Unexpected small Social Security deposit today outside normal payment schedule - what's going on?
I just checked my bank account and noticed a small deposit from Social Security for $167.89. This is really confusing since my regular monthly payment of $2,106 always comes on the 4th Wednesday (still 2 weeks away). Has anyone else received an unexpected payment today? Could this be some kind of adjustment or COLA increase? I'm worried they made a mistake and will want it back later. My husband thinks it might be related to the Medicare Part B premium changes, but I can't find any notification on my mySocialSecurity account explaining it.
14 comments
Freya Andersen
yep got a random $143 deposit this morning too. no idea what its for
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Malik Jenkins
•That's interesting! Did you get any letter from SSA about it? I'm relieved I'm not the only one, but still confused about what this is for.
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Eduardo Silva
I've been getting Social Security for 7 years and occasionally they send these smaller payments as adjustments. It could be several things: 1. Retroactive COLA adjustment 2. Medicare Part B premium reduction refund 3. Correction to an underpayment from previous months Don't spend it yet! Check your mySSA account in 2-3 days - the explanation usually shows up there after the deposit posts. They're slow updating the online system. If nothing shows up by Friday, call the SSA to ask what it's for.
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Malik Jenkins
•Thank you so much for the detailed explanation! I hadn't thought about a retroactive adjustment. I'll check my account in a few days like you suggested.
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Leila Haddad
•THIS IS NOT NORMAL!!!! Be careful!!! My sister got a small deposit like this last year and it was a HUGE MISTAKE by SSA. They demanded it back 3 months later with a nasty letter saying she owed penalties too!!!! They are INCOMPETENT and will blame YOU for THEIR error!!!! DOCUMENT EVERYTHING!!!!
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Emma Johnson
I got something similar today too. Called SSA to ask about it but couldn't get through after waiting for 45 minutes. Does anyone know if there's a faster way to reach them? My regular payment date is different from yours (3rd of month) so it's definitely not the regular payment.
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Ravi Patel
•I was in the same boat trying to reach SSA last month about a payment issue. After multiple failed attempts with hours on hold, I tried a service called Claimyr (claimyr.com) that got me connected to an agent in under 20 minutes. They have a video showing how it works here: https://youtu.be/Z-BRbJw3puU. Honestly it was worth it because I finally got my question answered instead of wasting more days trying to get through.
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Astrid Bergström
my neighbor works for SSA and she told me they sometimes do these small deposits when they adjust stuff but dont worry they wont take it back unless it was a big mistake i got one last year for like $200 something and it was fine
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PixelPrincess
•Your neighbor is partially correct, but that's oversimplified. While many small deposits are legitimate adjustments, the SSA absolutely can and will request repayment of any amount incorrectly paid, regardless of size. The difference is that small adjustments are usually the result of correct recalculations (like COLA adjustments applied retroactively or Medicare premium changes), while larger unexpected deposits are more likely to be errors. OP should check their mySocialSecurity account in a few days, as payment details typically appear there with an explanation. If nothing shows up, calling is the next step. But most likely, this is a legitimate adjustment based on the amount and timing.
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Malik Jenkins
Update: Mystery solved! I finally got through to SSA this morning. The payment is a Medicare Part B premium adjustment refund due to the lower-than-projected Medicare premium increase for 2025. Apparently they're sending these to everyone on Medicare over the next few weeks. The agent said I should have received a letter about it but it probably hasn't arrived yet. Just wanted to update in case anyone else was wondering!
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Eduardo Silva
•Thanks for updating! This makes perfect sense. The Medicare Part B premium for 2025 was initially projected higher, so they collected higher premiums for January. Now that the actual rate was set lower, they're refunding the difference. Good to know they're processing these for everyone.
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Freya Andersen
•oh that explains why mine was different from yours. i dont have medicare part B yet just retirement.
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Leila Haddad
I didn't get any extra deposit!! Why are some people getting these and not others? I'm on SS disability and Medicare! Should I be calling to ask where MY adjustment is??
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PixelPrincess
•The Medicare Part B adjustments are being sent out in batches over several weeks, so yours might still be coming. However, not everyone will receive an adjustment - it depends on your specific situation and when you enrolled in Medicare. If you don't receive anything in the next 3-4 weeks, then it might be worth calling to inquire. Remember that SSDI and retirement benefits can have different processing schedules too.
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