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Zoe Papanikolaou

Can a 1099 employee file for unemployment with Washington ESD?

I've been working as a 1099 contractor for the past 8 months doing marketing work for a small business. My contract just ended and I'm wondering if I can apply for unemployment benefits through Washington ESD? I know 1099 workers are technically independent contractors, but I've heard mixed things about whether we're eligible. Has anyone been in this situation before? I really need the income while I look for new work.

Unfortunately, 1099 contractors typically aren't eligible for regular unemployment insurance (UI) benefits through Washington ESD. You would have needed to be classified as a W-2 employee with employer contributions to the unemployment insurance system.

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That's what I was afraid of. So there's basically no safety net for contractors?

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Well, you might want to look into whether you were properly classified as a 1099. Sometimes employers misclassify workers to avoid paying benefits.

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Mei Lin

Actually, you should still apply! Washington ESD will make the determination about your employment classification. If they find you were actually an employee (not a true independent contractor), you could be eligible for benefits.

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Really? How would they determine that? I did have set hours and worked exclusively for one company.

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Mei Lin

They look at factors like control over your work, whether you had set hours, if you used their equipment, exclusivity of the relationship, etc. Sounds like you might have a case.

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I had a similar situation last year. I was classified as 1099 but Washington ESD determined I was actually misclassified and should have been W-2. Got my benefits approved after they investigated. Definitely worth applying - worst case they say no, best case you get benefits you're entitled to.

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How long did the investigation take? I'm getting worried about bills piling up.

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It took about 6 weeks for them to make the determination. I had to provide documentation showing my work relationship. If you need to reach Washington ESD agents quickly, I used claimyr.com - they help you get through the phone lines faster. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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wait so if i was doing gig work like uber and doordash am i eligible too??

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Gig work is different - those are typically true independent contractor relationships. But you should still apply to be sure.

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ugh this is so confusing. why cant they just make it simple

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The Washington ESD website has a tool to help determine worker classification. Look for the 'Employee vs Independent Contractor' section. They consider things like behavioral control, financial control, and the relationship type between you and the employer.

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Thanks! I'll check that out. Behavioral control sounds like it could apply to my situation.

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Yes, if they controlled when, where, and how you did your work, that's a strong indicator of employee status.

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Just be prepared for a long wait if they need to investigate. The adjudication process can take weeks or even months depending on how complex your case is.

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Months?? That's terrifying. How am I supposed to pay rent?

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I know it's stressful. You might want to look into local assistance programs while you wait. Some counties have emergency rental assistance.

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One more thing - when you apply, be very detailed about your work relationship. Include information about training they provided, equipment you used, how they supervised your work, etc. The more documentation you have, the better.

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I do have emails showing they gave me specific instructions and deadlines. Would that help?

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Absolutely! Save all those emails. Also any documentation about training, company policies you had to follow, performance reviews, etc.

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The whole system is rigged against workers. They let companies get away with misclassifying employees as contractors to avoid paying into unemployment insurance, then make it nearly impossible to get benefits when you need them.

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Mei Lin

While the system has flaws, Washington ESD does investigate misclassification cases. They've been cracking down more lately.

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Sure, but only after you've been without income for months waiting for them to make a decision.

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i filed as 1099 and got denied immediately. didnt even get a chance to explain my situation

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Mei Lin

You can appeal that denial! You have 30 days from the date of the determination to file an appeal.

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really? i thought that was it. how do i appeal?

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For appeals, you'll need to provide evidence that you were misclassified. The burden of proof is on you to show that despite the 1099 classification, you were functioning as an employee under Washington state law.

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what kind of evidence? i dont have much paperwork

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Emails, text messages, work schedules, company handbook if you got one, witness statements from coworkers, anything showing they controlled your work.

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Update: I just submitted my application online. The process was pretty straightforward but I'm nervous about the outcome. Fingers crossed!

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Good luck! Make sure to keep checking your SecureAccess Washington (SAW) account for any requests for additional information.

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Will do. Thanks everyone for the encouragement and advice!

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Just wanted to add - even if you're denied initially, don't give up. I know someone who went through three levels of appeals before finally getting approved. The system is frustrating but persistence pays off sometimes.

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Three levels?? How long did that take?

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Almost a year total, but they got back pay for the entire period. It was worth it in the end.

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Has anyone tried that claimyr service mentioned earlier? I'm having trouble getting through to Washington ESD to check on my similar case.

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Yes, I used it and it worked great. Saved me hours of trying to call. The video demo explains it well: https://youtu.be/7DieNd3C7zQ

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Thanks! I'll check it out. Getting through their phone system is impossible otherwise.

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Another thing to consider - if you do get approved, you'll need to meet all the regular job search requirements. Make sure you understand what's expected before you start claiming benefits.

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Good point. I should probably start keeping track of my job search activities now just in case.

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Smart thinking. You'll need to log everything in WorkSourceWA if you get approved.

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The key is proving you were an employee in disguise. If they treated you like an employee but called you a contractor, that's misclassification and you should be eligible.

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That's exactly what happened to me. They controlled everything about my work but called me a contractor.

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Document everything you can remember about that control. Set schedules, required meetings, performance reviews, etc.

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does washington esd have any resources for contractors who dont qualify for regular benefits?

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Not really through Washington ESD directly, but you might qualify for other assistance programs. Check with DSHS for food assistance, housing programs, etc.

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thanks ill look into that

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I went through this exact process two years ago. Washington ESD sided with me and reclassified my work as employee status. Got 6 months of back benefits. The investigation was thorough but fair.

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That gives me hope! What was the most important factor in your case?

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Probably the fact that I had to follow their specific procedures and couldn't subcontract the work to anyone else. Showed I wasn't truly independent.

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Make sure you understand the difference between being an independent contractor and being misclassified. True independent contractors have control over their work, can work for multiple clients, provide their own tools, etc.

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I only worked for one company and had to use their systems and follow their procedures. Sounds like I was misclassified.

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Those are definitely red flags for misclassification. You have a good case to make.

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the worst part is companies do this on purpose to save money and then workers get screwed when they need benefits

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Mei Lin

Which is exactly why Washington ESD investigates these cases. They're trying to protect workers from misclassification.

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i guess but it shouldnt take months to figure out

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For anyone going through this process, keep detailed records of all your interactions with Washington ESD. Dates, times, who you spoke with, what was discussed. It can be helpful if you need to appeal.

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Great advice. I'll start a log right away.

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Also keep copies of everything you submit. Sometimes documents get lost in the system.

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I'm dealing with a similar situation but with multiple 1099 positions. Does anyone know how that affects eligibility?

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Each work relationship gets evaluated separately. You might be eligible based on one job even if the others were truly contractor positions.

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Interesting. One of my positions was definitely more employee-like than the others.

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Just want to say this thread has been super helpful. I had no idea 1099 workers could potentially get benefits if they were misclassified. Definitely going to apply now.

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Same here! This community is amazing for sharing real experiences.

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That's what we're here for. Good luck with your application! Remember, if you need to reach Washington ESD agents, claimyr.com can help you get through faster.

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