Can a 1099 contractor get Washington ESD unemployment benefits?
I've been working as a 1099 independent contractor for the past 8 months doing freelance graphic design work. My main client just ended our contract and I'm wondering if I can file for unemployment benefits with Washington ESD? I know contractors usually aren't eligible but I'm not sure if there are any exceptions or if things changed recently. Has anyone else been in this situation?
46 comments


Morgan Washington
Unfortunately, 1099 contractors typically aren't eligible for regular unemployment insurance in Washington since you weren't paying into the UI system as an employee. Washington ESD usually requires W-2 employment history to qualify for benefits.
0 coins
Layla Sanders
•That's what I was afraid of. Is there any way to appeal this or prove that I should have been classified as an employee instead of contractor?
0 coins
Morgan Washington
•You could potentially challenge the classification if you believe you were misclassified, but that's a complex process involving the Department of Labor.
0 coins
Kaylee Cook
Wait, didn't they expand eligibility during COVID? I thought freelancers could get benefits now.
0 coins
Oliver Alexander
•That was the Pandemic Unemployment Assistance (PUA) program, but it ended in 2021. Regular Washington ESD unemployment is back to traditional eligibility requirements.
0 coins
Kaylee Cook
•Oh darn, I didn't realize those programs were temporary. Thanks for clarifying.
0 coins
Lara Woods
I had trouble getting through to Washington ESD to ask about contractor eligibility. Spent hours on hold and kept getting disconnected. Finally used a service called Claimyr (claimyr.com) that helped me reach an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. The agent was able to clarify my specific situation within minutes.
0 coins
Layla Sanders
•How much did that cost? I'm already struggling financially.
0 coins
Lara Woods
•It was worth it to get a definitive answer instead of guessing. Way better than spending days trying to call on my own.
0 coins
Adrian Hughes
•Interesting, never heard of that service before. Might be useful for other Washington ESD questions too.
0 coins
Molly Chambers
The key question is whether you have any W-2 wages in your base period. If you had ANY regular employment in the past 15-18 months, you might still qualify even if your recent work was 1099.
0 coins
Layla Sanders
•I did have a part-time W-2 job about 10 months ago that I worked for 3 months. Would that count?
0 coins
Molly Chambers
•Potentially yes! You'd need to check if those wages fall within your base period when you file. Washington ESD looks at the first 4 of the last 5 completed quarters.
0 coins
Ian Armstrong
ugh the whole system is so confusing!! why cant they just make it simple for people who are out of work???
0 coins
Morgan Washington
•I understand the frustration, but the system is designed around traditional employer-employee relationships where both parties pay into the UI fund.
0 coins
Ian Armstrong
•still doesnt make it less frustrating when you need help and cant get it
0 coins
Oliver Alexander
Here's what you need to do: Log into your Washington ESD account and start the application process. The system will automatically check your wage history and determine eligibility. Even if your recent work was 1099, any qualifying W-2 wages in your base period could make you eligible.
0 coins
Layla Sanders
•Should I mention the 1099 work at all in the application, or just focus on the W-2 employment?
0 coins
Oliver Alexander
•Be honest about all work. The 1099 income might affect your weekly benefit amount but won't disqualify you if you have sufficient W-2 wages.
0 coins
Eli Butler
•This is exactly what happened to me last year. Had 1099 work but qualified based on previous W-2 job.
0 coins
Marcus Patterson
Just want to add that even if you don't qualify for regular UI, you might want to look into other resources like food assistance or utility help while you search for new work.
0 coins
Layla Sanders
•Good point, I should probably explore all options. Do you know where to find information about those programs?
0 coins
Marcus Patterson
•Washington state has a benefits finder tool on their main website that can help identify what programs you might qualify for.
0 coins
Lydia Bailey
I was in almost the exact same situation! Freelance web developer, main client dropped me. Turns out I qualified because of a retail job I had the year before. Got approved and received benefits while I found new clients.
0 coins
Layla Sanders
•That gives me hope! How long did the approval process take?
0 coins
Lydia Bailey
•About 3 weeks total. Had to provide some additional documentation about my previous W-2 job but nothing too complicated.
0 coins
Mateo Warren
•Did you have to do job search activities while freelancing? How does that work?
0 coins
Lydia Bailey
•Yes, still had to log job search activities. I counted applying to agencies and networking as valid job search activities.
0 coins
Sofia Price
The Washington ESD customer service line is brutal. I called 47 times over 3 days just to ask a simple question about my claim. Finally someone recommended Claimyr and I got through to an agent on the first try. Wish I'd known about it sooner.
0 coins
Alice Coleman
•47 times?! That's insane. The phone system definitely needs fixing.
0 coins
Sofia Price
•Yeah it was ridiculous. The Claimyr thing was a game changer though - actually got my questions answered instead of just getting hung up on.
0 coins
Owen Jenkins
One thing to consider is that if you do qualify, you'll need to be actively seeking employment, not just freelance work. Washington ESD requires you to be available for traditional employment unless you have an approved self-employment plan.
0 coins
Layla Sanders
•What's a self-employment plan? Can I keep doing freelance work while collecting benefits?
0 coins
Owen Jenkins
•It's a special program where you can start a business while on unemployment, but you have to get approved first and meet specific requirements.
0 coins
Lilah Brooks
•I looked into that self-employment program but it seemed really complicated with lots of paperwork and requirements.
0 coins
Jackson Carter
Make sure you understand the difference between being available for work and able to work. As a contractor, you might have had flexible hours, but UI requires you to be available during normal business hours for potential employment.
0 coins
Layla Sanders
•I can definitely work normal business hours. The flexibility was just a perk of the freelance work, not a requirement.
0 coins
Kolton Murphy
•That's good. Some people get tripped up on the availability requirements, especially if they were used to very flexible schedules.
0 coins
Evelyn Rivera
Also remember that any freelance income you earn while collecting benefits needs to be reported on your weekly claims. They'll deduct it from your benefit amount, but you won't necessarily lose all benefits unless you earn over a certain threshold.
0 coins
Layla Sanders
•Good to know. What's the threshold where you lose benefits completely?
0 coins
Evelyn Rivera
•It depends on your weekly benefit amount, but generally if you earn more than 1.5 times your weekly benefit amount, you won't receive any benefits that week.
0 coins
Julia Hall
•And don't forget to report gross earnings, not net. A lot of people make that mistake and get overpayment notices later.
0 coins
Arjun Patel
The bottom line is you won't know for sure until you apply. The worst they can say is no, and if you do have qualifying wages, you could be missing out on benefits you're entitled to. The application process will walk you through everything.
0 coins
Layla Sanders
•You're right, I should just apply and see what happens. Thanks everyone for all the helpful information!
0 coins
Jade Lopez
•Good luck! Hope it works out for you. The job market for freelancers has been tough lately.
0 coins
Layla Sanders
•Thanks! I'll update this thread once I hear back from Washington ESD about my application.
0 coins