Will my spouse continue receiving auxiliary benefits for our child after my switch from SS retirement to SSDI?

Yes your wife will still get payments but they might change a bit. When u switch to SSDI the family max is different so she might get a little more but not the same % increase as you. My wife's payment only went up like $120 when mine went up $500 when I switched.

Your wife will continue to receive auxiliary benefits based on your child being a minor. The switch from retirement to disability won't change her eligibility status, but it will likely change the payment amount. Here's what you need to understand: 1. The Family Maximum Benefit (FMB) calculation is different for SSDI than it is for retirement benefits 2. Your wife's benefit will be recalculated based on your new Primary Insurance Amount (PIA) under SSDI 3. Your wife should receive approximately 50% of your PIA, subject to the family maximum The increase won't be exactly proportional because of the family maximum rules. SSA should make this adjustment automatically, but I'd recommend calling them to verify once your SSDI payments begin.

If you're struggling to get through to SSA on the phone to get clarity on this, you might want to try Claimyr. I was in a similar situation last year and was going crazy trying to reach someone at SSA. I found this service at claimyr.com that got me connected to an actual SSA agent within about 20 minutes instead of waiting for hours or getting disconnected. They have a video showing how it works here: https://youtu.be/Z-BRbJw3puU Once I got through to a knowledgeable agent, I was able to get clear answers about my family's benefits after my disability approval. Made a huge difference in reducing my stress level.

I JUST WENT THROUGH THIS EXACT THING and let me tell you it was a NIGHTMARE!!! My husband switched from early retirement to SSDI and I was getting benefits for our daughter. They STOPPED my payments for 3 months during the transition without warning us!!! Had to make about 50 calls to get it fixed and then they had to pay me back payments. MAKE SURE you keep calling them every week during the transition to check status!!! The left hand doesn't know what the right is doing at SSA!!!

my moms on ssi not ssdi is that different? she gets checks for my little brother whos 12

My husband was receiving SSDI and I was getting benefits for our son until he turned 16 last year. When our son got a part-time job, they reduced my benefit amount even though he only made like $8,000 for the whole year! Something about the earnings limit for auxiliary beneficiaries. You might want to ask about that if your son has any income.

To directly answer your question: Yes, your wife will continue to receive auxiliary benefits as the mother of a minor child when you switch from retirement to SSDI. And yes, her payment will likely increase, though not necessarily by the same percentage as your increase. The technical explanation: When you switch to SSDI, two things happen that affect family benefits: 1. Your Primary Insurance Amount (PIA) increases because SSDI doesn't apply the reduction factor for early retirement 2. The Family Maximum Benefit (FMB) is calculated differently under SSDI rules than under retirement rules Generally, the family maximum for SSDI is 150% of your PIA for a disabled worker and one or more auxiliaries. This means if your benefit increases by $675, your wife's benefit might increase by about $337 (assuming you're not already at the family maximum). As others have mentioned, watch for potential disruptions during the transition period. SSA may need to recalculate and adjust payments, which sometimes causes temporary payment issues.

One more thing to think about - when your son turns 16, your wife's benefits will stop until she turns 62 unless she's disabled herself. that surprised us!