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Chloe Martin

Social Security impact on child support when non-custodial parent switches to SSDI and VA benefits

I'm trying to figure out a complex child support situation with Social Security benefits in the mix. I have primary custody of my 14-year-old son who receives SSDI benefits due to his disability. My ex has always kept up with child support payments, but recently transitioned from regular employment to receiving SSDI and VA benefits. When I notified the child support office about this income change, hoping for an adjustment since his overall income increased, they started a review but hinted it might not go in my favor. I'm concerned because I'm a stay-at-home parent (remarried with two stepchildren) while my ex is single but has a child from another relationship. Does anyone know how child support calculations work when: 1) I'm already the representative payee for my son's SSDI, 2) My ex is now on SSDI/VA benefits, and 3) How much my ex's new benefit income will affect support payments? The child support office seems confused about how to handle this situation.

This gets really complicated fast. When a non-custodial parent starts receiving SSDI, their child is usually entitled to auxiliary/dependent benefits based on the parent's work record. These dependent benefits can offset or completely replace the child support obligation, depending on your state. The key question is whether your son is receiving SSDI on YOUR record or his own? If it's his own disability claim, that typically doesn't affect child support calculations. But if your ex starts receiving dependent benefits for your son based on THEIR SSDI record, that often counts toward their child support obligation.

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Thank you for responding! My son receives SSDI based on his own disability - he was diagnosed with severe autism at age 3. So his benefits aren't connected to either of our work records. Does that make a difference? The child support office acted like my ex's new SSDI income might actually LOWER what he has to pay, which makes no sense to me since he's getting more money now between both benefits than when he was working.

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I went though this EXACT situation last year and was shocked at how it turned out. When my ex switched to SSDI, our daughter became eligible for dependent benefits on his record (seperate from her own disability benefits). The court counted those dependent benefits as satisfying part of his support obligation! Check if your son is getting a separate dependent payment based on your ex's record - it would be a different deposit. Also, most states have special guidelines for VA benefits - some portions may be excluded from income calculations. The most frustrating part was that the child support calculation software most states use doesn't handle these situations well.

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thats what happened with us too. my ex got on ssdi and his payment to me went DOWN even tho his monthly income was higher than when working. the judge said something about the 'income being protected' or whatever. total bs if u ask me.

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I've helped many families navigate this exact situation. Here are the key facts you need to understand: 1. Your child's own SSDI benefits based on their disability are NOT counted in child support calculations 2. When a non-custodial parent receives SSDI, their dependent children typically qualify for auxiliary benefits on their record (separate from any benefits the child already receives) 3. VA benefits are partially protected - only some portions count as income for child support 4. Each state calculates this differently You need to ask your ex or contact SSA directly to find out if your son qualifies for additional dependent benefits on your ex's record. If he does, those payments will likely be counted toward child support obligations. This isn't about lowering support - it's about how support is being paid (directly via benefits vs. from your ex).

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This is extremely helpful! I had no idea my son might qualify for additional benefits based on his father's SSDI. I'm going to call SSA tomorrow to check on this. That would explain why the child support office thinks his obligation might decrease - they're assuming we'll get dependent benefits. Should I apply for these dependent benefits separately, or does it happen automatically?

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When I went through somethin similar, I spent HOURS trying to get through to SSA on the phone. Kept getting busy signals or disconnected after waiting forever. I finally used this service called Claimyr (claimyr.com) that got me connected to a real person at SSA in like 20 minutes. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. Worth it to avoid the phone nightmare, especially for something complicated like figuring out if your kid qualifies for dependent benefits on top of their existing SSDI. The SSA rep I talked to explained everything about how my ex's benefits affected our support calculation.

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Thanks for the tip! I've been dreading making that call because last time I tried reaching SSA, I spent 3 hours on hold only to get disconnected. I'll check out that service because I really need to get clear answers about these potential dependent benefits ASAP.

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My son gets ssi for his autism and when his dad got on disability our support went DOWN even tho he got more money!! its because some of his benefits are considered protected income and cant be touched for child support. the rules are totally different for VA money too. some of its protected and some isnt. the whole system is RIGGED against custodial parents!!!

