How is the amount of unemployment calculated in Washington ESD?
I just got approved for unemployment benefits and I'm trying to understand how Washington ESD calculated my weekly benefit amount. My benefit notice shows $487 per week but I'm not sure how they came up with that number. I made about $52,000 last year working full-time as a marketing coordinator. Is there a formula they use? I've heard it's based on your highest earning quarter but I'm confused about the specifics.
53 comments


Emma Wilson
Washington ESD uses your base period wages to calculate your weekly benefit amount (WBA). They look at your highest earning quarter from your base period and divide that by 26. Your base period is usually the first 4 of the last 5 completed calendar quarters before you filed your claim.
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Javier Cruz
•So if my highest quarter was $15,000, that would be about $576 per week? But my notice shows $487.
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Emma Wilson
•There's also a cap - the maximum weekly benefit amount changes each year. For 2025 it's around $999 per week, but your amount might be limited by other factors in the calculation.
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Malik Thomas
I had the same confusion when I got my determination letter! The formula is actually (highest quarter wages ÷ 26) but then they also check that you have enough total base period wages. You need at least 680 hours of work or wages equal to 680 times the state minimum wage.
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Javier Cruz
•I definitely worked more than 680 hours so that shouldn't be an issue. Maybe there's something else affecting my calculation?
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Malik Thomas
•Did you have any gaps in employment during your base period? That could affect which quarters they use for the calculation.
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NeonNebula
The Washington ESD website has a benefit calculator tool but honestly it's pretty confusing to use. When I couldn't figure out my calculation I ended up calling them directly. Took forever to get through though - like 45 minutes on hold.
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Isabella Costa
•45 minutes isn't even that bad! I've been trying to call Washington ESD for weeks about my adjudication and can never get through.
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NeonNebula
•Have you tried using Claimyr? I found out about it from someone on here and it actually got me connected to a real person at Washington ESD in like 10 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Isabella Costa
•Never heard of that but I'll check it out. Getting through to Washington ESD is impossible otherwise.
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Ravi Malhotra
your benefit amount also depends on if you worked in multiple states during your base period. washington esd might need to do a combined wage claim if you had wages from other states.
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Javier Cruz
•I only worked in Washington so that shouldn't apply to me.
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Emma Wilson
Another thing to check - make sure all your employers reported your wages correctly to Washington ESD. Sometimes there are discrepancies that affect your benefit calculation. You can see your wage history in your SecureAccess Washington account.
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Javier Cruz
•Good point, I should double-check that. Where exactly do I find the wage history in my SAW account?
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Emma Wilson
•Log into your account and look for 'View Wage and Benefit History' or something similar. It'll show what wages each employer reported for each quarter.
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Javier Cruz
•Found it! Looks like one of my employers might have reported wages in the wrong quarter. That could explain the difference.
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Freya Christensen
The whole calculation system is so confusing. I never understood why they use quarters instead of just looking at your annual salary. Makes everything more complicated than it needs to be.
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Malik Thomas
•It's because unemployment is designed to replace recent wages, not necessarily your highest earning period. The quarterly system helps ensure you were actually working recently.
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Freya Christensen
•I guess that makes sense but it's still confusing for people trying to figure out their benefits.
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Omar Farouk
If there's an error in your benefit calculation you can appeal it. I had to do that when they miscalculated mine - they were using old wage data instead of my most recent earnings.
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Javier Cruz
•How long does the appeal process take? I want to make sure my calculation is correct before I start filing weekly claims.
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Omar Farouk
•Mine took about 3 weeks but I had to call them to follow up. Definitely worth doing if you think there's an error though.
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Chloe Davis
Just want to mention that if you work part-time while collecting benefits, they'll reduce your weekly amount. It's not dollar-for-dollar though - you can earn up to about 1/3 of your weekly benefit without any deduction.
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Javier Cruz
•That's good to know for later. Right now I'm focusing on full-time job search but part-time work might be an option.
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AstroAlpha
the calculation also factors in your total base period wages not just the highest quarter. you need enough total wages to qualify for the full benefit amount based on your highest quarter.
