Can I refuse a job offer paying 50% less than previous salary and still get ESD benefits?
I'm in a really tough spot right now. After 6 years at my previous company, I was laid off due to restructuring last month. I've been collecting unemployment while job hunting aggressively. Yesterday, I received an offer from a major corporation, which sounds great on paper, but the salary is literally HALF of what I was making before ($62K vs my previous $124K). I've calculated my monthly expenses (mortgage, car payment, student loans, utilities) and this job wouldn't even cover the basics. I have 11 years experience in this field and all the required certifications, so I'm definitely qualified (probably overqualified) for the position. My question is: If I decline this offer because the pay is insufficient to meet my financial obligations, will ESD still consider me eligible for benefits? Also, do companies typically report when someone turns down an offer? I'm worried about losing my benefits, but I can't afford to take a job that would put me underwater financially every month. Any advice would be greatly appreciated!
22 comments
Daniela Rossi
This is definitely a tricky situation, but here's what you need to know about ESD's suitable work requirements. You can refuse work that doesn't match your training, experience, or previous wages WITHOUT losing benefits, but there are some important details to understand. According to ESD rules, after you've been on unemployment for a while (typically around 8 weeks), you may be expected to consider jobs that pay less than your previous position. However, a 50% reduction is substantial, and if you can demonstrate that the offered wage wouldn't cover your basic living expenses, you have solid grounds for refusal. When refusing an offer, document everything carefully - the exact offer amount, your previous salary, a breakdown of your monthly expenses, and why this creates financial hardship. If questioned by ESD, you'll need this documentation. As for companies reporting refusals - yes, some employers do report when candidates decline job offers, especially larger companies. But not all do, and the reporting isn't automatic or universal.
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Sophie Hernandez
•Thank you so much for this detailed response! This is really helpful information. Do you know if I should proactively report this to ESD when I file my weekly claim, or should I wait to see if the employer reports it? And would you recommend sending my documentation to ESD now or waiting until they ask for it?
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Ryan Kim
OMG im in the EXACT same boat!! my previous job paid $89k and i got an offer for $45k last week. i turned it down immediatly becuz it wouldnt even cover my rent and car payment. now im freaking out that ill lose my benefits!!! did anyone here acutally lose there unemployment after refusing a job thats way underpaid???
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Zoe Walker
•I refused a job last year that was about 35% less than my previous salary. ESD did question me about it during my weekly claim. I had to explain why the job wasn't suitable. I didn't lose my benefits, but they definitely wanted justification. Make sure you have your numbers ready!
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Elijah Brown
you need to be VERY careful here because ESD is looking for any reason to deny benefits. I know someone who lost ALL their benefits because they turned down a job offer and the company reported it to ESD. The system is designed to force people to take ANY job regardless of pay. If you're gonna refuse, make sure you have solid proof that the salary wouldn't cover your basic living expenses. Good luck, the system is rigged against us.
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Maria Gonzalez
•This isn't entirely accurate. While ESD does want people to return to work, they have specific guidelines about what constitutes "suitable work." The law actually protects claimants from having to accept jobs that are significantly below their skill level or previous wage, especially early in their claim period. RCW 50.20.100 specifically addresses this issue. The law considers factors like your previous wage, your skills and experience, the length of unemployment, and local labor market conditions when determining if work is suitable. A 50% pay cut would likely be considered unsuitable, particularly if you've only been unemployed for a short period. Document everything, be honest in your weekly claims, and be prepared to explain your reasoning if questioned by ESD.
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Natalie Chen
When I couldn't get through to ESD about a similar situation last year, I used Claimyr to connect with an ESD agent (claimyr.com). They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent explained that during the first 8 weeks of unemployment, I could turn down work that paid less than 90% of my previous wages. After that, it drops to 80%, and after 17 weeks, it's 75%. Your situation is way below these thresholds. The agent recommended I keep detailed documentation showing the difference between the offered salary and my financial obligations. When I added that info to my weekly claim notes, I never heard anything more about it.
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Sophie Hernandez
•Thanks for sharing this resource! I've been calling ESD constantly and getting nowhere. I'll check out that service if I need to speak with someone directly. Those percentage thresholds are really helpful info - seems like my situation at 50% would fall well outside the suitable work requirements.
