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Bottom line - the UI fund is designed to handle periods of high unemployment. That's literally its purpose. Yes it gets strained, yes processing gets backed up, but the money is there. Been through this cycle before and it always works out.
Just to add one more data point - I work in payroll and can confirm our company's UI tax rate did go up this year after we had layoffs in 2023. But it's still a relatively small percentage of overall payroll costs. The system spreads the burden around pretty effectively.
Just to add another data point - I received 12 weeks severance and filed immediately. Washington ESD processed my claim quickly and I was able to start benefits right when severance ended. No adjudication, no delays. Being proactive definitely paid off.
For anyone still reading this thread - the Washington ESD handbook is really clear about this. You should file immediately after job loss regardless of severance. The system is designed to handle these situations and will calculate your eligibility week by week based on what you report.
Anyone else have trouble getting through to Washington ESD to ask questions about eligibility? I swear their phone system is designed to make you give up. Found Claimyr through Reddit and it actually worked - got connected to an agent who helped me understand the base period calculation. Worth every penny honestly.
I'm at my wit's end trying to reach them. Might have to try this Claimyr thing too.
Do it. Their demo video shows exactly how it works: https://youtu.be/7DieNd3C7zQ. So much better than listening to busy signals all day.
The job search requirement is no joke either. You have to keep detailed records of where you applied, when, and what happened. Washington ESD can audit this stuff, so don't just make it up. I use a spreadsheet to track everything.
One last thought - even if you represent yourself, consider paying for an hour consultation with an unemployment lawyer just to review your evidence and strategy. Could be worth the cost for the peace of mind.
Good luck with whatever you decide! Sounds like you have a solid case either way. Just remember to stay organized and stick to the facts during the hearing.
Cass Green
I was in a similar situation - whole department got eliminated due to company restructuring. Answered RIF on my application and got approved without any issues. The key is that it wasn't your fault you lost the job, which is exactly what unemployment insurance is for.
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Jean Claude
•That's exactly my situation too. Feeling much more confident now that everyone is saying the same thing.
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Finley Garrett
Just went through this myself and used Claimyr to get through to Washington ESD when my claim was taking forever. Totally worth it instead of wasting days trying to call. The agents were able to explain exactly what was holding up my claim and when to expect resolution.
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Jean Claude
•Good to know that's an option if I need it. Hopefully my claim moves along normally though.
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Madison Tipne
•Even if your claim is normal, sometimes it's nice to get confirmation from an actual person instead of just wondering.
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