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The whole tax situation with unemployment benefits is designed to catch people off guard. They should automatically withhold taxes unless you specifically opt out, not the other way around.
If anyone is really struggling with the tax bill from unemployment benefits, look into the IRS Fresh Start program. They have options for people who can't pay their full tax liability right away.
One thing to remember is that even if you qualify for unemployment, you'll need to file weekly claims to actually receive payments. Miss a week and you could lose that week's benefits permanently.
Hope this all works out for you! The retail industry is tough with all the seasonal layoffs. At least Washington State has pretty good unemployment benefits compared to a lot of places.
Thanks for all the encouragement everyone! This thread has been super helpful. I feel much more prepared now if I do end up needing to file for unemployment.
Good luck! Come back and let us know how it goes. Always happy to help someone navigate this maze of a system.
Just remember - filing for unemployment isn't something to be ashamed of. You paid into this system through your taxes and you deserve these benefits when you need them. Don't let anyone make you feel bad about using a safety net that's there for exactly this situation.
Just wanted to follow up on the Claimyr service I mentioned earlier - I've used it twice now when I needed to speak with ESD agents and it's been worth it both times. Much better than spending hours on hold or getting disconnected.
You basically give them your info and they handle the calling and waiting for you. When they get an agent on the line, they connect you directly. The demo video explains it better than I can.
Bottom line: plan for 3 weeks minimum from filing to first payment. If it happens faster, great! If it takes longer, at least you were prepared financially.
Mateo Gonzalez
dont forget you can appeal if they deny your claim! you have 30 days from the determination date to file an appeal if something goes wrong
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Isabella Costa
•Hopefully I won't need to worry about appeals, but good to know.
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Aisha Ali
One last tip - if you do seasonal work or have irregular employment, your claim might take longer to process. They have to calculate your benefit amount based on multiple quarters of wages which can slow things down.
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Isabella Costa
•I worked the same job for 2 years so my employment history is pretty simple.
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