Can I apply for unemployment if I'm self employed - Washington ESD eligibility?
I've been freelancing as a graphic designer for the past 2 years and my contracts have dried up completely. I'm wondering if I can apply for unemployment benefits through Washington ESD since I'm technically self-employed? I've never paid into the system as a W-2 employee but I have been paying self-employment taxes. Does anyone know if there's a way to get UI benefits as a freelancer or independent contractor?
41 comments


Eduardo Silva
Unfortunately, traditional unemployment benefits in Washington require you to have been an employee who paid into the UI system through payroll deductions. Self-employed individuals typically aren't eligible for regular UI benefits because they haven't been paying into the system as employees.
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Freya Andersen
•That's what I was afraid of. So there's absolutely no option for freelancers like me?
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Eduardo Silva
•Well, there might be some options but they're limited. You'd need to check if you qualify under any special circumstances or if there are other programs available.
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Leila Haddad
I was in a similar situation last year - I had been doing gig work and freelancing but no regular W-2 employment. Washington ESD told me I wasn't eligible for regular UI because I hadn't earned wages as an employee. It's frustrating because we pay taxes too but apparently that doesn't count.
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Freya Andersen
•Ugh, that's so unfair. Did you find any other assistance programs?
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Leila Haddad
•I ended up applying for some state assistance programs but nothing that replaced my lost income like unemployment would have.
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Emma Johnson
Actually, you might want to call Washington ESD directly to ask about your specific situation. Sometimes there are edge cases or recent changes that aren't well publicized. I've heard getting through can be tough though - there's a service called Claimyr (claimyr.com) that helps people actually reach ESD agents without waiting on hold forever. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.
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Freya Andersen
•Thanks for the tip! I'll definitely look into that service. Getting through to ESD sounds like a nightmare from what I've heard.
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Ravi Patel
•Wait, is that a paid service? I'm already struggling financially and can't afford to pay just to talk to ESD.
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Emma Johnson
•I think the main thing is it saves you time and frustration. When you're not working, time spent on hold is time you could be looking for new clients or contracts.
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Astrid Bergström
There might be some confusion here. During the pandemic there were special programs for self-employed people but those ended. For regular Washington ESD unemployment, you need to have been laid off or had your hours reduced as an employee. The system is based on employer contributions and employee wages.
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Freya Andersen
•Yeah I remember hearing about those pandemic programs but I didn't need them at the time. Wish they were still available now.
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PixelPrincess
•Those programs were a mess anyway. Half the people I know who got them ended up having to pay them back later.
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Omar Farouk
wait i thought anyone could get unemployment? ive never had a real job either just do doordash and stuff
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Eduardo Silva
•No, that's not how it works. You need to have been an employee with wages reported to Washington ESD. Gig work like DoorDash doesn't count for regular UI eligibility.
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Omar Farouk
•well thats stupid. we work too
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Chloe Martin
I'm going through something similar - been doing consulting work for 3 years and now clients are cutting budgets. The whole system seems designed for traditional employees only. Have you looked into any small business assistance programs?
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Freya Andersen
•Not yet, but that's a good idea. Do you know of any specific programs that might help?
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Chloe Martin
•I've heard about some SBA programs but haven't looked into them deeply yet. Might be worth researching.
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Diego Fernández
The only way self-employed people can get regular UI in Washington is if they previously had W-2 employment and are still within their benefit year. If you've been self-employed for 2 years straight with no employee wages, you won't qualify for regular unemployment benefits.
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Freya Andersen
•That makes sense I guess. I did have a part-time job about 3 years ago but that's probably too long ago to count?
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Diego Fernández
•Washington ESD looks at your base period which is typically the first 4 quarters of the last 5 completed quarters. So if that job was 3 years ago, it's probably outside your base period.
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Anastasia Kuznetsov
This is exactly why I hate the gig economy - no safety net when things go bad. Companies get all the benefits of our work but none of the responsibilities of actual employment.
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Sean Fitzgerald
•Yeah but we also get the benefits of being our own boss and setting our own rates. It's a trade-off.
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Anastasia Kuznetsov
•Setting our own rates doesn't help when there's no work to be had though.
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Zara Khan
Have you considered filing anyway just to see what happens? Sometimes the system might have information about previous employment that you forgot about or didn't realize counted.
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Freya Andersen
•That's not a bad idea. What's the worst that could happen - they just say no?
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Eduardo Silva
•Yeah, there's no penalty for applying if you're not eligible. They'll just review your work history and wages and make a determination.
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MoonlightSonata
I tried using Claimyr when I needed to talk to ESD about my claim issues and it actually worked pretty well. Saved me from spending hours on hold. Might be worth it if you decide to apply and need to talk to someone about your situation.
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Freya Andersen
•Good to hear from someone who actually used it! How quickly were you able to get through?
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MoonlightSonata
•It took a few tries but way faster than doing it myself. The ESD agent was able to explain my specific situation much better than the website could.
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Mateo Gonzalez
Don't give up hope completely - there might be other state programs for people in your situation. DSHS has some assistance programs that don't require employment history like UI does.
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Freya Andersen
•Thanks, I'll look into DSHS programs too. Every little bit helps right now.
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Nia Williams
just apply online and see what happens. worst case they say no but maybe you have some old job that qualifies you that you forgot about
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Freya Andersen
•True, I might as well try. The application process can't hurt.
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Luca Ricci
The whole unemployment system is such a joke. They make it so hard to qualify and then even harder to actually get benefits. I hope you find something that works for you.
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Freya Andersen
•Thanks for the support. It's definitely frustrating but I'm trying to stay positive.
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Aisha Mohammed
I've been following this thread and wanted to add that even if you can't get UI, there are food assistance programs and other help available. Don't be too proud to use resources that are there to help people in tough times.
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Freya Andersen
•You're absolutely right. I need to swallow my pride and look into all available options.
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Ethan Campbell
Good luck with everything! Keep us posted on what you find out. I'm sure there are other freelancers in similar situations who could benefit from knowing what options are available.
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Freya Andersen
•Will do! Thanks everyone for all the advice and support. This thread has been really helpful.
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