Are 1099 employees eligible for Washington ESD unemployment benefits?
I've been working as a 1099 contractor for the past 8 months doing freelance marketing work, but my main client just ended our contract with no warning. I'm trying to figure out if I can file for unemployment through Washington ESD since I wasn't technically an employee. I've heard mixed things about independent contractors and UI benefits. Has anyone been in this situation? I really need the income while I look for new clients.
45 comments


Harmony Love
Unfortunately, traditional 1099 contractors typically aren't eligible for regular Washington ESD unemployment benefits because you weren't paying into the UI system as an employee. However, there might be some exceptions depending on how your work arrangement was structured.
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McKenzie Shade
•That's what I was afraid of. So there's absolutely no way to get any benefits as a contractor?
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Rudy Cenizo
•Wait, didn't they change some rules about this recently? I thought I heard something about gig workers being covered now.
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Natalie Khan
The key question is whether you were properly classified as a 1099 contractor or if you should have been an employee. Washington ESD looks at factors like who controlled your work schedule, provided equipment, and directed how you performed tasks. If you were misclassified, you might be eligible.
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McKenzie Shade
•Interesting - they did control my schedule pretty heavily and I had to use their project management system. How would I prove misclassification to Washington ESD?
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Natalie Khan
•You'd need to document things like work schedules they set, training they provided, tools/software they required you to use, and how much control they had over your methods. Washington ESD has a specific process for reviewing worker classification.
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Daryl Bright
I went through something similar last year and had such a hard time getting through to anyone at Washington ESD to even ask about my situation. The phone lines are always busy and I kept getting disconnected after waiting for hours.
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Sienna Gomez
•Have you tried using Claimyr? It's a service that helps you get through to Washington ESD agents without the endless waiting. I found them at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.
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Daryl Bright
•Never heard of that but might be worth trying. The regular phone system is absolutely brutal.
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Kirsuktow DarkBlade
omg yes the 1099 thing is so confusing!! i was doing doordash and uber and when i lost my other part time job i couldn't get anything from unemployment even tho i was working like 40 hours a week driving
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Harmony Love
•Gig work like DoorDash is different from regular contracting - those companies are still working out classification issues. Your situation might be more complex.
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Kirsuktow DarkBlade
•yeah its all super complicated and nobody explains it clearly
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Abigail bergen
The Washington ESD system is absolutely broken when it comes to modern work arrangements. They're still operating like it's 1950 when everyone had traditional W-2 jobs. Meanwhile people are struggling to survive in the gig economy with ZERO safety net.
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Rudy Cenizo
•I feel you on this. The whole system needs to be updated for how people actually work now.
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Ahooker-Equator
•At least they're trying to adapt. Some states are way worse about this stuff.
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Anderson Prospero
From what I understand, Washington state does have some provisions for misclassified workers, but you have to prove your case. The burden is on you to show that your employer treated you like an employee while calling you a contractor. Document everything - emails about schedules, training materials, expense policies, etc.
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McKenzie Shade
•That makes sense. I do have a lot of emails where they were very specific about when and how I should work. Should I file a regular UI claim first or go through some other process?
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Anderson Prospero
•I'd recommend calling Washington ESD first to discuss your specific situation before filing. They can guide you on the right process and what documentation you'll need.
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Tyrone Hill
Be careful about filing if you're not sure about eligibility. I've heard of people getting overpayment notices later if Washington ESD determines they shouldn't have received benefits. Better to get clarity upfront than deal with paying money back later.
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McKenzie Shade
•Good point - I definitely don't want to end up owing money I don't have.
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Toot-n-Mighty
•Yeah overpayment notices are no joke. They come with interest and penalties too.
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Lena Kowalski
I actually used Claimyr last month when I needed to get clarification on my claim status and it was amazing. Instead of calling 50 times and never getting through, they got me connected to an actual Washington ESD agent within a few hours. Saved me so much frustration.
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McKenzie Shade
•How does that work exactly? Do they just call for you or is there more to it?
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Lena Kowalski
•They basically handle the calling and waiting part, then connect you when they get an agent on the line. Super simple and way less stressful than doing it yourself.
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DeShawn Washington
Another thing to consider - if you were paying self-employment taxes on your 1099 income, that doesn't automatically make you eligible for UI benefits. The Washington ESD system and the tax system use different criteria for worker classification.
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McKenzie Shade
•Ugh, so even though I paid a ton in self-employment taxes, that doesn't help my case at all?
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DeShawn Washington
•Unfortunately no. Self-employment taxes go toward Social Security and Medicare, not unemployment insurance. UI eligibility is based on whether your employer was paying unemployment taxes on your behalf.
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Mei-Ling Chen
This is why I always tell people to really understand their employment classification before taking any job. Too many companies try to save money by misclassifying employees as contractors, and workers end up screwed when they need benefits.
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Sofía Rodríguez
•Easier said than done when you need work and that's what's being offered. Not everyone has the luxury of turning down income.
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Mei-Ling Chen
•Fair point. Just saying it's worth pushing back on obvious misclassification when possible.
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Aiden O'Connor
Have you looked into whether your client was supposed to be paying unemployment taxes on your behalf? If they were controlling your work like an employee, they might have been required to treat you as one for tax purposes too.
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McKenzie Shade
•How would I find that out? They definitely treated me more like an employee than a true independent contractor.
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Aiden O'Connor
•You could contact the Department of Labor & Industries about worker classification, or have Washington ESD review your situation. They can determine if you should have been classified as an employee.
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Zoe Papadopoulos
I'm dealing with something similar right now actually. Been trying to get through to Washington ESD for weeks to discuss my classification issue but the phone system is impossible. Might have to try that Claimyr thing people mentioned.
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Sienna Gomez
•Definitely worth trying - I've recommended it to several people now and everyone's had success getting through to actual agents instead of being stuck in phone hell.
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Zoe Papadopoulos
•At this point I'm willing to try anything. The regular phone system is absolutely useless.
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Jamal Brown
One more thing - make sure you keep detailed records of your job search while you're figuring this out. Even if you end up being eligible, Washington ESD requires active work search documentation for all UI claims.
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McKenzie Shade
•Good reminder. I've been looking for new clients but haven't been documenting it formally. What kind of records do they want?
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Jamal Brown
•You need to log all your job search activities - applications submitted, networking contacts, interviews, etc. They have specific requirements for how many activities per week.
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Fatima Al-Rashid
The whole 1099 vs W-2 thing is such a mess in general. Companies save money by avoiding payroll taxes and benefits, workers lose out on protections, and the government loses tax revenue. Everyone loses except the companies cutting corners.
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Giovanni Rossi
•Preach! It's become way too common for employers to push all the risk onto workers while keeping all the control.
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Aaliyah Jackson
•Some contractor arrangements are legitimate though. Not every 1099 situation is misclassification.
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KylieRose
OP, definitely get professional advice before making any decisions. This stuff is complicated and the stakes are high if you get it wrong. Either way, Washington ESD needs to review your specific work arrangement to make a determination.
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McKenzie Shade
•Thanks everyone for all the advice. Sounds like my next step is getting through to Washington ESD to discuss my situation, whether through regular channels or using one of those callback services.
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Miguel Hernández
•Good luck! Hope you get it sorted out. The uncertainty is the worst part of these situations.
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