Bottom line: Employers fund the unemployment system through taxes, but they don't pay your individual benefits. It's an insurance model where everyone contributes to a pool. Your former employer's main role now is just to confirm the details of your separation when Washington ESD contacts them. Since you were laid off, there shouldn't be any issues with your claim.

I work in benefits administration and can add some additional context to what everyone's explained so well. Washington state's unemployment insurance is funded through the Employment Security Department's trust fund, which is built from employer contributions. The key thing to understand is that this is a "pay-as-you-go" system - current employer taxes fund current benefit payments. Your specific employer's tax rate is determined by their "experience rating" which looks at their claim history over the past few years. So while they're not cutting a check for your specific benefits, companies with higher claim rates do pay higher taxes. Since you mentioned it was a legitimate layoff due to lack of work, your former employer would have no grounds to contest your claim and it should process smoothly through the system.

The Washington ESD benefit calculator gave me an estimate of $392 per week and I actually got approved for $388, so it was pretty close. Not perfect but good enough for planning purposes.

Thanks everyone for all the helpful info! Based on what I'm reading here, it sounds like I should expect around $370-400 per week plus the $50 for my two kids. I'm going to use the ESD calculator to get a rough estimate but won't stress if the final amount is slightly different. Really appreciate the tip about filing weekly claims even before getting the determination letter - I'll make sure to stay on top of that. Hopefully I can find something new within the 26 weeks but at least this will help cover expenses while I'm searching.

One last thought - keep documenting everything during this waiting period. Save emails, take screenshots of your account status, keep records of when you file weekly claims. It's all useful if you need to appeal or if there are any issues later.

I'm in a similar situation - been waiting 3 weeks for a determination on a contested separation issue. One thing that's helped me stay sane is setting up a simple spreadsheet to track my weekly claim filings and any status changes. Also, make sure you have all your documentation ready (termination notices, emails, etc.) because if they do contact you for additional info, you want to respond quickly to avoid further delays. The waiting is brutal but at least we're not alone in this process!

Had a friend who thought benefits lasted longer and didn't start seriously job hunting until week 20. Big mistake - barely found something before benefits ran out and had to take a job paying way less than what he was hoping for.

One thing that hasn't been mentioned yet is that Washington also has a SharedWork program that can help extend your benefits if your employer participates. Instead of being fully laid off, you work reduced hours and get partial unemployment benefits to make up some of the difference. This can help your regular benefits last longer since you're not using full weekly benefit amounts. Not all employers participate, but it's worth asking about if you're facing hour reductions rather than a full layoff.

The Washington ESD system has so many quirks and outdated elements. I wouldn't be surprised if 'days opt' is just a leftover from an old system that they never fully cleaned up when they did updates. The important numbers are your weekly benefit amount and your remaining balance - everything else is just noise.

I've been dealing with Washington ESD for a while now and I think I might know what you're seeing. Sometimes the system displays legacy field names that don't really apply anymore. The 'days opt' reference could be from an older version of the interface that tracked optional work search activities or something similar. Like others have mentioned, the key thing is your remaining benefit balance divided by your weekly benefit amount - that gives you your remaining weeks. Don't stress too much about obscure terminology in the system, focus on keeping your weekly claims filed on time and meeting your work search requirements. The Washington ESD interface isn't the most user-friendly but the core functionality works if you stick to the basics.