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Sophie Hernandez

Can I refuse a job offer paying 50% less than previous salary and still get ESD benefits?

I'm in a really tough spot right now. After 6 years at my previous company, I was laid off due to restructuring last month. I've been collecting unemployment while job hunting aggressively. Yesterday, I received an offer from a major corporation, which sounds great on paper, but the salary is literally HALF of what I was making before ($62K vs my previous $124K). I've calculated my monthly expenses (mortgage, car payment, student loans, utilities) and this job wouldn't even cover the basics. I have 11 years experience in this field and all the required certifications, so I'm definitely qualified (probably overqualified) for the position. My question is: If I decline this offer because the pay is insufficient to meet my financial obligations, will ESD still consider me eligible for benefits? Also, do companies typically report when someone turns down an offer? I'm worried about losing my benefits, but I can't afford to take a job that would put me underwater financially every month. Any advice would be greatly appreciated!

This is definitely a tricky situation, but here's what you need to know about ESD's suitable work requirements. You can refuse work that doesn't match your training, experience, or previous wages WITHOUT losing benefits, but there are some important details to understand. According to ESD rules, after you've been on unemployment for a while (typically around 8 weeks), you may be expected to consider jobs that pay less than your previous position. However, a 50% reduction is substantial, and if you can demonstrate that the offered wage wouldn't cover your basic living expenses, you have solid grounds for refusal. When refusing an offer, document everything carefully - the exact offer amount, your previous salary, a breakdown of your monthly expenses, and why this creates financial hardship. If questioned by ESD, you'll need this documentation. As for companies reporting refusals - yes, some employers do report when candidates decline job offers, especially larger companies. But not all do, and the reporting isn't automatic or universal.

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Thank you so much for this detailed response! This is really helpful information. Do you know if I should proactively report this to ESD when I file my weekly claim, or should I wait to see if the employer reports it? And would you recommend sending my documentation to ESD now or waiting until they ask for it?

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OMG im in the EXACT same boat!! my previous job paid $89k and i got an offer for $45k last week. i turned it down immediatly becuz it wouldnt even cover my rent and car payment. now im freaking out that ill lose my benefits!!! did anyone here acutally lose there unemployment after refusing a job thats way underpaid???

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I refused a job last year that was about 35% less than my previous salary. ESD did question me about it during my weekly claim. I had to explain why the job wasn't suitable. I didn't lose my benefits, but they definitely wanted justification. Make sure you have your numbers ready!

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you need to be VERY careful here because ESD is looking for any reason to deny benefits. I know someone who lost ALL their benefits because they turned down a job offer and the company reported it to ESD. The system is designed to force people to take ANY job regardless of pay. If you're gonna refuse, make sure you have solid proof that the salary wouldn't cover your basic living expenses. Good luck, the system is rigged against us.

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This isn't entirely accurate. While ESD does want people to return to work, they have specific guidelines about what constitutes "suitable work." The law actually protects claimants from having to accept jobs that are significantly below their skill level or previous wage, especially early in their claim period. RCW 50.20.100 specifically addresses this issue. The law considers factors like your previous wage, your skills and experience, the length of unemployment, and local labor market conditions when determining if work is suitable. A 50% pay cut would likely be considered unsuitable, particularly if you've only been unemployed for a short period. Document everything, be honest in your weekly claims, and be prepared to explain your reasoning if questioned by ESD.

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When I couldn't get through to ESD about a similar situation last year, I used Claimyr to connect with an ESD agent (claimyr.com). They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent explained that during the first 8 weeks of unemployment, I could turn down work that paid less than 90% of my previous wages. After that, it drops to 80%, and after 17 weeks, it's 75%. Your situation is way below these thresholds. The agent recommended I keep detailed documentation showing the difference between the offered salary and my financial obligations. When I added that info to my weekly claim notes, I never heard anything more about it.

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Thanks for sharing this resource! I've been calling ESD constantly and getting nowhere. I'll check out that service if I need to speak with someone directly. Those percentage thresholds are really helpful info - seems like my situation at 50% would fall well outside the suitable work requirements.

