Social Security back pay confusion for disabled adult child benefit after father's death

Yes, she will definitely receive backpay. When a disabled adult child (DAC) is approved for benefits on a deceased parent's record, SSA pays retroactive benefits from the date of eligibility. In your case, that's October through January. The backpay is typically processed separately from the ongoing monthly benefits. In my experience, backpay usually arrives within 30-60 days after the approval letter, sometimes sooner. It could come as one lump sum or multiple payments. Be sure to check her bank account regularly if she has direct deposit set up. Otherwise, watch for paper checks in the mail.

i went thru this with my brother last year. the back pay just showed up in his account no warning or anything. took about 6 weeks after the approval letter. just make sure ur daughters direct deposit info is correct in the system!!

To add some clarification here - the backpay for Disabled Adult Child benefits following a parent's death works slightly differently than other Social Security backpay situations. The payments should cover the period from the month of death (October in your case) through the month before regular monthly payments begin (January). One important thing to note: there's a 5-month waiting period for disabled worker benefits, but this doesn't apply to DAC benefits in survivor situations. That's why your daughter was eligible immediately from the month of death. The backpay will likely arrive as a separate deposit with a different payment description. It might arrive all at once or in installments, depending on the amount. Make sure to check both her MySSA account online as well as her bank account regularly.

When my son got approved for DAC benefits after his mom died, it took FOREVER to get the backpay!!! Almost 3 months after the approval letter!!! And they never told us it was coming either. Just randomly showed up in his account one day. The SS people couldn't even tell me when to expect it when I called. The whole system is BROKEN!

I had a similar situation last year with my adult disabled son after my husband passed. Getting through to SSA was impossible - I spent hours on hold only to get disconnected. I finally used a service called Claimyr (claimyr.com) that got me through to a live person at SSA in under 10 minutes. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU Once I actually spoke to someone, they confirmed the backpay was being processed and gave me a timeframe. For us, the backpay arrived about 5 weeks after approval as a separate direct deposit. Having a definite answer really helped my anxiety about it.

whats the monthly payment amount for ur daughter if u dont mind me asking? my cousin might need to apply for dac benefits soon and im trying to figure out how much she might get

my daughter got SSI not SSDI so its probably different for you. SSI doesn't do back payments the same way. but i think for SSDI and disabled adult child benefits they do pay you for those months they said she was eligible. also make sure you know if she got approved for medicare too because sometimes they don't tell you clearly about that part.

I just wanted to update everyone - the backpay arrived today! It came exactly 7 weeks after the approval letter, as a separate direct deposit labeled "SSA TREAS 310 XXSUPP". It covered all four months (October through January) in one lump sum. Thanks everyone for your helpful advice - it really helped me understand what to expect during this confusing time.

So glad to hear you got your backpay! Your post and updates have been really helpful for understanding the DAC benefits process. I'm sorry for your loss and hope having these benefits in place helps provide some financial stability for your daughter during this difficult time. It's clear you've been a great advocate for her throughout this process.

This thread has been so informative! I'm currently going through a similar situation with my disabled adult son after my husband passed away last month. The SSA approval process feels overwhelming, especially when you're still grieving. Reading everyone's experiences with backpay timing (seems like 5-10 weeks is typical) and the direct deposit labels really helps set expectations. I'm bookmarking this post for reference. Connor, thank you for sharing your experience and coming back with updates - it makes such a difference for families navigating this process.

I'm going through something similar with my disabled adult daughter after my ex-husband passed away in November. We're still waiting for the approval decision, but this thread has been incredibly helpful in understanding what to expect with the backpay process. It's reassuring to know that others have successfully navigated this system, even though the wait times seem to vary quite a bit. Connor, I'm so glad you received your backpay and thank you for updating everyone - it gives me hope that we'll get through this process too. The direct deposit label information is particularly useful since I wouldn't have known what to look for. My heart goes out to everyone dealing with these benefits during such a difficult time.

