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Zoe Walker

Social Security survivor benefits after GPO repeal - how quickly do payments start?

I was a teacher for 32 years under a state pension system that didn't pay into Social Security. My husband passed away in 2023, and I was hit hard by the Government Pension Offset (GPO) when I applied for survivor benefits - basically got nothing due to my teacher's pension. Now with the recent WEP/GPO repeal, I'm planning to reapply, but I'm wondering how quickly SSA is processing these cases? Has anyone who was previously affected by GPO successfully applied for survivor benefits since the repeal? I'm trying to figure out how long I should expect to wait before payments actually begin. My financial planning depends on this timeline. Any experiences would be helpful!

Elijah Brown

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I successfully applied last month after being affected by GPO for years. My survivor benefits started exactly 30 days after my application was processed. The SSA representative told me they're prioritizing cases affected by the repeal. Make sure you bring documentation showing you were previously denied due to GPO - this helps expedite the process. Good luck!

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Zoe Walker

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Thanks so much for sharing! Did you apply online or in person at an SSA office? I'm wondering which method might be faster.

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my sister got hers in like 3 weeks!!!! but my neighbor is still waiting after 2 months so i think its really random lol

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Zoe Walker

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Hmm, that's quite a difference in processing times. I wonder what factors might be causing that variation.

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Natalie Chen

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As someone who recently navigated this process, I can tell you that processing times are currently averaging 4-6 weeks for GPO-affected survivor benefit reapplications. However, it's highly dependent on the complexity of your case and your local SSA office's backlog. A few tips for expediting the process: 1. Gather ALL documentation related to your previous application 2. Bring proof of your pension amount 3. If possible, make an appointment rather than walking in 4. Have your late spouse's SSN and death certificate ready The benefits are retroactive to January 2025 (when the repeal took effect), so even if processing takes time, you'll eventually receive all payments due to you.

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Zoe Walker

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This is incredibly helpful information! I appreciate the detailed advice. I'll definitely gather all those documents before applying.

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I just want to say that I'm in the EXACT same situation! Former Illinois teacher, widow for 6 years, and got absolutely nothing thanks to GPO! I'm planning to apply next week and was wondering the same thing. Following this thread closely...

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Zoe Walker

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It's nice to hear from someone in a similar situation! Please come back and let us know how your application goes and how long it takes.

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I WAITED ALMOST 3 MONTHS and had to call SSA like 50 TIMES to get things moving!!! The system is BROKEN even with the repeal. They kept saying my case was "under review" but nothing was happening. Don't assume they'll process things efficiently - THEY WON'T. Be prepared to fight for what's yours!!!

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omg thats terrible!! did u finally get ur benefits tho??

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YES but only after I threatened to contact my congressman! SUDDENLY they found my paperwork and processed everything in 2 days. What a coincidence 🙄

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Nick Kravitz

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Has anyone tried using Claimyr to get through to SSA on the phone? I was struggling to get updates on my post-GPO application status and spending hours on hold. A friend recommended claimyr.com - they got me connected to an actual SSA agent in under 10 minutes. Saved me so much frustration! There's a video demo of how it works at https://youtu.be/Z-BRbJw3puU if anyone's interested.

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Hannah White

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I've heard about this service but was skeptical. Did they actually connect you to a real SSA agent? Was it helpful in resolving your questions about the GPO-affected benefits?

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Nick Kravitz

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Yes, they connected me to a real SSA agent who was able to tell me exactly where my application was in the process and what additional documentation I needed to provide. Saved me from having to make an in-person appointment, which would have been a 3-week wait at my local office.

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Hannah White

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I'm a financial advisor who works with many retired teachers and other public employees affected by the WEP/GPO repeal. Based on what I'm seeing with my clients: - Online applications are being processed in 4-5 weeks on average - In-person applications at SSA offices are slightly faster (3-4 weeks) - Phone applications are taking the longest (6-8 weeks) The most important factor seems to be having complete documentation. If SSA has to request additional information, that can add 2-3 weeks to the process. One thing to note: make sure you understand how your survivor benefit will be calculated post-repeal. It's not always a straightforward formula, especially if you're still working or taking your pension in a lump sum rather than monthly payments.

