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Social Security hanging up during overseas spousal benefits application calls - is there a work stoppage?

I'm at my wit's end trying to apply for Social Security spousal benefits while living in Portugal. The embassy here said I MUST apply by phone since I'm outside the US. I scheduled a call appointment back in January, waited until March 15th for my appointment time, and NO ONE EVER CALLED! Not even a missed call or voicemail! When I tried calling back to reschedule, I sat on hold for nearly 45 minutes before the call just disconnected. Tried again yesterday - same thing! Is Social Security having some kind of work stoppage or slowdown? This feels deliberate at this point. My husband has been receiving his retirement benefits for almost 2 years now, and I just turned 67 last month so I'm past my full retirement age. I need to get this application submitted but can't even reach a human being. Has anyone else experienced this overseas application nightmare recently? Any suggestions on what's happening or how to actually get through?

I went through this exact nightmare last year trying to file for survivor benefits from Germany. The international SSA phone system is completely broken. What worked for me was calling at exactly 7:00am Eastern US time when they first open - that's when they have the most available agents. If you call later in the day, you'll almost never get through. Also, make sure you're calling the correct number for international applicants: +1-410-965-8423. Don't use the regular domestic numbers as they'll just transfer you and you'll lose your place in line. For your appointment no-show, that's unfortunately common. Their scheduling system doesn't seem to properly account for international appointments, especially with time zone differences. You need to be persistent and document everything - dates, times, confirmation numbers of scheduled appointments.

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Thank you for the advice! That's helpful to know it's not just me experiencing this. I've been using the right international number but never tried calling right when they open. The time difference means I'd need to call at midnight my time, but at this point I'm desperate enough to try it. Did you have to make multiple attempts even calling at 7am their time?

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i had same thing happen last month but im in the US!!! waited on hold for FOUR HOURS and then it just disconnected!!! this isnt just overseas its everywhere the SSA is total disaster right now. my neighbor said its because they had budget cuts and fired a bunch of people. good luck getting anyone on the phone its almost impossible these days

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PrinceJoe

Yes! My sister tried to talk to someone about her SSDI application last week and got hung up on THREE times! The whole system is falling apart.

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I understand your frustration completely. The SSA has been experiencing significant staffing shortages since 2021, and it's been getting worse, not better. For overseas applicants, you're dealing with an even more specialized unit that's particularly understaffed. A few important points about spousal benefits from overseas: 1. While you do need to apply by phone as an overseas resident, you can start the process online by creating a my Social Security account and using the contact form to request an appointment. This creates a record in their system. 2. Make sure you have all your documentation ready: proof of marriage, your passport information, your FRA date confirmation, and your husband's Social Security number and benefit information. 3. For overseas applications, you'll need to complete the SSA-21 form (Supplement to Claim of Person Outside the United States). 4. If you continue to have problems reaching someone, contact the Federal Benefits Unit at the nearest US Embassy. They can sometimes help facilitate the connection. The good news is that once you do get through, your benefits can be paid retroactively to when you reached your FRA if that was within the last 6 months.

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This is really helpful information, especially about the retroactive payments! I didn't know about the SSA-21 form - is that something I can download and fill out ahead of time? And I've tried the online account route but it kept giving me errors because my foreign address didn't fit their format. I'll try the Federal Benefits Unit though, that's a good suggestion.

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I had similar problems trying to apply for my retirement from Thailand last year. After weeks of frustration, I discovered Claimyr (claimyr.com) and it literally saved me months of headaches. They have a service that connects you with a Social Security representative much faster than trying on your own. I was skeptical at first, but they got me through to someone in less than 30 minutes when I had been trying for weeks. They have a video showing how it works here: https://youtu.be/Z-BRbJw3puU Once I actually spoke with a representative, the application process for overseas benefits was straightforward. The problem is just reaching someone in the first place. Good luck!

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is this legit??? sounds to good to be true. how do they get you thru when nobody else can???

