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Thanks everyone for clarifying the federal vs state unemployment tax difference. I was confused about this too after my layoff last month.
Federal unemployment tax summary: 6% statutory rate minus 5.4% credit = 0.6% effective rate on first $7,000 of wages per employee per year. Maximum federal tax per employee is $42 annually. This is separate from and much smaller than Washington ESD state unemployment taxes.
At least Washington's unemployment system is pretty well-run compared to some other states. When I needed to file a claim a few years ago, the process was relatively straightforward.
Bottom line - yes it's mandatory, yes it's legal, and yes it's actually a good thing to have even though it feels like just another deduction from your paycheck.
If anyone needs help getting through to Washington ESD about claim status, I had success with Claimyr too. Much easier than the endless busy signals and hold times. Really helped me get answers when I was stuck waiting.
Bottom line: 10 days is normal, 2-3 weeks is typical, and 4+ weeks means there might be an issue that needs attention. Keep filing weekly and stay on top of any correspondence from Washington ESD.
One more thing - if you're thinking about going back to school or training while on unemployment, Washington ESD has programs that might extend your benefits. Look into the Training Benefits program if you want to learn new skills.
Bottom line: 26 weeks maximum, file weekly claims on time, do your job searches, and don't count on extensions. Plan accordingly and you should be fine. Good luck with your claim!
Aurora Lacasse
Also worth noting that you can't collect unemployment if you're self-employed or an independent contractor unless you've been paying into the system voluntarily or meet other specific criteria.
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Anthony Young
•What about gig workers like Uber drivers? Can they collect unemployment?
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Aurora Lacasse
•It depends on how they're classified and whether they've been paying into the system. Many gig workers are considered independent contractors and wouldn't qualify for regular unemployment benefits.
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Charlotte White
The key thing is to file your claim as soon as you become unemployed, even if you're not sure you qualify. You can't get benefits for weeks before you file, so don't wait to apply.
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Admin_Masters
•This is really important advice! I waited two weeks to file because I thought I might get called back to work, and I lost out on those benefits.
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Charlotte White
•Exactly! Even if your situation is uncertain, it's better to file and let Washington ESD determine your eligibility than to miss out on potential benefits.
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