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Santiago Martinez
I went thru this back in January. Got laid off from software engineer job paying $145k, got offered entry level coding job at $72k. I turned it down and kept my unemployment benefits! Make sure u told ur work search log that you applied for jobs matching ur experience level and previous salary range. I also wrote a letter about why the job wasn't suitable (needed senior level work, salary wouldn't cover mortgage, etc) and uploaded it to my ESD account just in case. The company never reported me so it wasn't even an issue lol
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Ryan Kim
•Did you mention the job refusal in your weekly claim tho?? I'm scared to say anything about the job I turned down!!
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Santiago Martinez
•Yeah I did mention it cause I didn't wanna risk getting in trouble for hiding it. I just explained in the comments section that the salary was less than 50% of my previous wage and wouldn't cover basic living expenses. They never questioned it or asked for more info.
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Samantha Johnson
My sister works for ESD (not posting under my real name for obvious reasons) and she says they're actually short-staffed handling adjudications right now. Even if the employer does report you turning down the job offer, it would go into adjudication and might take weeks to resolve. You should absolutely document everything, but also know that many employers don't bother reporting refusals unless they're really motivated to do so for some reason.
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Elijah Brown
•Good insider info but still doesn't change the fact that if they DO investigate eventually, you could be forced to pay everything back with penalties! The system is designed to trap people!
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Samantha Johnson
•That's not accurate. If you have legitimate reasons to refuse unsuitable work (which a 50% pay cut certainly could be), you won't be penalized. The law actually protects claimants from having to accept jobs that would create financial hardship. Yes, some claims get denied, but usually when people haven't provided sufficient documentation or have other eligibility issues.
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Maria Gonzalez
Here's the exact legal standard from ESD regarding suitable work: 1. During the first 8 weeks of your claim, you can refuse work that pays less than 90% of your usual wage 2. From weeks 9-17, you can refuse work paying less than 80% of your usual wage 3. After 17 weeks, you can refuse work paying less than 75% of your usual wage However, there's another important factor: work is considered unsuitable if it "pays less than the higher of the state or federal minimum wage, or 75 percent of your usual wage." In your case, 50% is well below the 75% threshold, so you have a strong case. When filing your weekly claim, answer truthfully that you refused work, then explain that the offered wage was only 50% of your previous salary and would not cover your basic financial obligations. Keep documentation of: - The job offer details and salary - Your previous salary (pay stubs, W-2, etc.) - A breakdown of your essential monthly expenses While some employers do report refusals, many don't bother, especially for positions they can easily fill with other candidates. Nevertheless, honesty is crucial when filing your weekly claims.
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Sophie Hernandez
•This is incredibly helpful, thank you! I appreciate you breaking down the exact percentages and timeframes. I've been on unemployment for less than a month, so it sounds like I'm well within my rights to decline this offer based on the substantial pay difference. I'll definitely document everything as you suggested and be honest on my weekly claim.
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Ryan Kim
wait so if i'm in my 5th week of unemployment and I turned down a job that pays 50% less, i should be ok right?? based on that 90% rule for the first 8 weeks?? i'm so stressed about this!!!
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Maria Gonzalez
•Yes, based on the information you've provided, you should be fine. During your first 8 weeks of claiming benefits, you can refuse work that pays less than 90% of your usual wage. At 50% of your previous salary, the job offer falls well below that threshold. When filing your weekly claim, make sure to note that you refused work and explain why (significant pay reduction that wouldn't cover basic expenses). It's always best to be honest and provide clear documentation if requested.
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Zoe Walker
Be honest on your weekly claim but don't volunteer extra info. When it asks if you refused work, say yes, and briefly explain "Offered position at 50% of previous salary, insufficient to cover basic living expenses." Keep it simple. If they want more details, they'll ask. I've been through the system 3 times in my career and the key is straightforward answers without oversharing.
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Sophie Hernandez
•That's good advice, thank you. I tend to overexplain when I'm anxious about something, so I'll try to keep my response concise but accurate.
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Elijah Brown
Does anyone know if the company HAS to report job refusals to ESD or is it optional? And how would they even know you're collecting unemployment anyway?
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Daniela Rossi
•Employers aren't required to report job refusals to ESD, but they can if they choose to. When companies with WA employees receive unemployment claims, they're notified that a former employee is claiming benefits. This notification typically comes from ESD directly. Some large companies have HR departments that routinely report job refusals for any candidate receiving unemployment, while others only report if they suspect fraud. Many smaller businesses don't report refusals at all, especially if they have multiple qualified candidates. Regardless, it's always better to be honest on your weekly claims. If you refuse work and don't report it, and the employer does report it, you could face much bigger issues than if you had been upfront about the refusal.
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