

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Ah that makes sense! I was probably mixing up the weekly limits with lifetime limits.

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Yeah, I think a lot of people get confused about this. The 26-week limit is per claim, not lifetime.

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If you're having trouble getting through to Washington ESD to confirm your eligibility, you might want to check out Claimyr.com. They help people get connected to ESD agents without waiting on hold for hours. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. I used it when I needed to verify my work history for a new claim.

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Thanks for the tip! I might need that if I have trouble reaching them.

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That's actually really helpful. I've been trying to call ESD for weeks about my current claim.

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wait so theres really no limit?? i thought after 3 times they would flag your account or something. this is good to know because i might need to file again soon too

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Nope, no flagging or limits. They only care about whether you qualify based on your recent work history.

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awesome thanks for clearing that up

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I think the confusion comes from other states that might have different rules, but Washington is pretty straightforward - no lifetime limits. The only thing that matters is your base period wages and work history for each individual claim.

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Good point about other states having different rules. I should have specified I was asking about Washington specifically.

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Yeah, some states do have stricter rules, but Washington ESD is generally more lenient about repeat claims.

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Just make sure you're documenting your work search activities properly each time you file. That's usually where people run into problems, not with lifetime limits. Washington ESD requires 3 job search activities per week.

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Good reminder! I'll make sure to keep better records this time around.

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Yes, the job search requirements are probably more important to focus on than worrying about lifetime limits.

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I've been collecting unemployment on and off for years due to seasonal work in construction. Never had Washington ESD tell me I couldn't file because of previous claims. They just look at your recent earnings and employment history.

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That's reassuring to hear from someone with seasonal work experience!

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seasonal work must make this even more complicated but sounds like its still ok

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One thing to keep in mind is that if you have overlapping benefit years or file too quickly after your last claim ended, they might need to do some additional verification. But that's not the same as hitting a lifetime limit - it's just making sure everything is properly documented.

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What do you mean by overlapping benefit years? Should I wait a certain amount of time before filing again?

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Not necessarily wait, but if you file a new claim within 52 weeks of your last one, they might need to review your work history more carefully. Nothing wrong with that, just takes a bit longer.

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The key thing to remember is that Washington ESD treats each claim independently. Your eligibility is based on your base period wages (usually the first 4 of the last 5 completed quarters before you file). Previous claims don't factor into this calculation at all.

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That's a great explanation of how the base period works. I feel much more confident about potentially filing again now.

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Exactly right. The base period calculation is what determines your weekly benefit amount and duration, not your claim history.

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If you do need to talk to someone at Washington ESD about your specific situation, I'd definitely recommend using Claimyr to get through. The regular phone lines are always swamped, but Claimyr helped me connect with an agent who could explain exactly how my previous claims affected my new application (spoiler: they didn't).

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I might give that a try if I run into any issues. Thanks for the recommendation!

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Just to add another data point - I've filed unemployment claims in 2018, 2020, 2022, and 2024. Each time was approved without any questions about my previous claims. Washington ESD really does treat each application independently.

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Wow, that's really helpful to know! Sounds like I shouldn't worry about it at all.

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That's a lot of claims but glad to hear none of them were denied because of the others.

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One more thing - make sure you understand the difference between a new claim and reopening an existing claim. If you're within your benefit year and had weeks left, you might be reopening rather than filing completely new. But either way, there's no lifetime limit on benefits.

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Good point! I'll need to check whether my previous benefit year has expired or not.

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Yeah, that's an important distinction. If you're reopening, the process is a bit different but still no lifetime restrictions.

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this thread has been super helpful. i was worried about the same thing and now i know i dont need to stress about it. thanks everyone!

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Glad it helped you too! This community is great for getting clear answers.

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The only 'limit' I can think of is that you can't collect benefits while you're working full-time, but that's not really a lifetime limit - that's just the basic eligibility requirement. Once you're unemployed again and meet the work requirements, you can file a new claim.

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Right, that makes total sense. I think I was overthinking this whole thing!

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To summarize for anyone else reading this: Washington state has no lifetime limit on unemployment benefits. You can file as many claims as you need throughout your career, as long as you meet the work and wage requirements for each individual claim. Don't let fear of hitting some imaginary limit prevent you from filing when you're eligible.

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Perfect summary! This has really put my mind at ease about potentially filing again.

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Great advice. And remember, if you need help navigating the system or talking to Washington ESD, services like Claimyr are there to help you get connected without the usual phone hassles.

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One last thing - even though there's no lifetime limit, make sure you're always honest about your work history and reason for unemployment. That's what actually matters for eligibility, not how many times you've filed before.

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Absolutely! Honesty is always the best policy with Washington ESD.

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Exactly. They care about whether you qualify now, not what happened with previous claims.

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Hope this helps ease your concerns! The unemployment system exists to help people during periods of joblessness, and there's no shame in using it multiple times if you need it. Just make sure you meet the requirements each time.

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Thank you so much! This whole thread has been incredibly helpful and reassuring.

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Final thought - if you're concerned about your specific situation, you can always call Washington ESD directly or use their online messaging system to get official confirmation. But based on everything I know, you should be fine to file again if you meet the basic requirements.

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Great idea! I'll definitely reach out to them directly if I have any specific questions about my situation.

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Good luck with your potential claim! Remember, unemployment benefits are there for exactly situations like yours - temporary financial support while you look for new work. Use the system as intended and don't worry about hitting any lifetime limits that don't exist.

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Thank you! I feel so much better about this now. Really appreciate everyone's help and insights.

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