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Fatima Al-Rashid

Can you receive SSDI and Washington ESD unemployment at the same time?

I'm really confused about this and need some help. I've been getting SSDI for about 8 months now due to a back injury, but my doctor says I might be able to do some light work soon. My neighbor told me I could file for unemployment while still getting disability but that doesn't sound right to me? I don't want to mess up my SSDI or get in trouble with Washington ESD. Has anyone dealt with this situation before? I'm worried about losing my disability benefits if I even apply for unemployment.

This is actually a really common question and the answer isn't straightforward. You generally can't collect both SSDI and regular unemployment at the same time because they have conflicting requirements. SSDI says you can't work substantial gainful activity, while unemployment requires you to be able and available for work. However, there are some exceptions and gray areas.

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So if I'm cleared for light work by my doctor, would that change things? I'm still getting SSDI but might be able to work part-time.

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That's where it gets tricky. SSDI has work incentive programs that let you earn some money while keeping benefits, but unemployment still requires full availability. You'd need to check with both agencies.

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been there done that - you definitely can't get both at once. I tried filing for unemployment while on disability a few years ago and Washington ESD flagged it immediately. They said I had to choose one or the other because collecting unemployment means swearing you're ready willing and able to work full time.

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Oh no, did you get in trouble for applying? I'm scared about even trying now.

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nah no trouble, they just denied the claim. but i had to explain it to social security later which was a hassle

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If you're having trouble getting through to Washington ESD to ask about this directly, I found this service called Claimyr that helps you actually reach an agent by phone. They have a website claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Might be worth checking out since this is a complex situation that really needs official guidance.

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Thanks for the suggestion! I've been trying to call Washington ESD for weeks with no luck. How does that service work exactly?

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It basically keeps trying to get you connected when the lines are busy. Saved me hours of calling when I had my own unemployment issues.

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never heard of claimyr but anything that helps get through to Washington ESD sounds good to me. their phone system is terrible

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The key thing to understand is that when you certify for unemployment benefits, you're stating under penalty of perjury that you're able and available for full-time work. If you're receiving SSDI based on inability to work, that creates a direct contradiction. Washington ESD takes this seriously and cross-references with Social Security Administration.

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What if someone was working part-time before getting laid off? Could they get unemployment for the lost wages while still on partial SSDI?

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That's an even more complex situation involving trial work periods and substantial gainful activity thresholds. Definitely need professional guidance for that scenario.

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this whole system is so confusing! I have a friend who swears she was getting both for a few months but maybe she was thinking of something else? There's so many different programs SSI SSDI unemployment standby benefits etc

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She might have been thinking of SSI which has different rules, or maybe state disability insurance which is separate from unemployment. Easy to mix up all these programs.

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oh yeah that makes sense, thanks for clarifying!

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So it sounds like the consensus is no, you can't get both. But what happens if my SSDI gets reviewed and they decide I can work again? Can I then apply for unemployment while looking for a job?

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Yes, if Social Security determines you're no longer disabled and stops your SSDI, then you'd be eligible to apply for unemployment if you meet the other requirements like having sufficient work history.

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That makes sense. I guess I need to wait and see what happens with my medical review before making any moves.

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My cousin went through something similar last year. She was on SSDI but her doctor cleared her for light duty work. She ended up doing a trial work period through Social Security instead of trying to get unemployment. Might be worth looking into those work incentive programs first.

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I've heard about trial work periods but don't really understand how they work. Did your cousin get to keep her SSDI during the trial?

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yeah for the first 9 months she could earn whatever and still keep full benefits, then there's like an extended period after that with different rules

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Trial work periods are definitely the way to go if you want to test your ability to work while keeping the safety net of disability benefits.

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Just want to add that even if you can't get both benefits, there might be other assistance programs you qualify for. Food stamps, Medicaid, housing assistance etc. Don't let pride stop you from getting help you need while figuring this out.

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Good point, I hadn't thought about other programs. My caseworker mentioned some things but I was overwhelmed at the time.

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Definitely worth revisiting. Sometimes there are state-specific programs too that can help bridge gaps between benefits.

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THE SYSTEM IS DESIGNED TO KEEP PEOPLE POOR! You can't get unemployment and disability but somehow you're supposed to magically survive while transitioning between programs. It's ridiculous that someone who wants to try working again gets punished for it.

