Can you collect unemployment if you receive severance from Washington ESD?
Just got laid off from my marketing job after 6 years and they're giving me 12 weeks of severance pay. I'm planning to file for unemployment benefits but I'm not sure if Washington ESD will approve my claim while I'm getting severance. Does anyone know how this works? The severance isn't a huge amount - about $800 per week - but I want to make sure I don't mess up my UI claim by filing at the wrong time.
53 comments


Amina Bah
Yes, you can file for unemployment even with severance pay in Washington state. The key thing is that severance doesn't disqualify you from benefits, but it might affect the timing of when you receive payments. Washington ESD looks at severance as deductible income, so they'll reduce your weekly benefit amount dollar-for-dollar until the severance is exhausted.
0 coins
Paolo Longo
•Thanks! So I should still file my initial claim right away even though I'm getting severance?
0 coins
Amina Bah
•Absolutely file right away. There's a waiting period anyway, and you want to get your claim established. Just report the severance accurately when you file your weekly claims.
0 coins
Oliver Becker
I went through this exact situation last year. Filed my claim immediately after getting laid off even though I had 8 weeks of severance. Washington ESD approved my claim but I didn't receive any benefit payments until my severance period ended. Once it was over, my benefits kicked in normally.
0 coins
Paolo Longo
•Did you have to keep filing weekly claims during the severance period even though you weren't getting paid?
0 coins
Oliver Becker
•Yes, you have to keep filing weekly claims and reporting the severance income. It's annoying but necessary to keep your claim active.
0 coins
CosmicCowboy
•This is why I used Claimyr when I couldn't get through to Washington ESD about my severance questions. The service at claimyr.com got me connected to an actual agent who explained exactly how to report it. There's even a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
0 coins
Natasha Orlova
Wait, I'm confused about this. My friend told me you can't get unemployment if you receive any kind of severance package. Are you sure this is right for Washington state?
0 coins
Amina Bah
•Your friend is thinking of some other states or maybe older rules. In Washington, severance is just treated as deductible income, not a disqualifier.
0 coins
Natasha Orlova
•Ok good to know. I was worried I'd have to wait until my severance completely ran out before even applying.
0 coins
Javier Cruz
The important thing to understand is that Washington ESD considers severance pay as wages for the period it covers. So if you get $800/week severance for 12 weeks, they'll deduct that from your weekly benefit amount. If your unemployment benefit would be $500/week, you'd get $0 during severance weeks because $800 exceeds $500.
0 coins
Paolo Longo
•That makes sense. So basically I'm not losing out on benefits, just delaying when I receive them?
0 coins
Javier Cruz
•Exactly. Your benefit year still starts when you file, and you'll still be eligible for the same total amount of benefits.
0 coins
Emma Thompson
•One thing to watch out for though - make sure you're still doing your required job search activities even during the severance period. Washington ESD requires 3 job search activities per week.
0 coins
Malik Jackson
ugh the whole system is so confusing. why can't they just make it simple - if you're not working you should get benefits period
0 coins
Isabella Costa
•I get the frustration but they have to prevent people from double-dipping. Getting full severance AND full unemployment would be unfair to everyone else paying into the system.
0 coins
Malik Jackson
•i guess that makes sense when you put it that way
0 coins
CosmicCowboy
Just a heads up - when you report your severance income on your weekly claims, make sure you report it for the weeks it's intended to cover, not just when you received the lump sum. I made that mistake initially and it caused a huge mess with my claim.
0 coins
Paolo Longo
•Good point! My severance letter should specify which weeks it covers, right?
0 coins
CosmicCowboy
•It should, but if it doesn't, you'll need to ask your HR department for clarification. Washington ESD is very specific about this.
0 coins
StarSurfer
I had severance too but mine was only 4 weeks. Still filed right away like everyone is saying. The process was smooth once I figured out how to properly report it on my weekly claims.
0 coins
Paolo Longo
•How long did it take for your claim to get approved?
0 coins
StarSurfer
•About 2 weeks for approval, but again I didn't see any money until after my severance ended.
0 coins
Natasha Orlova
One more question - does the severance affect how long you can collect benefits? Like if I would normally get 26 weeks of unemployment, do I still get 26 weeks even if some of those weeks were covered by severance?
0 coins
Javier Cruz
•Yes, you still get your full entitlement period. The severance weeks count toward your benefit year but not toward your maximum benefit amount since you didn't receive payments those weeks.