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I went thru this back in January. Got laid off from software engineer job paying $145k, got offered entry level coding job at $72k. I turned it down and kept my unemployment benefits! Make sure u told ur work search log that you applied for jobs matching ur experience level and previous salary range. I also wrote a letter about why the job wasn't suitable (needed senior level work, salary wouldn't cover mortgage, etc) and uploaded it to my ESD account just in case. The company never reported me so it wasn't even an issue lol

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Did you mention the job refusal in your weekly claim tho?? I'm scared to say anything about the job I turned down!!

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Yeah I did mention it cause I didn't wanna risk getting in trouble for hiding it. I just explained in the comments section that the salary was less than 50% of my previous wage and wouldn't cover basic living expenses. They never questioned it or asked for more info.

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My sister works for ESD (not posting under my real name for obvious reasons) and she says they're actually short-staffed handling adjudications right now. Even if the employer does report you turning down the job offer, it would go into adjudication and might take weeks to resolve. You should absolutely document everything, but also know that many employers don't bother reporting refusals unless they're really motivated to do so for some reason.

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Good insider info but still doesn't change the fact that if they DO investigate eventually, you could be forced to pay everything back with penalties! The system is designed to trap people!

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That's not accurate. If you have legitimate reasons to refuse unsuitable work (which a 50% pay cut certainly could be), you won't be penalized. The law actually protects claimants from having to accept jobs that would create financial hardship. Yes, some claims get denied, but usually when people haven't provided sufficient documentation or have other eligibility issues.

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Here's the exact legal standard from ESD regarding suitable work: 1. During the first 8 weeks of your claim, you can refuse work that pays less than 90% of your usual wage 2. From weeks 9-17, you can refuse work paying less than 80% of your usual wage 3. After 17 weeks, you can refuse work paying less than 75% of your usual wage However, there's another important factor: work is considered unsuitable if it "pays less than the higher of the state or federal minimum wage, or 75 percent of your usual wage." In your case, 50% is well below the 75% threshold, so you have a strong case. When filing your weekly claim, answer truthfully that you refused work, then explain that the offered wage was only 50% of your previous salary and would not cover your basic financial obligations. Keep documentation of: - The job offer details and salary - Your previous salary (pay stubs, W-2, etc.) - A breakdown of your essential monthly expenses While some employers do report refusals, many don't bother, especially for positions they can easily fill with other candidates. Nevertheless, honesty is crucial when filing your weekly claims.

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This is incredibly helpful, thank you! I appreciate you breaking down the exact percentages and timeframes. I've been on unemployment for less than a month, so it sounds like I'm well within my rights to decline this offer based on the substantial pay difference. I'll definitely document everything as you suggested and be honest on my weekly claim.

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wait so if i'm in my 5th week of unemployment and I turned down a job that pays 50% less, i should be ok right?? based on that 90% rule for the first 8 weeks?? i'm so stressed about this!!!

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Yes, based on the information you've provided, you should be fine. During your first 8 weeks of claiming benefits, you can refuse work that pays less than 90% of your usual wage. At 50% of your previous salary, the job offer falls well below that threshold. When filing your weekly claim, make sure to note that you refused work and explain why (significant pay reduction that wouldn't cover basic expenses). It's always best to be honest and provide clear documentation if requested.

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Be honest on your weekly claim but don't volunteer extra info. When it asks if you refused work, say yes, and briefly explain "Offered position at 50% of previous salary, insufficient to cover basic living expenses." Keep it simple. If they want more details, they'll ask. I've been through the system 3 times in my career and the key is straightforward answers without oversharing.

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That's good advice, thank you. I tend to overexplain when I'm anxious about something, so I'll try to keep my response concise but accurate.

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Does anyone know if the company HAS to report job refusals to ESD or is it optional? And how would they even know you're collecting unemployment anyway?

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Employers aren't required to report job refusals to ESD, but they can if they choose to. When companies with WA employees receive unemployment claims, they're notified that a former employee is claiming benefits. This notification typically comes from ESD directly. Some large companies have HR departments that routinely report job refusals for any candidate receiving unemployment, while others only report if they suspect fraud. Many smaller businesses don't report refusals at all, especially if they have multiple qualified candidates. Regardless, it's always better to be honest on your weekly claims. If you refuse work and don't report it, and the employer does report it, you could face much bigger issues than if you had been upfront about the refusal.