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It's frustrating but not exactly rigged. The system is trying to balance many factors. VA disability compensation specifically for service-connected disabilities is protected because it's meant to compensate the veteran for their reduced earning capacity and physical suffering. SSDI has different rules. What often happens is that direct payments to the child (auxiliary benefits) replace part of the traditional child support payment, but the total support should theoretically remain similar.

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My brother had this happen the other way - he's the non-custodial parent who got SSDI and VA benefits. His kids got auxiliary benefits on his record which counted toward his support obligation. But the court still made him pay additional support because the auxiliary benefits didn't reach the full guideline amount. Different states handle VA benefits differently. In his state, only 20% of the VA benefits were counted as income for support calculations. Just a heads up on what might happen.

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do u know if they took money for child support directly from his SSDI payment? they started garnishing my exs ssdi automatically after the new calculation even tho they never had to garnish his regular paycheck before

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To add some clarity: there are two separate issues happening here that often get confused: 1. Your child's eligibility for dependent/auxiliary benefits on the non-custodial parent's SSDI record. This is money paid directly to the child's representative payee and generally counts toward support obligations. 2. The calculation of child support based on all income sources. Most states include SSDI as income, but have special rules for VA benefits - often excluding disability compensation related to service-connected disabilities. The child support office is likely waiting to see if auxiliary benefits start before finalizing their calculation. If your son qualifies for auxiliary benefits but you haven't applied yet, that could be causing the confusion. These benefits don't happen automatically - you need to apply specifically for them with your ex's SSN and information.

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This makes so much more sense now! The child support worker kept asking if we'd applied for "benefits on his record" but I didn't understand what she meant - I thought she was confused about my son's existing SSDI. I'm going to start the application for auxiliary benefits right away. Is there a specific form or process for this separate from regular SSDI?

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Yes, to apply for auxiliary benefits on your ex's record, you'll need to call SSA or visit your local office with: 1) Your child's SSN and birth certificate, 2) Your ex's SSN, 3) Your divorce decree and custody agreement. Form SSA-4-BK is typically used. Just be aware that if these auxiliary benefits are approved, they will likely be counted toward the child support obligation, potentially reducing the direct payment amount from your ex. However, the total support (direct payment + auxiliary benefits) should be calculated based on all eligible income sources including portions of the VA benefits as determined by your state's guidelines.

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Thank you SO much for this detailed information! I'll gather all those documents before contacting SSA. At least now I understand what's happening - it's not that he'll necessarily pay less overall, but that part might come directly from SSA as auxiliary benefits. I just wish the child support office had explained this clearly from the beginning instead of making it sound like we'd get less support overall.

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I work as a paralegal for a family law firm and we handle these cases frequently. One thing that hasn't been mentioned yet is timing - auxiliary benefits can be retroactive to when your ex first became eligible for SSDI, which could mean a lump sum payment for your son. Also, make sure to ask about cost of living adjustments (COLAs) when you call SSA - auxiliary benefits increase automatically each year, but child support orders often need to be modified separately to account for these increases. Document everything during this process because if there are calculation errors, it can take months to sort out. Your state's child support calculator should have specific worksheets for SSDI/VA benefit situations - request to see exactly how they're computing the numbers.

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This is incredibly helpful information! I had no idea about the retroactive payments or COLAs - that could make a significant difference. Can you clarify what you mean by "specific worksheets for SSDI/VA benefit situations"? When I spoke to our child support office, they seemed to be using their standard calculator and weren't sure how to handle the different benefit types. Should I be asking them specifically for these worksheets, or is this something I need to request from the court directly? I want to make sure they're using the right calculations before we finalize anything.