This thread has been incredibly valuable - thank you Connor for sharing your experience and everyone else for the detailed responses. I'm a case worker who helps families navigate Social Security benefits, and I often refer clients to resources like this because the official SSA communications can be so confusing. A few additional tips for anyone going through this process: 1) Keep detailed records of all correspondence and dates, 2) If you need to contact SSA, early morning calls (around 8 AM) typically have shorter wait times, and 3) The MySSA online portal sometimes shows payment information before it hits your bank account. Connor, I'm glad everything worked out and that you received the full backpay. Your documentation of the timeline and deposit details will definitely help other families in similar situations.

As someone who recently went through this exact situation with my disabled adult son after his father passed away last year, I can confirm that the backpay process works just as others have described here. In our case, it took about 8 weeks from the approval letter to receive the backpay, which came as a lump sum covering all the eligible months. One thing I'd add that might help others - when I finally got through to SSA (took many attempts), they explained that the backpay processing time can vary depending on their current workload and whether there are any complications with the case. In straightforward DAC cases like yours, it's usually just a matter of waiting for the payment to be processed through their system. Connor, I'm so sorry for your loss, and I'm glad to see from your update that the backpay finally came through. Having that financial stability for your daughter during such a difficult time makes a real difference. Thank you for documenting your experience so thoroughly - it will definitely help other families who find themselves in similar situations.

This has been such an informative thread! I'm a financial advisor who works with families navigating disability benefits, and I always appreciate seeing real experiences shared like this. Connor, your detailed updates about the timeline and direct deposit specifics are incredibly valuable for families going through similar situations. One thing I'd like to add for anyone reading this - when the backpay arrives, it's worth considering how to manage that lump sum effectively. Sometimes families are tempted to spend it all at once after months of financial stress, but remember that these payments represent several months of benefits. Setting aside a portion can help create a buffer for future months or unexpected expenses. Also, keep in mind that depending on your daughter's other benefits or income sources, receiving a large lump sum might have implications you'll want to discuss with a benefits specialist. But for most DAC recipients, the backpay shouldn't affect ongoing benefit eligibility. Thanks again for sharing your journey - it's clear you've been an excellent advocate for your daughter during this difficult time.

I'm dealing with a similar situation right now with my adult disabled son after his dad passed in December. We just got the approval letter last week and I've been so anxious about the backpay timing - your thread has been a lifesaver! It's such a relief to see the actual timeline from approval to payment (7 weeks in your case) and know what the deposit will look like. The "SSA TREAS 310 XXSUPP" label detail is especially helpful since I would have had no idea what to watch for. I'm sorry for your loss, Connor, but thank you so much for coming back to update everyone. It gives me hope that we'll get through this process too. The whole SSA system feels so overwhelming when you're grieving, but seeing real experiences like yours makes it feel more manageable.

I'm currently helping my disabled adult daughter navigate the SSA system after my husband passed away two months ago, and this entire thread has been incredibly helpful and reassuring. The timeline information everyone shared, especially Connor's detailed updates about the 7-week wait and the specific deposit label, gives me realistic expectations for what we're facing. What really stands out to me is how supportive this community is - from sharing practical tips like the early morning call times and the Claimyr service, to the financial advice about managing lump sum payments responsibly. It's clear that while the SSA process can be frustrating and slow, the benefits do eventually come through for DAC cases. Connor, thank you for taking the time to update everyone when your backpay arrived. That kind of follow-through makes such a difference for families who are still waiting and wondering. I'm sorry for your loss, but it's clear your daughter is lucky to have such a dedicated advocate. This thread will definitely be a resource I return to as we work through our own approval process.

