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Luis Johnson

How long after termination can you file unemployment benefits in Washington?

I got laid off from my warehouse job last Tuesday and I'm wondering how quickly I need to file for unemployment benefits. My manager said something about filing right away but I've been dealing with family stuff and haven't had a chance yet. It's been about 10 days now - am I too late? I heard there's some kind of waiting period anyway so I wasn't sure if it mattered when I filed as long as it's within a reasonable time. Does Washington ESD have a deadline for filing after you lose your job?

You should file as soon as possible! Washington ESD recommends filing within the first week after you become unemployed. The key thing is that your benefit year starts from when you file, not when you were terminated. So those 10 days you waited mean you potentially lost out on those days of benefits.

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Oh no, does that mean I lost a week and a half of benefits completely? That would be like $400-500 I can't get back.

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Unfortunately yes, you can't get benefits for the days before you filed. That's why they always say to file immediately after job loss.

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There's no specific deadline but every day you wait is money lost. I learned this the hard way when I waited 3 weeks after getting fired thinking I needed to 'get my paperwork together' first. Cost me almost $1200 in benefits I could never recover.

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Ouch, that hurts just reading it. The system really doesn't give you any breaks.

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I wish my manager had been clearer about this. He just said 'file soon' not 'file immediately or lose money forever'.

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File TODAY if you haven't already. I spent 3 hours on hold trying to call Washington ESD about this exact question last month. Finally got through using Claimyr (claimyr.com) which got me connected to an actual person in like 15 minutes. They confirmed what everyone's saying - you lose those days permanently if you don't file right away.

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Never heard of Claimyr before, how does that work exactly?

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It's a service that helps you get through to Washington ESD phone lines. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of redialing.

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The waiting week is different from when you file. Even if you file today, you still have to serve the one week waiting period before benefits start. But at least your claim would be active and you'd be in the system.

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So I'd still have to wait a week even if I filed on day one?

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Exactly. The waiting week is mandatory regardless of when you file. But filing late means you lose additional days on top of that waiting week.

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this is why the unemployment system is so messed up... they dont tell you any of this stuff when you get fired and then you lose money because you didnt know the rules

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Totally agree. It should be automatic or at least they should send you a letter explaining it.

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Most people don't even know you can file online. I thought you had to go to an office until my friend told me about the website.

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I filed 6 months after I got laid off and they still processed my claim. You might not get those first days but you can definitely still file now. Don't let anyone tell you it's too late.

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Wait, 6 months? That seems really late. Did they ask why you waited so long?

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I had to explain the delay but they still approved it. I was trying to find work on my own first.

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That's encouraging at least. I was worried 10 days might be too late to file at all.

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Just go to secure.esd.wa.gov and file your initial claim right now. The online system is available 24/7 and it takes maybe 20-30 minutes to complete. Stop overthinking it and just do it.

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You're right, I need to stop procrastinating. Going to do it as soon as I get home from work... wait, I don't have work anymore. Doing it right now.

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lol the reality of unemployment hitting in real time

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I'm dealing with something similar. Got terminated 2 weeks ago and keep putting off filing because I'm embarrassed about being unemployed. This thread is the push I needed to just get it done.

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Don't be embarrassed! You paid into the system through your paychecks, this is your money.

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I felt the same way but unemployment benefits are insurance, not welfare. You earned this coverage.

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The sooner you file, the sooner you can start your weekly claims too. Even during the waiting week you still have to file weekly to keep your claim active. Missing those weekly filings can mess up your whole claim.

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Good point. I didn't realize you had to file weekly even during the waiting period.

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Yep, every Sunday by midnight. Set a reminder on your phone because if you miss it you could lose that week's benefits even after the waiting period ends.

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Been there. I waited 2 weeks because I thought I needed all my tax documents and stuff ready first. Turns out you just need basic info to file and can provide documents later if they ask. Those 2 weeks cost me about $800.

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What kind of basic info do they need for the initial filing?

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SSN, previous employer info, last day worked, reason for separation. Pretty simple stuff you should know off the top of your head.

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I tried calling Washington ESD to ask about filing deadlines but could never get through. Ended up using that Claimyr service someone mentioned earlier and finally got to talk to someone. They told me there's technically no hard deadline but every day you wait is money lost forever.

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How much does Claimyr cost? Might be worth it to avoid the phone tag with Washington ESD.

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I don't remember the exact cost but it was worth it to actually get answers instead of calling 50 times and never getting through.

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File now and learn from this mistake. Next time you lose a job (hopefully there won't be a next time), file that same day or the next day at the latest. The system is designed to penalize delays.

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Definitely learned my lesson. I had no idea the timing was so critical.

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Most people don't know this stuff until they need it. It should be better explained when you're hired, not when you're fired.

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The good news is 10 days isn't the worst I've seen. Some people wait months thinking they need to exhaust their savings first or something. You can still file and get benefits going forward.

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That makes me feel a little better. I'll file today and just accept I lost those 10 days.

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At least you found out now and not after waiting even longer. Could have been worse.

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Quick question - if you file late, does it affect how long you can collect benefits? Like if you're eligible for 26 weeks, do you still get the full 26 weeks even if you filed late?

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Yes, you still get your full benefit duration. Filing late only affects the start date, not the total weeks you're eligible for.

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That's a relief. I was worried late filing would shorten the benefit period too.

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UPDATE: Just filed my claim online. Took about 25 minutes like someone said. Wish I had done this 10 days ago but at least it's done now. Thanks everyone for the push to stop procrastinating.

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Good job getting it done! Now don't forget to file your weekly claims every Sunday.

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Proud of you for finally doing it. Now you can start getting some income while you job search.

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For anyone else reading this thread - file immediately after job loss. Don't wait, don't think about it, just do it. Every day you wait is money you'll never get back. Learn from OP's mistake (and mine and several others in this thread).

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This should be pinned at the top of the subreddit. So many people make this same mistake.

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Agreed. The 'file immediately' advice can't be emphasized enough.

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I used to work in HR and we always told people to file for unemployment the day after their last day of work. Not the day they find out they're being laid off, not when they feel ready, but literally the next business day after their final day. It's that important.

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Wish more HR departments were that clear about it. Mine just handed me a packet of papers and said 'good luck'.

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Yeah my company gave me basically no guidance on this. Would have saved me money if they had.

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The other thing to remember is that even if you think you might get called back to work soon, you should still file. You can always stop claiming if you get rehired, but you can't go back and claim for weeks you didn't file.

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That's a good point. I've seen people not file because they thought they'd be back at work in a week or two.

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Exactly. Better to have the claim active and not need it than to need it and not have it.

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Last thought - once you file, make sure you understand the job search requirements. Washington ESD requires you to actively look for work and document it. Don't let yourself get disqualified after finally getting your claim approved.

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Good reminder. I need to read up on what exactly they require for job search documentation.

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It's 3 job search activities per week minimum. Keep detailed records of everything you do.

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Glad this thread helped you get your claim filed OP. For anyone else in a similar situation - there's really no excuse not to file immediately in 2025. The online system works, it's fast, and every day you wait costs you money. Just do it.

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Thanks to everyone who responded. This community really came through with the advice and motivation I needed.

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That's what we're here for. Hope your claim gets approved quickly and you find work soon.

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