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@Connor Byrne is absolutely right about the retroactive payments - this could be substantial depending on when your ex first became eligible. Most states have updated their child support calculation systems to handle mixed income sources, but not all caseworkers are familiar with the specific worksheets. You should ask your child support office for their imputed "income worksheet or" non-wage "income calculation form -" these typically have sections for SSDI, VA benefits, and auxiliary benefits. If they claim they don t'have specific forms, request to speak with a supervisor who handles disability cases. In my experience, about 40% of VA disability compensation is typically excluded from income calculations, but this varies by state. Also, once auxiliary benefits start, make sure they re'properly credited against the support obligation in their system - I ve'seen cases where both full child support AND auxiliary benefits were being collected simultaneously, which is incorrect.

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As someone who's been through a similar situation, I can share what worked for me. First, definitely apply for those auxiliary benefits on your ex's SSDI record ASAP - they don't start automatically and can be retroactive, which could mean back payments. When I applied, it took about 6-8 weeks to process. Second, request a detailed breakdown from your child support office showing exactly how they're calculating with the VA benefits. In my state, they excluded about 50% of VA disability compensation from income calculations, but included 100% of SSDI. The tricky part is that once auxiliary benefits start flowing to you as representative payee, they typically count dollar-for-dollar against the child support obligation. So if your son gets $400/month in auxiliary benefits on his dad's record, the direct child support payment usually decreases by $400. The total support amount should theoretically stay the same or increase slightly, but it comes from two different sources. Make sure to keep detailed records of all benefit payments - I've seen cases where the system double-counted or missed payments entirely.

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Thank you for sharing your experience - the 6-8 week processing time is really helpful to know! I'm curious about something you mentioned: when the auxiliary benefits started and your direct child support decreased by that amount, did you have any issues with timing? Like, were there any months where you got double payments or no payments while the systems were adjusting? I'm worried about potential gaps or overlaps during the transition period, especially since I rely on that support for my son's care needs. Also, when you say "keep detailed records," do you mean just tracking the deposits, or should I be documenting something specific with the child support office too?

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@Dylan Cooper - Yes, there were definitely some timing issues during the transition! The auxiliary benefits started about 2 months before the child support office adjusted the direct payment amount, so I actually got double "support" for those months. Then when they corrected it, they wanted to recoup some of the overpayment by temporarily reducing future payments. It was a mess. My advice: as soon as you get the first auxiliary benefit payment, immediately notify your child support office and ask them to put a hold on direct payments until they can recalculate properly. For record keeping, I documented everything - screenshots of all deposits with dates and amounts, printed statements from both SSA and the state child support system, and kept a simple spreadsheet tracking what came from where each month. I also sent written notices to the child support office every time there was a change, keeping copies of everything. This saved me when they tried to claim I was overpaid by $800 - I had proof of exactly what I received and when. The systems don t'talk to each other automatically, so you have to be your own advocate and coordinator.

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I went through this exact situation about 3 years ago and it was incredibly confusing at first. Here's what I learned that might help you: First, get clarification on whether your son is eligible for auxiliary benefits on your ex's SSDI record - this is separate from his own SSDI benefits. When my ex transitioned to SSDI, my daughter became eligible for auxiliary benefits that we hadn't even known existed. These benefits are paid directly to you as representative payee but count toward his child support obligation. Second, regarding VA benefits, most states exclude a significant portion (usually 40-60%) of VA disability compensation from income calculations because it's meant to compensate for service-connected disabilities, not regular income. However, they typically include 100% of SSDI in income calculations. The reason your child support office is saying his obligation might decrease is likely because they're anticipating auxiliary benefits will replace part of the direct payment - but the total support amount should remain similar or even increase slightly. I'd strongly recommend requesting a detailed worksheet showing exactly how they're calculating with both benefit types. Also, apply for those auxiliary benefits immediately if your son is eligible - they can be retroactive and could result in back payments. The whole process took about 4 months to sort out completely, but once everything was in place, it actually worked out better financially than before.

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Thank you for sharing your experience - it sounds very similar to what I'm going through! The 4-month timeline is helpful to know, even though it feels like forever when you're in the middle of it. I'm definitely going to push for that detailed worksheet showing how they're calculating everything. One question - when you applied for the auxiliary benefits for your daughter, did you need your ex's cooperation or signature on any forms, or were you able to handle it entirely on your own as the custodial parent? I'm worried about potential delays if I need his involvement since our communication isn't always smooth. Also, did the retroactive payments create any tax implications that I should be aware of?

