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Social Security spousal benefits for green card holder - online application possible?

I'm turning 67 next month and finally ready to file for my Social Security retirement benefits. I've also got a question about my wife's situation with spousal benefits. She's not a US citizen but has been a permanent resident with a green card and Social Security number for almost 20 years. The issue is she doesn't have the required 10 years of work credits to qualify for her own benefit. Can she apply for spousal benefits online along with me, or do we need to schedule an in-person appointment at our local SSA office? I'm comfortable doing my application online, but her immigration status makes me unsure about her process. Also, what documents will she need to provide for her spousal benefit claim? We've been married for 32 years if that helps. Thanks in advance for any guidance!

StarSailor}

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Your wife will need to apply for spousal benefits in person at your local SSA office. Non-citizens with lawful permanent resident status CAN receive spousal benefits, but the online application system isn't set up to properly handle these more complex situations. For her appointment, she should bring: - Her permanent resident card (green card) - Social Security card - Birth certificate (with certified translation if not in English) - Marriage certificate - Your Social Security number (since you're the primary beneficiary) - Her passport Make the appointment ASAP as some offices are still backed up from the pandemic. You can apply for your retirement benefits online immediately - you don't need to wait for her appointment.

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Ava Garcia

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Thank you for the detailed response! Do we both need to be present at her appointment, or can she go alone since I'll have already filed online?

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Miguel Silva

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congrats on retiring! my wife is also a green card holder and got her spousal benefits last year. she had to go in person tho, the online system rejected her application when she tried.

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Ava Garcia

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That's good to know. How long did the in-person process take for her? I'm trying to plan ahead since I know government offices can sometimes be backed up.

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Zainab Ismail

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Be prepared for a loooong wait to get an appointment at SSA these days. When I tried helping my mom with her benefits last month, they said the next available appointment was SIX WEEKS out! And if you call their 800 number, you'll be on hold foreverrrr. The whole system is broken since COVID.

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Connor O'Neill

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Yara Nassar

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Just to add some important information: Your wife can qualify for spousal benefits even without having her own 10 years of work credits, but as a permanent resident, she must meet additional requirements: 1. She must have been in the U.S. lawfully for 5 years 2. Her green card must be current and valid Since you mentioned she's been a permanent resident for about 20 years, she clearly meets these requirements. The good news is that as your spouse of over 30 years, she's eligible for up to 50% of your full retirement age benefit amount. Also, you should consider the timing of your applications. If you file at your full retirement age (which sounds like you're doing), you'll receive 100% of your benefit. If you were to delay until 70, you'd get 132% of your full benefit, but this wouldn't increase her spousal benefit. Finally, once you've filed your online application, I recommend printing the confirmation page and having your wife bring that to her in-person appointment as well.

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Ava Garcia

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This is incredibly helpful! I didn't realize it wouldn't increase her spousal benefit if I delayed past FRA. So there's really no advantage for us to wait longer for me to claim if we want to maximize our household benefits. Good to know!

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Keisha Robinson

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wait, so does the wife need to have been married 10 years or have worked 10 years? my english isn't great and I'm confused because my situation is similar...

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StarSailor}

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There are two different 10-year requirements that often get confused: 1. 10 years of marriage - This is ONLY required for EX-spouses claiming on a former spouse's record 2. 10 years of work (40 credits) - This is required to qualify for your OWN retirement benefits For current spouses claiming spousal benefits, there's only a 1-year marriage requirement. So the OP's wife doesn't need 10 years of work to get spousal benefits since they're currently married.

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GalaxyGuardian

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My wife had similar situation. Green card holder for 15+ yrs. SSA office gave us so much trouble even with all documents!!! Kept asking for more proof of status for no reason. Took THREE visits to finally get approved. Bring EVERY document you have and INSIST on speaking to supervisor if they give you trouble. System is designed to make immigrants struggle!!!

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Ava Garcia

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I'm sorry you had such a difficult experience. Thanks for the warning - I'll make sure we bring extra documentation just in case.

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Miguel Silva

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hey just remembered something important - make sure your wife's name on her green card EXACTLY matches her SS card and marriage certificate. my wife's middle name was abbreviated on one document and SSA made us fix that before proceeding. what a headache!

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Ava Garcia

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Great point! I'll check all her documents tonight. Her name was spelled slightly differently on some older documents so we might need to address that.

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StarSailor}

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One final recommendation - when you make the appointment for your wife, specifically ask for someone who specializes in non-citizen benefit claims. Not all SSA representatives are equally familiar with these rules, and seeing a specialist can save you a lot of time and confusion. Also, if your wife has ever used other names (maiden name, different spellings, etc.), bring documentation showing the name progression. SSA needs to establish a clear identity trail.

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Ava Garcia

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Thank you so much for all this advice! I'm going to file my application online tonight and then we'll call to schedule her appointment tomorrow. I feel much better prepared now.

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