I am hoping someone can help me with this.  My adult son was just approved with concurrent benefits - DAC and SSI.  It only took 9 days from application to approval,  so I am scrambling a bit.  I had the perc interview a week ago, and was informed that his first check would be all SSI since the DAC is not done processing, and that it would be 1/3 less due to to the ISM reduction.  Our plan is to have a rental agreement in place for September 1st, but due to the ISM reduction he will not have enough to pay it.  We know that DAC is being paid retroactive to 6/1/25.  I have phone appointment on 9/3 to go over his fair share expenses.  How should I handle this?  The DAC will end up being $910 per month, and we need him to keep the SSI portion so he can keep his medicaid further down the road when his Dad retires and his benefit will increase.

This is a complex situation with concurrent benefits, and it sounds like you're being very proactive! A few thoughts that might help: 1. For the immediate rental agreement issue - consider if you can structure it so the rent amount works with the reduced SSI payment initially, then adjust once DAC payments begin. Some landlords are understanding about benefit timing. 2. During your 9/3 appointment about fair share expenses, make sure to document everything your son will be paying for (rent, utilities, food, etc.). The more expenses he can legitimately claim as his fair share, the less the ISM reduction will impact his SSI. 3. Since DAC is retroactive to 6/1/25, there should be a catch-up payment once it's processed. You might want to ask SSA about the timeline for DAC processing during your 9/3 call. 4. Keep detailed records of all expenses and the rental agreement for the fair share calculation. This will be crucial for maintaining his SSI eligibility. 5. Consider consulting with a disability benefits attorney if things get too complex - many offer free consultations for SSI/SSDI cases. You're doing great advocating for your son! The fact that you're planning ahead for when his father retires shows excellent long-term thinking about preserving his Medicaid eligibility.