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I had a similar experience last year when I was laid off from my marketing director position. I received an offer that was about 45% less than my previous salary, and I was terrified about refusing it. After consulting with a lawyer friend, I learned that Washington state actually has pretty strong protections for unemployment claimants regarding suitable work. The key is documentation - I created a simple spreadsheet showing my previous salary, the offered salary, and my monthly fixed expenses (mortgage, insurance, utilities, minimum debt payments). This clearly demonstrated that accepting the position would put me in a worse financial position than unemployment benefits. I reported the refusal honestly on my weekly claim with a brief explanation about the significant pay reduction. ESD never questioned it, and I continued receiving benefits without any issues. The employer never reported the refusal either. My advice: trust the system when you have legitimate reasons. A 50% pay cut is clearly unsuitable work, especially this early in your claim period. Document everything, be honest, and don't let fear push you into financial hardship.

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I'm a newcomer to this community but going through something very similar right now. I was laid off from my accounting position three weeks ago (previous salary $78k) and just received an offer for $42k - about 54% of what I was making. Reading through everyone's responses here has been incredibly reassuring! From what I'm gathering, the key points are: 1. Document everything (salary difference, monthly expenses, etc.) 2. Be honest on weekly claims but keep explanations brief 3. The 90% rule during first 8 weeks gives us solid protection 4. A 50% pay cut is clearly unsuitable work I'm planning to decline the offer and report it honestly on my next weekly claim. Thank you all for sharing your experiences - it's really helpful to know others have successfully navigated this situation. The stress of potentially losing benefits while also not being able to afford basic living expenses is overwhelming, but your advice gives me confidence I'm making the right decision. Has anyone here had success appealing if ESD initially denied benefits for job refusal? Just want to be prepared for all possibilities.

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Welcome to the community! I'm new here too and found myself in almost the exact same situation - laid off from my project management role making $95k and got offered $48k. Reading everyone's experiences here has been so helpful. I haven't had to appeal yet, but from what I've read in other forums, successful appeals usually come down to having solid documentation showing why the work was unsuitable. Keep records of the job posting, your rejection email/call, and especially that breakdown of your expenses vs the offered salary. One thing I learned from this thread is to be prepared to explain not just the salary difference, but also how your skills and experience level made this position unsuitable. At 54% of your previous salary, you're in the same boat as the original poster - well below any reasonable threshold for suitable work. Good luck with your decision! It sounds like you have a strong case based on everything shared here.

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I'm new to this community but currently facing a very similar situation. I was laid off from my software development position two weeks ago (previous salary $118k) and just received an offer for $58k - basically exactly 50% of what I was making before. Reading through all these responses has been incredibly helpful and reassuring! The information about the 90% threshold during the first 8 weeks is exactly what I needed to know. I was panicking about potentially losing my benefits, but it's clear that a 50% pay cut falls well outside the "suitable work" requirements. I'm planning to document everything as suggested - the job offer details, my previous salary documentation, and a breakdown of my monthly expenses (mortgage, student loans, car payment, etc.). The math is simple: this salary wouldn't even cover my fixed monthly obligations, let alone living expenses. Thank you all for sharing your experiences and especially for the specific legal references. It's really comforting to know that others have successfully navigated this exact situation. I'll be honest on my weekly claim and keep the explanation brief but clear about why the position isn't suitable. One quick question - should I send a formal rejection email to the employer explaining my reasoning, or just decline politely without going into details about the salary being insufficient?

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Welcome to the community! Your situation is nearly identical to mine and many others here. Based on all the advice shared in this thread, I'd recommend keeping your rejection email to the employer brief and professional - something like "Thank you for the offer, but after careful consideration, I've decided to decline as the position isn't the right fit for my current career goals." You don't need to mention salary or unemployment benefits to them. Save the detailed explanation about why the salary is insufficient for your ESD documentation and weekly claims. The employer doesn't need to know your financial situation, and being too specific about salary concerns might make them more likely to report the refusal (though as others mentioned, many don't bother anyway). Your documentation strategy sounds perfect - having that clear breakdown showing the 50% pay cut and how it wouldn't cover basic expenses gives you a rock-solid case. At only 2 weeks into unemployment, you're well within that 90% protection threshold everyone mentioned. Good luck!