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Zoe Walker

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Thank you for this insider perspective! I was planning to apply by phone, but based on your information, I'll try to get an in-person appointment instead. Do you know if they're backdating payments to January when the repeal took effect?

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Hannah White

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Yes, they should backdate payments to January 2025 when the repeal took effect. Make sure to specifically mention this when you apply, as some SSA representatives may not automatically calculate it this way. Bring your bank statements showing you weren't receiving payments during that period as supporting evidence.

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my aunt said they messed up her payment amount and shes been trying to get it fixed for like 3 months now so make sure u double check the numbers they give u!!!!

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Elijah Brown

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Update to my earlier comment: I received a notice that they're reviewing all GPO-affected survivor applications for accuracy. This might add a week or two to processing times going forward. Just wanted to give you a heads-up that the timeline might be extending a bit.

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Zoe Walker

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Thanks for the update! I appreciate you coming back to share this information. I'll adjust my expectations accordingly.

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Natalie Chen

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One more thing I forgot to mention: many SSA offices are offering dedicated appointment slots specifically for people affected by the WEP/GPO repeal. Call your local office and specifically ask about these special appointment times - could save you weeks of waiting.

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This is great to know! I just called my local office and they DO have these special appointments! Got one for next Tuesday instead of waiting 3 weeks for a regular appointment. THANK YOU!!!

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StarStrider

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I'm a retired teacher from Texas who went through this process last month. Applied online on February 3rd and received my first payment on March 7th - so about 5 weeks total. The key thing that helped me was creating a detailed timeline of my previous GPO denial with dates and reference numbers. One tip: when you apply, ask specifically about the "GPO repeal expedited review" - apparently there's a special code they can put on your application that prioritizes it. My local SSA office didn't mention this initially, but when I called back and asked about it, they were able to add it to my case. Also, make sure to ask for a receipt or confirmation number when you submit everything. I had to follow up twice because they initially couldn't locate my application in their system. Having that confirmation number saved me from having to start over completely. The retroactive payments back to January were included in my first payment, which was a nice surprise! Hang in there - it's worth the wait after all these years of getting nothing due to GPO.

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Sienna Gomez

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This is incredibly valuable information! Thank you for sharing your timeline and especially for mentioning the "GPO repeal expedited review" code - I had no idea that existed. I'm definitely going to ask about that when I apply. It's also reassuring to hear that you received the retroactive payments back to January in your first payment. After being denied for so long due to GPO, it gives me hope that this process will actually work out. I really appreciate you taking the time to share these specific details!

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I'm also a retired teacher dealing with the same situation! Lost my husband two years ago and was devastated to learn I'd get zero survivor benefits due to GPO. Reading everyone's experiences here gives me so much hope. Based on what I'm seeing from all your posts, it sounds like the key factors for faster processing are: 1) applying in person if possible, 2) having all documentation ready, 3) asking about that "GPO repeal expedited review" code that StarStrider mentioned, and 4) getting a confirmation number. I'm planning to apply next week and will definitely ask about those special WEP/GPO appointment slots that Natalie mentioned. After years of getting nothing, I'm cautiously optimistic that this repeal will finally give us the benefits we deserve. Thank you all for sharing your experiences - this community support means everything during such a difficult process!

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Welcome to the community, Alexis! It's heartening to see so many of us coming together to share our experiences with this process. As someone new to all this, I'm really grateful for the collective wisdom everyone has shared here. The summary you provided of the key factors is super helpful - I'm going to save that as my checklist when I apply. It's amazing how much more confident I feel about moving forward after reading everyone's stories, both the successes and the challenges. Best of luck with your application next week! Please come back and share how it goes - I'm sure many of us will be following your progress.

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