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@Omar Hassan - Great questions! For the auxiliary benefits application, I didn t'need my ex s'signature or direct cooperation, but I did need his Social Security number and some basic information about when his SSDI started. Since you re'the representative payee for your son s'existing SSDI, SSA already has you in their system which should make the process smoother. I just called SSA used (that Claimyr service someone mentioned earlier to avoid the hold times and) they walked me through everything over the phone. Regarding taxes - this is important - the auxiliary benefits paid to your son are generally not taxable income to you, but they may affect your ex s'tax situation since they re'based on his earnings record. The retroactive payment was substantial in our case about ($2,800 for 7 months of back benefits and) came as a lump sum. I d'recommend setting aside part of any large retroactive payment since there might be some recalculation of past child support obligations. Also, once the auxiliary benefits start, make sure to notify any state assistance programs you might be receiving since the additional income could affect eligibility thresholds. The whole process was definitely worth it though - we ended up with about $150 more per month in total support than before.

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I'm a former child support enforcement officer and want to clarify a few things that might help reduce confusion. When a non-custodial parent transitions to SSDI, there are actually three different calculations happening simultaneously: 1) The parent's new income assessment (SSDI is fully countable, VA disability compensation is partially excluded in most states), 2) The child's potential eligibility for auxiliary benefits on the parent's SSDI record, and 3) How those auxiliary benefits offset the direct support obligation. The key thing to understand is that auxiliary benefits don't reduce your total support - they just change how it's paid. Instead of getting $X directly from your ex, you might get $X-Y from your ex plus $Y from SSA as auxiliary benefits. The child support office should be calculating based on his TOTAL income from all sources, then determining how auxiliary benefits factor in. If they're suggesting your support will decrease overall (not just the direct payment portion), they may be incorrectly excluding too much of his VA benefits or miscalculating his total countable income. Request a detailed income calculation worksheet and don't accept vague explanations.

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This is exactly the kind of professional insight I needed! Thank you for breaking down those three separate calculations - that makes so much more sense than the confusing explanations I've been getting. You're absolutely right that they should be looking at his TOTAL income from all sources first. When the child support worker mentioned the payment might go down, I think she was only looking at the direct payment portion without explaining the auxiliary benefits piece. I'm definitely going to request that detailed income calculation worksheet and push back if they can't show me exactly how they're handling the VA benefits exclusions. It sounds like I need to be much more assertive about getting clear documentation of their calculations rather than accepting their "it's complicated" responses. This gives me the confidence to advocate properly for my son.

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I'm dealing with a very similar situation right now with my 16-year-old daughter who has cerebral palsy. She gets SSDI on her own record, and my ex just started receiving both SSDI and VA benefits after being laid off. What I've learned through this process is that you really need to stay on top of every detail because the different agencies don't communicate well with each other. A few things that helped me: First, I created a simple timeline documenting when each benefit started and any changes in amounts. Second, I found out my state has a specific unit within child support enforcement that handles disability cases - you might want to ask if yours does too, because the regular caseworkers often aren't familiar with these complex situations. Third, when I applied for auxiliary benefits on my ex's record, I was surprised to learn my daughter was eligible even though she already had her own SSDI - they're completely separate benefit streams. The most frustrating part for me was that it took almost 6 months to get everything properly coordinated between SSA, the VA, and child support enforcement. But once it was all sorted out, we actually ended up with more consistent monthly support than before. Just be prepared for some initial confusion and possibly some back-and-forth adjustments as the systems catch up with each other.

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Thank you for sharing your experience with a similar situation! The timeline idea is brilliant - I should definitely start documenting everything chronologically since there are so many moving pieces. I had no idea some states have specialized disability units within child support enforcement. I'm going to call tomorrow and specifically ask if they have caseworkers who handle these complex benefit situations, because you're absolutely right that the regular staff seem confused by it all. It's reassuring to hear that your daughter was eligible for auxiliary benefits even with her own SSDI - that gives me hope that we're on the right track. The 6-month timeline is helpful to know too, even though it feels overwhelming. Did you run into any issues with retroactive payments or timing mismatches between when the auxiliary benefits started versus when child support adjusted their calculations?