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Yes, it's legitimate. From what I understand, they use some kind of technology that navigates the phone system and holds your place in line so you don't have to. When they reach an agent, they connect you. For me, it was worth it because I was spending hours every day trying to get through without success.

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My husband and I had to deal with SSA from Ecuador last summer. Total nightmare!!! The appointment system is completely broken. We had 3 scheduled calls and they only actually called for 1 of them. Did you confirm your phone number includes the international code correctly? Sometimes they can't connect because the appointment system doesn't properly format international numbers. Also they're VERY strict about the time - if you don't answer in like 3 rings, they just move on and mark you as a no-show on YOUR end, not theirs! So unfair!

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Oh no, I didn't realize they might be marking ME as the no-show! That's infuriating. I've triple-checked my phone number in their system with the correct country code (+351 for Portugal). I've been sitting by the phone for a full hour around each appointment time just to make sure I don't miss it. This is beyond frustrating.

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The Social Security Administration has been experiencing unprecedented call volumes since the pandemic, and staffing has not kept pace. While this doesn't excuse the poor service you're experiencing, it does explain it. For overseas spousal benefits applications specifically, here's what you need to know: 1. The SSA prioritizes calls based on urgency, and unfortunately, spousal benefit applications are considered lower priority than certain other issues like missing payments or Medicare enrollment deadlines. 2. The international offices follow a quarterly workload management system, and we're currently in what's traditionally their highest volume quarter (January-March tax season related issues). 3. Make sure you're properly calculating your spousal benefit amount. If your husband filed at his FRA and you're filing at your FRA, you're entitled to 50% of his PIA (Primary Insurance Amount). However, if you've worked in the US and have your own work record, you'll receive the higher of either your own benefit or the spousal benefit, not both. 4. When you do connect, immediately request that they document the previous missed appointments in your record. This can help if you later need to request retroactive payments beyond the standard 6-month retroactivity window. Persistence is unfortunately the only strategy that works consistently.

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how do u know all this insider info? do u work for SSA???

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I don't work for SSA, but I worked as a financial advisor specializing in retirement planning for many years, including coordinating with many clients living abroad. I've helped dozens of expatriate clients navigate these exact issues.

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Thank you all for the advice and commiseration! I tried the Claimyr service that was suggested and actually got through to someone at SSA this morning! The representative confirmed they had my previous appointments in their system but showed them as "incomplete" rather than missed - whatever that means. I've now officially submitted my spousal benefits application over the phone. They're going to mail me some forms to sign and return, but at least the process is started. The agent said it could take up to 90 days to process due to the international component, but at least I'm in the system now. For anyone else applying from overseas - persistence is definitely key, and getting help to navigate their phone system made all the difference for me.

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That's great news! Make sure to keep copies of everything you send them and send important documents by trackable mail. I learned that lesson the hard way when they claimed they never received my marriage certificate and it delayed my claim by two months.

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PrinceJoe

My cousin works for SS in the baltimore office and says theyre having major computer issues with the international scheduling system!!! She told me its been broken for months and they keep trying to fix it but it just gets worse!! So its not just you its happening to literally everyone trying to apply from another country right now!!

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One more tip since you mentioned you're past your FRA - make absolutely sure you specifically request retroactive benefits back to your FRA date or when you became eligible (whichever is more recent). This doesn't happen automatically with international applications! I almost missed out on 4 months of payments because the representative didn't process this correctly. Also, be prepared for potential issues with international direct deposit. The SSA can deposit to banks in many countries, but sometimes the process requires additional paperwork. If Portugal isn't on their direct deposit program list, you might need to either open a US bank account or receive paper checks.

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Thanks for this important reminder! I specifically asked about retroactive benefits back to my birthday last month when I turned 67, and they said that would be included. I already have a US bank account I've maintained, so hopefully that will make the deposit part easier. This has all been so much more complicated than I expected!

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