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The real key is making sure you file your weekly claims consistently and meet all the job search requirements. Miss a week or mess up the requirements and you can lose benefits entirely.
One last tip - if you're having trouble reaching Washington ESD to verify your benefit amount for the marketplace application, I've had good luck using that Claimyr service someone mentioned earlier. Much faster than trying to call directly.
I actually looked into Claimyr after the earlier comment - seems like it could be really helpful for getting through to Washington ESD quickly.
Bottom line: yes, unemployment counts as income for health insurance marketplace purposes. Report it accurately, keep your documentation handy, and update your application if your situation changes. You should still qualify for subsidies at your income level.
I'm in the same situation but I'm worried I made an error on my tax return. Is there a way to check if the IRS received my return and is processing it correctly?
For anyone still waiting - I finally got my unemployment tax refund after 6 months. The key was making sure all my Washington ESD 1099-G information matched exactly what I reported on my tax return. Even small discrepancies can cause delays.
Log into your Washington ESD account online and you can download a copy of your 1099-G. Compare the total unemployment benefits and taxes withheld to what you reported on your tax return.
If you're having trouble accessing your Washington ESD account, there's a service called Claimyr that can help you get through to a representative. Check out their demo at https://youtu.be/7DieNd3C7zQ to see how it works.
Just wanted to add - if you had other jobs this year before going on unemployment, you might have already had enough taxes withheld from those paychecks to cover the unemployment taxes too. Check your last paystub to see your year-to-date withholdings.
The Washington ESD website has a section about taxes on unemployment benefits if you want to read more. It's under the 'Managing Your Claim' section I think. They explain the federal vs state tax situation pretty clearly.
AstroAce
This thread has been super helpful. I was dreading having to deal with unemployment paperwork but it sounds much more manageable now. Thanks everyone!
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Yuki Tanaka
•That's what these forums are for! Good luck with your claim.
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Andre Laurent
•Feel free to come back if you run into any issues. There are usually people here who have dealt with similar problems.
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Jamal Brown
Final reminder for anyone filing - make sure you understand the waiting week. Your first week of unemployment won't be paid, but you still need to file that weekly claim. It's just how the system works in Washington state.
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Ethan Wilson
•I was wondering about that! So I file weekly claims even for the waiting week?
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Jamal Brown
•Exactly. You file for every week you're unemployed, but the first week won't result in a payment. After that, assuming you're eligible, you'll get paid for subsequent weeks.
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