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I'm going through something very similar right now and this thread has been incredibly helpful! My 12-year-old son has autism and gets SSDI on his own record, and my ex just transitioned from working to receiving SSDI and VA disability benefits. The child support office told me they needed to "reassess everything" but couldn't give me a clear timeline or explanation of how the calculations would work. Reading through everyone's experiences, I'm realizing I need to be much more proactive about applying for auxiliary benefits on my ex's SSDI record - I had no idea this was even a possibility! I'm also going to request those detailed calculation worksheets that several people mentioned, because right now I'm just getting vague responses about "protected income" and "benefit offsets." One question for those who have been through this: did anyone else have issues with their ex not providing accurate information about their benefit amounts to child support enforcement? My ex claims his total monthly income went down when he switched to benefits, but based on what others have shared here about SSDI plus VA payments, that seems unlikely. Should I be requesting documentation directly from the agencies, or can child support enforcement verify his benefit amounts independently? Thanks to everyone who shared their experiences - this is exactly the kind of practical information that's impossible to find elsewhere!

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Welcome to this community! You're absolutely right to be proactive about this - I wish I had known about auxiliary benefits earlier in my own case. Regarding your ex's benefit amounts, child support enforcement actually has the authority to verify benefit information directly with SSA and the VA through data matching systems, so you shouldn't have to rely solely on what your ex reports. However, it doesn't hurt to request copies of his award letters if you can get them. When you call to apply for auxiliary benefits on his SSDI record, SSA can also give you general information about his benefit status (though not specific amounts) which might help you gauge if his reported income seems accurate. The key is to push child support enforcement to use their verification tools rather than just taking his word for it. Also, definitely ask to speak with a supervisor or specialist who handles disability cases - the regular caseworkers often don't know about all the resources available to verify these complex benefit situations. You're on the right track by asking for detailed worksheets and documentation!

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I'm a family law attorney who specializes in cases involving disability benefits and child support, and I want to address some misconceptions I'm seeing in this thread. First, let me clarify that when your ex transitions to SSDI, the child support calculation should include 100% of his SSDI income - it's not "protected" like some VA disability compensation. The confusion often comes from mixing up different types of benefits and their treatment under state guidelines. Here's what you need to know: VA disability compensation for service-connected disabilities is partially protected (usually 40-60% excluded from income calculations), but SSDI is fully countable income. The reason child support might appear to "decrease" is solely due to auxiliary benefits potentially replacing direct payments - not because of protected income status. I strongly recommend you request a formal review with a supervisor at your child support office and insist on seeing the specific income calculation worksheet they're using. If your ex is receiving both SSDI and VA benefits, his total monthly income likely did increase significantly. Don't let them brush you off with vague explanations about "protected income" - demand to see exactly how they're categorizing each benefit type. Also, apply for auxiliary benefits immediately on your ex's SSDI record. These are often retroactive and can provide substantial back payments. Document everything and consider consulting with a local family law attorney if the calculations don't add up properly.

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Thank you so much for this professional clarification! This is exactly what I needed to hear from someone who specializes in these cases. You're absolutely right that I've been getting confused by the vague "protected income" explanations - now I understand that SSDI should be fully countable and it's only certain VA benefits that have partial protection. I'm going to call the child support office tomorrow and specifically request a formal review with a supervisor, and I'll insist on seeing the detailed income calculation worksheet showing how they're categorizing his SSDI versus VA benefits. I really appreciate you emphasizing that his total income likely increased - that matches my suspicion that something wasn't adding up in their initial assessment. I'm also going to start the auxiliary benefits application process right away since multiple people have mentioned the potential for retroactive payments. Having this clear legal perspective gives me the confidence to push back and demand proper documentation instead of accepting their confusing explanations. Thank you for taking the time to clarify these important distinctions!

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