0 coins
Natasha Orlova
•Perfect, that's what I was hoping to hear.
0 coins
Ravi Malhotra
Make sure you keep all your severance documentation too. Washington ESD might ask for proof of how much you received and what period it covers during the adjudication process.
0 coins
Paolo Longo
•Good thinking. I'll scan everything and keep copies.
0 coins
Freya Christensen
•Yeah, definitely keep records. I had to provide my severance agreement when they were processing my claim.
0 coins
Omar Hassan
Just wanted to add that if you have any trouble getting through to Washington ESD about severance questions, I recently discovered this service called Claimyr that helps you actually reach an agent. Saved me hours of calling. The website is claimyr.com and they have a demo video that shows exactly how it works.
0 coins
Chloe Robinson
•How much does something like that cost?
0 coins
Omar Hassan
•I'm not sure about exact pricing, but it was worth it for me to get my questions answered quickly instead of spending days trying to call.
0 coins
Paolo Longo
•I might look into that if I run into issues. The phone system is always so jammed.
0 coins
Diego Chavez
Does anyone know if vacation payout is treated the same way as severance? I'm getting both when I leave my job next month.
0 coins
Javier Cruz
•Vacation payout is usually treated differently - it's often considered wages for past work periods rather than future coverage like severance. You'll want to clarify this with Washington ESD.
0 coins
Diego Chavez
•Thanks, I'll make sure to ask about both when I file my claim.
0 coins
NeonNebula
this happened to my brother in law and he said the hardest part was just understanding all the paperwork and terminology. Washington ESD uses so many acronyms and technical terms
0 coins
Anastasia Kozlov
•Tell me about it. Took me forever to understand the difference between adjudication and an appeal process.
0 coins
NeonNebula
•exactly! and dont even get me started on trying to figure out the job search requirements
0 coins
Sean Kelly
I think the most important thing is just to be completely honest and upfront about your severance when filing. Trying to hide it or report it incorrectly will just cause bigger problems down the road.
0 coins
Paolo Longo
•Absolutely agree. I'd rather wait a few extra weeks than deal with an overpayment situation later.
0 coins
Zara Mirza
•Smart thinking. I've seen people get hit with overpayment notices months later because they didn't report severance properly.
0 coins
Luca Russo
Quick question - if my severance runs out before I find a new job, do my unemployment benefits automatically kick in or do I need to do something special?
0 coins
Javier Cruz
•As long as you've been filing your weekly claims and meeting job search requirements, benefits should resume automatically once the severance period ends.
0 coins
Luca Russo
•Great, that's one less thing to worry about.
0 coins
Nia Harris
Thanks everyone for all this info. I was really stressed about how to handle this situation but now I feel much more confident about filing my claim.
0 coins
Amina Bah
•You're welcome! Just remember to file as soon as possible and be accurate with your reporting. You'll be fine.
0 coins
GalaxyGazer
•Good luck with your job search too! The market is pretty good right now in most industries.
0 coins
Mateo Sanchez
One last tip - when you're doing your weekly claims during the severance period, make sure you're still marking that you're able and available for work. Even though you're not getting UI payments, you need to maintain eligibility.
0 coins
Paolo Longo
•Good point! I'll make sure to keep up with all the weekly requirements even during the severance weeks.
0 coins
Aisha Mahmood
•Yes, and don't forget about WorkSourceWA registration if you haven't done that already. It's required for maintaining your claim.
0 coins
Zara Rashid
This thread has been incredibly helpful! I'm in a similar situation - just got laid off from my tech job and received 10 weeks of severance. Based on everything I've read here, it sounds like I should file my unemployment claim immediately and just report the severance accurately each week. One thing I'm wondering about though - does the amount of severance affect how much my weekly unemployment benefit would be once the severance runs out? Or is that calculated solely based on my previous wages?
0 coins
Paloma Clark
•Your unemployment benefit amount is calculated solely based on your previous wages, not on the severance amount. Washington ESD looks at your earnings from your base period (usually the first 4 of the last 5 completed calendar quarters) to determine your weekly benefit amount. The severance just affects the timing of when you receive payments, but it doesn't change the actual benefit calculation at all. So once your 10 weeks of severance end, you'll get the full weekly amount you're entitled to based on your tech job wages.
0 coins