Can I collect unemployment if I am self employed in Washington?
I've been running my own freelance graphic design business for the past 2 years but work has completely dried up. I'm wondering if self-employed people can collect unemployment benefits in Washington? I've never had to file for unemployment before and I'm not sure if my situation qualifies since I don't have a traditional employer. Has anyone been through this process as a self-employed person?
46 comments


StellarSurfer
Generally, self-employed individuals can't collect regular unemployment insurance (UI) benefits in Washington because you haven't been paying into the system through payroll taxes. However, there might be some exceptions depending on your specific situation. Did you have any W-2 employment in the past 18 months alongside your freelance work?
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Anastasia Romanov
•I had a part-time job at a marketing agency for about 6 months last year while building my freelance business. Does that count?
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StellarSurfer
•Yes, that could make you eligible! Washington ESD looks at your base period earnings from W-2 employment. You'll need to have earned enough wages during your base period to qualify.
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Sean Kelly
I'm in a similar boat - been doing Uber driving and some contract work. The Washington ESD website is so confusing about this stuff. I've been trying to call them for weeks but can never get through.
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Zara Malik
•Have you tried using Claimyr? I found them when I was having trouble reaching Washington ESD. They have this service that helps you get through to an actual agent. Check out claimyr.com - they even have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Sean Kelly
•Never heard of that but I'll check it out. I'm desperate to talk to someone at this point!
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Luca Greco
Wait, I thought there was something called self-employment assistance for entrepreneurs? I swear I read about it somewhere on the Washington ESD website but I can't find it now.
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StellarSurfer
•You might be thinking of the Self-Employment Assistance Program (SEAP), but that's for people who are already receiving regular UI benefits and want to start a business. You have to qualify for regular unemployment first.
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Luca Greco
•Oh that makes sense. So you still need the W-2 employment history to get started.
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Nia Thompson
I've been self-employed for 5 years and never qualified for unemployment. The system really wasn't designed for people like us. It's frustrating because we pay plenty of other taxes but can't access this safety net when we need it most.
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Mateo Rodriguez
•That's not entirely true. If you had W-2 employment within the past 18 months, you might still qualify based on those wages. The key is having enough earnings during your base period.
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Nia Thompson
•I haven't had W-2 employment in years though. All my income has been 1099 or direct client payments.
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Aisha Hussain
•Same here. Pure 1099 contractor for 3 years. No UI eligibility at all.
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Zara Malik
For the original poster - since you had that part-time W-2 job last year, you should definitely apply. Washington ESD will calculate your base period (usually the first 4 of the last 5 completed quarters) and see if you earned enough to qualify. Even if your recent income was all self-employment, those earlier W-2 wages might be enough.
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Anastasia Romanov
•How do I know what my base period wages were? I don't have all my old pay stubs.
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Zara Malik
•You don't need to provide that upfront. Washington ESD has access to your wage records from employers. When you file your claim, they'll calculate it automatically.
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GalacticGladiator
Just be prepared that if you do qualify, you'll need to meet the job search requirements. That means actively looking for work, not just trying to rebuild your freelance business. Washington ESD requires 3 job search activities per week.
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Anastasia Romanov
•What counts as a job search activity? Can I apply for freelance gigs or does it have to be traditional employment?
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GalacticGladiator
•It has to be work that would be covered by unemployment insurance, so generally W-2 employment. Freelance work typically wouldn't count toward your job search requirements.
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Ethan Brown
•That's a good point. You might end up in a situation where you're required to look for traditional employment even though you want to continue being self-employed.
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Yuki Yamamoto
I went through this exact situation 2 years ago. Had been freelancing but also worked part-time at a retail store. When my freelance income disappeared, I was able to collect UI based on the retail wages. The process was pretty straightforward once I got through to Washington ESD.
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Anastasia Romanov
•How long did it take to get approved? I'm worried about the adjudication process.
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Yuki Yamamoto
•Mine took about 3 weeks from filing to first payment. No adjudication issues since my employment history was clear. The trickiest part was just getting through to them when I had questions.
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Carmen Ruiz
One thing to keep in mind - if you do get approved, you'll need to report any freelance income you earn while collecting benefits. Even small amounts can affect your weekly benefit amount.
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Anastasia Romanov
•What if I just do a small project here and there? Do I really need to report like $100?
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Carmen Ruiz
•Yes, you have to report ALL income. Even $100 needs to be reported on your weekly claim. Washington ESD is pretty strict about this.
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Andre Lefebvre
•And they can find out about unreported income through tax records later, so it's not worth the risk of an overpayment.
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Zoe Dimitriou
I'd suggest calling Washington ESD to discuss your specific situation before filing. They can tell you right away if your W-2 wages from last year would qualify you. Save yourself the hassle if you don't meet the requirements.
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QuantumQuest
•Good luck getting through to them! I've been trying for months. The phone lines are constantly busy.
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Jamal Anderson
•That's where Claimyr comes in handy. I used them last month when I couldn't get through the regular way. They basically keep calling until they get you connected to an agent. Worth every penny when you're stressed about your claim.
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Mei Zhang
Also remember that if you're approved, your weekly benefit amount will be based on your W-2 wages, not your freelance income. So it might be less than what you were making from your business.
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Anastasia Romanov
•That's fine with me at this point. Any income is better than nothing while I try to rebuild my client base.
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Mei Zhang
•Exactly! And you can still work on rebuilding your business as long as you're meeting the job search requirements for traditional employment.
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Liam McGuire
Don't forget you might also qualify for other assistance programs while you're job searching. WorkSource Washington has resources for self-employed people transitioning back to traditional employment.
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Anastasia Romanov
•I haven't looked into WorkSource yet. Do they help with unemployment claims too?
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Liam McGuire
•They don't handle claims directly, but they can help you with job search strategies and connecting with employers. Plus using their services counts toward your job search requirements if you get approved for UI.
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Amara Eze
Just wanted to add - make sure you have all your employment documentation ready when you file. Even though Washington ESD has wage records, having your own records helps if there are any discrepancies.
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Anastasia Romanov
•What kind of documentation do you mean? I'm not sure what I still have from that part-time job.
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Amara Eze
•Pay stubs, W-2 forms, any employment verification letters. If you don't have everything, you can usually get copies from your former employer or the IRS.
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Giovanni Ricci
One more thing - if you do qualify and start receiving benefits, keep detailed records of all your job search activities. Washington ESD can audit your claim and ask for proof of your job search efforts.
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Anastasia Romanov
•How detailed do the records need to be?
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Giovanni Ricci
•Date, employer name, position applied for, method of contact. I keep a spreadsheet with all this info for each week.
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NeonNomad
Bottom line - you won't know for sure until you apply. Since you had that W-2 employment last year, it's definitely worth trying. The worst they can say is no, but you might be pleasantly surprised.
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Anastasia Romanov
•You're right. I think I'll go ahead and file the claim. Thanks everyone for all the helpful advice!
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Fatima Al-Hashemi
•Good luck! Hope it works out for you. The freelance life can be tough when clients disappear.
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Mei Zhang
•Absolutely agree - filing is the way to go! I was in a similar situation with freelance writing work that dried up, and I was surprised to learn I qualified based on a retail job I'd had months earlier. The application process itself is pretty straightforward online, and even if there are questions about your claim, it's better to get the ball rolling. @Anastasia Romanov - make sure to file as soon as possible since there s'usually a waiting period before benefits start anyway.
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