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I mean I get the frustration but there's a logic to it. Unemployment is for people who lost jobs and are looking for new ones. Disability is for people who can't work. They serve different purposes.

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But what about people who are somewhere in between? The system doesn't account for gray areas and partial ability to work.

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That's exactly why SSDI has work incentive programs - to help people transition gradually rather than facing a benefits cliff.

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I work at a law firm that handles disability cases and we see this question all the time. The short answer is no, you cannot collect both simultaneously. The longer answer is that there are ways to transition between programs safely with proper planning and documentation.

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What kind of documentation would someone need for transitioning? I want to make sure I do everything right.

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Medical records showing improvement, work capacity evaluations, documentation of any trial work periods, and clear communication with both Social Security and Washington ESD about your changing circumstances.

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Has anyone actually tried using that Claimyr thing mentioned earlier? I've been trying to reach Washington ESD for weeks about a different issue and getting nowhere. Might be worth it if it actually works.

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I used it twice last year and both times it got me through to an actual person within an hour instead of calling all day. Definitely worth trying for complex questions like this.

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How much does it cost though? I'm already broke waiting for benefits.

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I don't remember the exact cost but it was way cheaper than taking time off work to keep calling. Check their website for current pricing.

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My brother-in-law is a social worker and he always tells people to document everything when dealing with benefit transitions. Keep copies of all communications, medical records, work attempts, everything. The government agencies don't always talk to each other effectively.

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That's really good advice. I've been pretty disorganized with my paperwork so far.

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Start now! Get a binder and put everything in chronological order. Future you will thank present you when questions come up.

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wait so if you're on SSDI you can never get unemployment even if your situation changes? that seems wrong

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You can get unemployment AFTER your SSDI ends due to medical improvement. You just can't get both at the same time because they have contradictory eligibility requirements.

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oh ok that makes more sense thanks

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I went through vocational rehabilitation while on SSDI and that was super helpful for transitioning back to work. They provide job training, placement assistance, and work with Social Security to coordinate benefits. Might be another option to explore.

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I've never heard of vocational rehabilitation. How do you get into that program?

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Contact your state's vocational rehabilitation office. They have counselors who specialize in helping people with disabilities find and keep employment.

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VR programs are great. They even help with things like adaptive equipment and transportation to work if needed.

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Bottom line from everything I've read here - you need to talk to both agencies directly about your specific situation. Every case is different and you don't want to risk losing benefits by making assumptions. Get everything in writing too.

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You're absolutely right. I need to stop asking strangers on the internet and get official guidance. Thanks everyone for all the helpful info though!

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Good luck! Hope you find a path forward that works for your situation.

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One more resource - your local disability advocacy organizations often have benefits counselors who know all the ins and outs of these programs. They can help you navigate the system without making costly mistakes.

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I'll look into that. Sounds like there are more resources available than I realized.

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Definitely. Most people don't know about all the support services available. Don't try to figure it out alone.

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Thanks for posting this question! I've been wondering the same thing myself. Even though the answer is basically no, it's helpful to understand why and what the alternatives are.

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Glad it helped someone else too! I was worried it was a stupid question but seems like it's pretty common.

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Definitely not stupid. The benefit system is incredibly complex and confusing. No shame in asking for clarification.

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Final thought - if you do decide to try transitioning back to work, start with the SSDI work incentive programs first. They're designed exactly for this situation and provide protection that unemployment benefits don't offer.

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That seems to be the theme of most responses. I'll definitely look into the work incentive programs before considering anything else.

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Smart approach. Those programs exist for a reason - to help people like you transition safely without losing everything if it doesn't work out.

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One thing I haven't seen mentioned - make sure you understand the appeal process for both systems in case something goes wrong. Both SSDI and Washington ESD have specific timelines for appeals that you don't want to miss.

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Good point. I hope I won't need to appeal anything but better to know beforehand just in case.

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Exactly. Knowledge is power when dealing with government bureaucracy.

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Just wanted to circle back to that Claimyr service someone mentioned - I actually used it last month when I had questions about my unemployment claim status. Got through to Washington ESD in under an hour when I'd been calling for days. Definitely recommend it for complex situations like this where you really need to talk to someone official.

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Good to hear another positive review. I think I'm going to try it since I clearly need to talk to both agencies.

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Yeah, especially for something this complicated you really need official answers not just internet advice.

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