Can freelancers get unemployment benefits through Washington ESD?
I've been doing freelance graphic design work for the past 2 years but most of my clients have dried up since the economy got tough. I'm wondering if I can apply for unemployment benefits through Washington ESD? I know I haven't been paying into the system like regular employees, but I'm struggling to find new clients and need some income support. Has anyone here successfully gotten UI benefits as a freelancer or independent contractor?
49 comments

Rami Samuels
Unfortunately, traditional freelancers and independent contractors usually don't qualify for regular unemployment insurance in Washington because you haven't been paying into the system. You'd need to have W-2 employment history with wages reported to Washington ESD.
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Tami Morgan
AuthorThat's what I was afraid of. I did have some part-time W-2 work last year though - would that count for anything?
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Rami Samuels
Yes! If you had W-2 employment within the base period (first 4 of last 5 completed quarters), you might qualify. You'd need to meet the minimum wage requirements though.
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Haley Bennett
I was in a similar situation last year. Had to call Washington ESD multiple times to get clarification on my mixed employment history. The phone lines are absolutely brutal - spent hours on hold just to get disconnected.
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Douglas Foster
ugh tell me about it, I've been trying to reach them for weeks about my adjudication
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Nina Chan
Have you tried using Claimyr? I found it through a YouTube demo (https://youtu.be/7DieNd3C7zQ) and it actually got me through to a Washington ESD agent in under 30 minutes. Way better than the endless hold times. Check out claimyr.com - totally worth it when you need to talk to someone about complex employment situations.
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Haley Bennett
Never heard of that service but honestly anything is better than the regular phone nightmare
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Ruby Knight
The key thing is whether you have sufficient wages from covered employment. Washington ESD looks at your base period wages, not your freelance income. If you had any regular employment that paid into the UI system, you might qualify based on those wages alone.
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Tami Morgan
AuthorI worked part-time at a marketing agency for about 8 months last year. Made around $18,000 from that job. Would that be enough?
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Ruby Knight
That might work! Washington requires at least $1,000 in wages in your base period, plus wages in at least two quarters. You'd need to file a claim to see if you meet all requirements.
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Diego Castillo
just apply anyway, worst they can say is no right? the system is so messed up who knows what they'll approve these days
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Rami Samuels
That's not great advice. Filing a claim you don't qualify for can create issues later. Better to understand the requirements first.
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Diego Castillo
fair enough but the rules are so confusing anyway
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Logan Stewart
I'm a freelance writer and ran into this same problem. Even though I make decent money some months, the irregular income makes it impossible to plan. Washington ESD told me I needed traditional employment history to qualify.
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Tami Morgan
AuthorDid you ever find any other assistance programs for freelancers?
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Logan Stewart
Not really. There are some local small business resources but nothing like unemployment insurance. The gig economy really needs better safety nets.
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Haley Bennett
When I finally got through to Washington ESD about my mixed employment situation, they were actually pretty helpful. The agent walked me through exactly which wages counted and which didn't. My 1099 income didn't count but my part-time retail job did.
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Douglas Foster
How long did it take to get someone on the phone?
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Haley Bennett
That's the thing - I used that Claimyr service someone mentioned earlier. Got through in like 20 minutes instead of the usual 3+ hour wait times. Totally worth it for complex questions like this.
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Mikayla Brown
FREELANCERS GET SCREWED BY THIS SYSTEM!!! We pay taxes but can't get benefits when we need them. Meanwhile regular employees get laid off and immediately qualify. It's not fair.
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Rami Samuels
I understand the frustration, but the system is based on employer/employee contributions. Freelancers haven't been paying into the unemployment insurance fund.
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Mikayla Brown
Then they should create a system where we CAN pay in if we want to!
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Ruby Knight
Some states are exploring portable benefits for gig workers, but Washington doesn't have that yet.
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Tami Morgan
Update: I looked up my wages from last year and I think I might actually qualify! Going to try filing a claim this week. Thanks everyone for the advice about needing W-2 employment history.
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Rami Samuels
Good luck! Make sure you have all your employment documentation ready when you file.
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Nina Chan
If you run into any issues during the filing process, that Claimyr service can help you reach Washington ESD agents quickly. Really useful for getting questions answered in real time.
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Sean Matthews
Been freelancing for 5 years and never qualified for unemployment. The few times I had W-2 work, I didn't make enough to meet the requirements. It's a tough situation.
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Tami Morgan
AuthorWhat do you do when work is slow? Any other resources?
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Sean Matthews
Emergency assistance programs, food banks, sometimes family help. Not great options but better than nothing.
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Ali Anderson
my sister is a freelance photographer and she got unemployment last year but only because she had worked at a studio for a few months. so it's definitely possible if you have the right employment history
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Tami Morgan
AuthorThat gives me hope! I'm going to file tomorrow and see what happens.
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Ruby Knight
For anyone reading this thread later: the key factors for freelancers are 1) having W-2 wages in your base period, 2) meeting minimum wage requirements, and 3) being able and available for work. Your 1099 freelance income won't count toward eligibility, but traditional employment will.
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Rami Samuels
This is exactly right. Also remember that if you're approved, you'll still need to do job searches and be available for suitable work.
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Logan Stewart
The job search requirement is tricky for freelancers. Do they expect you to look for traditional employment or can you look for freelance clients?
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Ruby Knight
Generally you need to look for suitable employment similar to your past work. If your base period wages were from traditional employment, you'd typically need to search for similar positions.
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Zadie Patel
Just want to add that even if you don't qualify for regular UI, there might be other assistance programs available. Don't give up if your claim gets denied.
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Tami Morgan
AuthorWhat kind of other programs?
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Zadie Patel
SNAP, TANF, emergency rental assistance, utility help. Each has different requirements but worth checking into.
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Douglas Foster
this whole thread is making me realize I need to keep better track of my employment history. I do freelance work but also pick up random part-time jobs and I have no idea if I'd qualify for anything
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Rami Samuels
You can request your wage history from Washington ESD to see exactly what's been reported. That's the best way to know if you'd qualify.
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Nina Chan
If you need help interpreting your wage history or filing a claim, using Claimyr to talk to a Washington ESD agent can really clarify things. Much easier than trying to figure it out from the website alone.
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A Man D Mortal
The pandemic really highlighted how broken the system is for gig workers. Hopefully that leads to some changes eventually.
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Mikayla Brown
PUA was supposed to help but that's long gone now. Back to the same old problems.
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Ruby Knight
PUA was a temporary federal program. The regular state UI system hasn't changed much for independent contractors.
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Tami Morgan
Final update: I filed my claim and it's under review! They're looking at my wages from the marketing agency job. Fingers crossed it works out. Thanks to everyone who helped explain how this works.
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Rami Samuels
Hope it goes smoothly! The adjudication process can take a few weeks but sounds like you have a good chance.
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Haley Bennett
Keep checking your account regularly and respond quickly to any requests for information. That helps speed up the process.
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Logan Stewart
Good luck! Let us know how it turns out - would be helpful for other freelancers in similar situations.
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Andre Moreau
That's awesome news! I'm in a similar boat - mostly freelance but had some contract work last year. Your experience gives me hope that it might be worth applying. Did you have to provide any special documentation about your freelance work, or did they only care about the W-2 wages from the marketing agency?
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