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I'm new to this community and currently dealing with a very similar situation. I was laid off from my HR director position 3 weeks ago (previous salary $95k) and just received an offer for $46k - less than 50% of my previous compensation. After reading through everyone's experiences here, I feel much more confident about declining this offer. The information about the 90% threshold during the first 8 weeks is incredibly valuable - I had no idea these specific protections existed. Like many of you mentioned, I've calculated that this salary wouldn't even cover my mortgage and basic expenses, let alone provide financial stability. I'm going to document everything as suggested: the offer details, my previous salary proof, and a detailed expense breakdown showing why this creates financial hardship. One thing I'm wondering about - has anyone here had experience with how ESD handles situations where you're overqualified for a position? This offer was for an entry-level HR coordinator role, which is several levels below my experience and qualifications. Would that factor into the "suitable work" determination alongside the salary issues? Thanks for creating such a supportive space to discuss these stressful situations. It's reassuring to know others have successfully navigated this without losing benefits.

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Welcome! Your situation with being overqualified definitely adds another layer to the "suitable work" determination. From what I've learned through this community and my own experience, ESD does consider whether work matches your skill level and experience, not just the salary. Being offered an entry-level coordinator position when you were an HR director is a significant step down professionally. Combined with the sub-50% salary, you have multiple grounds for refusing this offer - both the pay inadequacy and the mismatch with your qualifications and career level. When documenting for ESD, I'd recommend noting both factors: "Position offers only 48% of previous salary and is several levels below my experience as HR Director, representing unsuitable work that doesn't match my professional qualifications." This gives you even stronger justification than salary alone. Several people in this thread mentioned similar situations where they refused positions below their skill level and maintained their benefits. Your case sounds very solid given both the dramatic pay cut and the professional downgrade. Good luck with your decision!

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I'm new to this community but going through an almost identical situation right now! I was laid off from my financial analyst position 4 weeks ago (previous salary $82k) and just got an offer for $41k - exactly 50% of what I was making before. Reading through all these responses has been so incredibly helpful and reassuring. I was honestly panicking about whether I could refuse this offer without losing my benefits, but the detailed information everyone shared about the 90% threshold during the first 8 weeks makes it clear I'm well within my rights to decline. Like everyone else mentioned, I ran the numbers and this salary wouldn't even cover my rent, student loan payments, and car payment, let alone food and other necessities. It would actually put me in a worse financial position than staying on unemployment while continuing to search for appropriate work. I'm planning to follow all the advice shared here - document everything (the offer, my previous salary, monthly expenses), be honest but brief on my weekly claim, and keep detailed records in case ESD asks for more information. It's such a relief to know that others have successfully navigated this exact situation without losing benefits. Thank you all for creating such a supportive environment to discuss these stressful situations. The legal references and specific percentage thresholds shared here are invaluable information that I couldn't find elsewhere!

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Welcome to the community! Your situation is practically identical to so many of us here - it's both reassuring and frustrating to see how common these massive pay cuts are in job offers right now. You're absolutely making the right decision by documenting everything and following the advice shared in this thread. At 4 weeks into unemployment with a 50% pay cut offer, you're in an even stronger position than some of us who were further along in our claims. The 90% protection threshold during those first 8 weeks is really solid legal ground to stand on. I love how you've already done the math on your expenses - that's exactly the kind of documentation that will support your case if ESD ever questions the refusal. The fact that taking this job would actually worsen your financial situation compared to unemployment benefits really drives home why this work is unsuitable. Keep us updated on how it goes when you file your weekly claim! Your experience will probably help other newcomers who find themselves in similar situations. This community has been such a lifeline for navigating these stressful decisions.