I'm so grateful to have found this thread - it's exactly what I needed to read right now. My disabled adult son's father passed away in January, and we're currently in the middle of the SSA application process for DAC benefits. The whole system feels incredibly overwhelming when you're still processing grief, and the SSA representatives I've spoken with have given such vague timelines that I had no idea what to realistically expect. Connor, thank you so much for documenting your entire journey here, especially coming back to update everyone when the backpay actually arrived. The 7-week timeline and the specific deposit label information ("SSA TREAS 310 XXSUPP") is incredibly valuable - I would never have known what to look for without that detail. Reading through everyone's experiences here, it seems like the 5-10 week range after approval is pretty standard, which helps me set realistic expectations. The advice about early morning calls, the Claimyr service, and keeping detailed records has been so helpful. I've already started a folder with all our correspondence and important dates. It's also reassuring to hear from professionals like the case workers and financial advisors who've contributed here - their insights about managing the lump sum payment and potential benefit implications are things I wouldn't have considered on my own. This community's support for families going through such a difficult time is amazing. I'll definitely come back to update everyone once we get through our own approval process. Thank you all for sharing your experiences and creating such a valuable resource for families navigating DAC benefits.

As someone who works in disability advocacy, I want to echo what others have shared here and add a few additional points that might be helpful for families going through this process. Connor's experience is very typical - the 7-week timeline for backpay and the specific deposit label he mentioned are consistent with what I see with most DAC cases. One thing I always tell families is that the approval letter language can be confusing, but if it lists those months of eligibility, you will receive backpay for that period. The SSA processes these payments separately from ongoing benefits, which is why there's often a delay even after approval. For anyone still waiting, I'd recommend setting up text or email alerts with your bank so you'll know immediately when deposits hit your account. Also, don't hesitate to call SSA if it's been more than 10-12 weeks after approval - sometimes payments can get stuck in processing and a call can help move things along. This thread is such a valuable resource for families. Thank you Connor for sharing your full experience and coming back with updates. It makes a real difference for people navigating this difficult process during an already challenging time.

I'm currently going through the DAC benefits application process for my disabled adult daughter after her father passed away last month. This entire thread has been incredibly helpful - from Connor's detailed timeline to all the professional insights and personal experiences shared here. One question I haven't seen addressed: does anyone know if the backpay amount is subject to any taxes or withholdings? I want to make sure I understand the full financial picture when planning how to manage the lump sum payment. Also, for those who received their backpay, did you get any documentation explaining the calculation or breakdown of the payment? Connor, thank you again for documenting this journey so thoroughly. Reading about your 7-week timeline and the specific deposit details has really helped set my expectations. I'm sorry for your loss, and it's clear your daughter is fortunate to have such a dedicated advocate during this difficult time.

I'm so sorry for your loss, Connor, and I'm glad to see you received your backpay! This thread has been incredibly informative for families navigating DAC benefits. As someone who recently started working with disability benefit cases, I've learned so much from reading everyone's real-world experiences here. One thing I'd add for anyone currently waiting - if you need to contact SSA for updates, having your case number ready and calling right at 8 AM when they open tends to get you through faster. Also, if you're helping an adult child with their benefits, make sure you're listed as their representative payee if needed, or that they've given you permission to discuss their case. The timeline information shared here (5-10 weeks for backpay after approval) aligns with what I've seen professionally. Connor's detailed documentation of the deposit label and timing will definitely help other families know what to watch for. Thank you to everyone who shared their experiences - it creates such a valuable resource for families during one of the most difficult times in their lives.

This thread has been such a comprehensive resource for understanding DAC benefits and backpay timing. As someone who may need to help a family member navigate this process in the future, I'm bookmarking this for reference. Connor, I'm so sorry for your loss, but your detailed documentation from start to finish - including coming back to update everyone when the backpay arrived - is incredibly valuable for other families going through similar situations. What strikes me most is how this community came together to share both personal experiences and professional expertise. From the practical tips about calling SSA early in the morning and using services like Claimyr to get through, to the financial advice about managing lump sum payments responsibly, to the specific details like the deposit label format - this information just isn't available in official SSA materials. The consistent timeline of 5-10 weeks for backpay after approval that everyone reported gives such realistic expectations for families who are already dealing with so much stress and uncertainty. Thank you to everyone who took the time to share their experiences and expertise here.