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Emma Wilson
•Exactly - this is why some people get less than the simple highest quarter ÷ 26 calculation. The total base period wages requirement can limit the benefit amount.
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Diego Chavez
I'm dealing with this same issue right now. My calculation seems off and I can't get through to Washington ESD to ask about it. The phone system is terrible.
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NeonNebula
•Seriously try Claimyr - claimyr.com. It's been a lifesaver for getting through to actual Washington ESD staff when you can't reach them normally.
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Diego Chavez
•I'll look into it, thanks. At this point I'm willing to try anything to get answers about my benefit calculation.
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Anastasia Smirnova
Don't forget that unemployment benefits are taxable income. The amount on your determination letter is before taxes, so you might want to have taxes withheld or set money aside for tax time.
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Javier Cruz
•Good reminder! I forgot about the tax implications. Can I set up tax withholding through my SAW account?
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Anastasia Smirnova
•Yes, you can elect to have 10% withheld for federal taxes when you file your weekly claims. State taxes aren't withheld but Washington doesn't have state income tax anyway.
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Sean O'Brien
Another factor that can affect your benefit amount is if you received severance pay or vacation payout when you left your job. Washington ESD might allocate those payments to specific weeks which could impact your benefits.
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Javier Cruz
•I did get two weeks of vacation pay when I was laid off. Would that affect my weekly benefit amount calculation or just delay when I can start collecting?
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Sean O'Brien
•It usually just delays when you can start collecting, not the actual weekly amount. But you should report it when you file your initial claim to make sure it's handled correctly.
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Zara Shah
The benefit calculation can also be affected if you're on standby with your employer. Standby benefits are calculated differently than regular unemployment benefits.
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Javier Cruz
•I'm not on standby - I was permanently laid off. So regular benefit calculation should apply to me.
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Luca Bianchi
If you think your calculation is wrong definitely get it sorted out sooner rather than later. I waited months to question mine and it was much harder to get it corrected after I'd already been collecting benefits.
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Javier Cruz
•That's exactly what I'm worried about. I want to make sure everything is correct from the start.
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Luca Bianchi
•Smart approach. Better to spend the time getting it right now than dealing with overpayment issues later.
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GalacticGuardian
washington esd also has a minimum weekly benefit amount - i think it's around $295 per week for 2025. so even if your calculation comes out lower than that you'd still get the minimum.
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Javier Cruz
•My amount is well above that so the minimum wouldn't apply. Still trying to figure out why my calculation seems lower than expected though.
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Nia Harris
Have you considered that Washington ESD might be using an alternate base period? If you don't have enough wages in the standard base period, they'll automatically check the alternate base period which uses more recent quarters.
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Javier Cruz
•How would I know if they used the alternate base period? Would that be shown on my determination letter?
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Nia Harris
•It should be indicated on your monetary determination. Look for language about which quarters were used in the calculation.
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Mateo Gonzalez
Just make sure you understand your benefit year duration too. In Washington you get up to 26 weeks of benefits during your benefit year, and your weekly amount stays the same throughout that period unless you have a new claim.
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Javier Cruz
•Good to know. So once the weekly amount is set, it doesn't change even if I find part-time work or my situation changes?
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Mateo Gonzalez
•The weekly benefit amount stays the same, but your actual payment can be reduced if you earn wages while collecting. You still need to report any work when you file your weekly claims.
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Aisha Ali
I've been through this whole process and the best advice I can give is to call Washington ESD directly if you have questions about your calculation. They can walk you through exactly how they came up with your amount.
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Ethan Moore
•Easier said than done! I've been trying to call for weeks and can never get through to a real person.
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Aisha Ali
•I had the same problem until someone told me about Claimyr. It's a service that helps you get connected to Washington ESD agents. Worked great for me when I needed to discuss my benefit calculation.
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Yuki Nakamura
Bottom line is that benefit calculations can be complex and there are lots of factors that can affect your amount. If you're not sure about yours, it's worth getting clarification from Washington ESD rather than just accepting it and potentially missing out on benefits you're entitled to.
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Javier Cruz
•Agreed. I'm going to review my wage history and then try to contact them to make sure my calculation is accurate. Thanks everyone for all the helpful information!
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