One more important thing: even if you have to report the full UI amount, make sure you're claiming all possible deductions on your DSHS application. Housing costs, utilities, childcare expenses, and medical expenses can all help you qualify for more benefits even with higher income. Don't leave any deductions on the table!

I went through a similar situation with ESD overpayment recovery a few months ago. Just wanted to add that when you call ESD to request a hardship reduction, be prepared with specific documentation of your monthly expenses - rent, utilities, food costs, etc. They'll likely ask for proof that the current recovery rate is causing genuine financial hardship. Also, if you qualify for reduced recovery, make sure to get the new rate in writing through your eServices account. The process took about 3 weeks for me, but I was able to get my recovery rate reduced from 25% to 15%, which made a huge difference in my ability to cover basic expenses while still paying back the overpayment.

This thread has been really helpful. I was also confused about where to apply and this cleared everything up. Sometimes the simple questions are the hardest to get straight answers for.

Just a heads up - make sure you have your Social Security number and driver's license ready when you apply. The SAW system will need those for identity verification. Also, if you've moved recently, use your current address but be prepared to explain any address changes from your last job. The system can flag mismatched addresses and cause delays.

Also wanted to mention that there are different types of unemployment benefits - regular UI, standby, and others. Most people qualify for regular UI but if you're in a union or certain industries, you might have different options. The application will help determine what you're eligible for.

One thing I wanted to add that hasn't been mentioned yet - make sure you have your bank account information ready for direct deposit setup. Washington ESD strongly encourages direct deposit over paper checks, and it's much faster (usually 1-2 business days vs up to a week for checks). You'll need your routing number and account number. Also, don't be discouraged if the website is slow or crashes sometimes - it gets heavy traffic, especially on Sundays when people are filing their weekly claims. Just be patient and try again later if you run into technical issues.

I'm going through something similar right now - filed 3 weeks ago after my restaurant closed permanently and I'm also stuck with "disqualified" status during adjudication. Reading all these responses is really helpful because I was starting to panic that I'd been denied already. It's such poor system design to use "disqualified" when they mean "under review." I'm going to try uploading proof of the business closure like Effie suggested and maybe look into that Claimyr service if I can't get through by calling myself. Thanks everyone for sharing your experiences - it's reassuring to know this is normal even though it's incredibly stressful when you're behind on bills.

I'm so sorry you're dealing with this stress - I know how anxiety-inducing it is to see "disqualified" when you know you should qualify! I went through almost the exact same situation 6 months ago when my company suddenly shut down. Like others have said, that status is just a terrible default while they review your case. What really helped me was keeping detailed records of everything - screenshots of my claim status each week, copies of all the paperwork from my employer about the closure, and a log of every time I tried calling ESD. When I finally got through (took about 3 weeks of trying), having all that documentation ready made the call go much smoother. The agent was able to see exactly what was happening and got my case resolved that same day. Also, don't stop filing your weekly claims even though it feels pointless - you'll get backpay for all those weeks once it's approved. The waiting is awful but you will get through this!

Sounds like you're all set based on seeing the pending payments! Just wanted to add that if anyone else is reading this and having payment issues after more than a week, definitely try to speak with someone at ESD. Don't just wait indefinitely.

I went through something similar recently - approved on a Tuesday and got my payment that Friday. The key thing that helped my anxiety was checking the payment history section like others mentioned. Once I could see it was "in process" I knew it was just a matter of waiting for my bank to receive it. Also worth noting that the first payment after a long adjudication period often includes a nice chunk of back pay, so it's usually worth the wait! Keep checking that payment history section - it really does show the status before it hits your account.