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I'm new to this community and unfortunately dealing with a very similar situation. I was laid off from my marketing manager position 5 weeks ago (previous salary $88k) and just received an offer for $44k - exactly 50% of my previous compensation. Reading through all these responses has been incredibly enlightening and reassuring! I had no idea about the specific percentage thresholds for suitable work during different claim periods. The 90% rule during the first 8 weeks gives me confidence that declining this offer is the right decision. Like everyone else has calculated, this salary wouldn't come close to covering my mortgage, student loans, and basic living expenses. I'd actually be in worse financial shape than continuing to collect benefits while searching for appropriate positions that match my experience level. I'm going to follow all the excellent advice shared here: document the offer details and salary comparison, create a breakdown of my monthly expenses, be honest but concise on my weekly claim, and keep everything organized in case ESD requests additional information. One additional question - has anyone had experience with recruiters reporting job refusals? This offer came through a staffing agency rather than directly from the employer. I'm wondering if that changes anything about potential reporting to ESD. Thank you all for sharing your experiences and creating such a supportive space to navigate these stressful situations! The detailed legal information and real-world examples have been invaluable.

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Welcome to the community! Your situation mirrors so many of ours here - it's both comforting and concerning how common these drastic pay cuts are in today's job market. You're absolutely right to decline an offer that's only 50% of your previous salary, especially at just 5 weeks into your claim. Regarding your question about recruiters/staffing agencies - in my experience, third-party recruiters are actually less likely to report job refusals to ESD compared to direct employers. They're typically focused on filling positions quickly and moving on to the next candidate rather than tracking down why someone declined. That said, it's still possible, so being honest on your weekly claim is definitely the right approach. The fact that this came through a staffing agency might actually work in your favor since there's an extra layer between you and the actual employer. Many staffing agencies don't even know if candidates are collecting unemployment unless specifically told. Your documentation plan sounds perfect - having that clear breakdown of how a 50% pay cut would create financial hardship gives you rock-solid justification. At 5 weeks in, you're well within that 90% protection threshold everyone's mentioned. Keep us posted on how it goes with your weekly claim!

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I'm new to this community but currently facing an almost identical situation. I was laid off from my operations manager position 3 weeks ago (previous salary $97k) and just received an offer for $48k - just under 50% of what I was making before. Reading through everyone's experiences here has been incredibly helpful and honestly a huge relief! I was terrified about potentially losing my benefits, but learning about the 90% threshold during the first 8 weeks has given me so much confidence. It's clear that a job paying less than half my previous salary falls well outside the "suitable work" requirements. Like so many others here, I've done the math - this salary wouldn't even cover my mortgage, car payment, and student loans, let alone other living expenses. Taking this position would actually put me in a worse financial situation than continuing to receive benefits while searching for appropriate work that matches my experience and salary history. I'm planning to follow all the excellent advice shared in this thread: document everything (the offer details, my previous salary proof, monthly expense breakdown), be honest but concise on my weekly claim ("Declined offer at 49% of previous salary, insufficient to cover basic living expenses"), and keep detailed records ready in case ESD requests more information. Thank you all for creating such a supportive community and sharing your real experiences! The specific legal information and percentage thresholds mentioned here are invaluable. It's reassuring to know that so many people have successfully navigated this exact situation without losing their benefits.

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Welcome to the community! Your situation is so similar to what many of us newcomers are going through - it's both reassuring and frustrating to see how widespread these massive pay cuts are in current job offers. At just 3 weeks into unemployment with a sub-50% salary offer, you're in an excellent position to refuse based on the legal protections everyone has outlined here. Your documentation plan sounds spot-on, and I love how you've already calculated that taking this job would actually worsen your financial situation compared to benefits. That's exactly the kind of clear evidence that supports the "unsuitable work" determination. I'm also new here and have been following this thread closely as I navigate a similar decision. The collective wisdom and real experiences shared by everyone has been invaluable. It's such a relief to find a community where people understand the stress of these decisions and can provide practical, legally-grounded advice. Best of luck with your weekly claim filing! Based on everything shared here, you have a very strong case for refusal. Keep us updated on how it goes - your experience will definitely help other newcomers who find themselves in similar situations.

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