Social Security payment date change when switching from SSI to DAC benefits?
My son just got approved for Disabled Adult Child benefits after being on SSI for years. I'm completely confused about when his new payments will arrive each month. With SSI, he always got paid on the 1st, but now I'm not sure if that changes with DAC. I need to schedule his rent and utilities payments, and I don't want to mess up his budget. Does anyone know if his payment date will change? And how soon will the new payments start? The approval letter wasn't clear about this at all.
17 comments
Dylan Mitchell
Yes, his payment date will change. SSI pays on the 1st, but DAC (also called CDB - Childhood Disability Benefits) follows the retirement payment schedule. He'll get paid based on your Social Security number if he's qualifying on your record. If the last 2 digits of your SSN are 00-09, he'll be paid on the 2nd Wednesday. If 10-19, it's the 3rd Wednesday. If 20-29, it's the 4th Wednesday. And if 30-99, it'll be the 4th Wednesday too.
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Fatima Al-Hashemi
•Thank you! My SSN ends in 62, so I guess that means he'll get paid on the 4th Wednesday? That's going to be a big adjustment for his bills. Do you know if there's a gap between the last SSI payment and the first DAC payment?
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Sofia Martinez
I went through this with my daughter last year. There might be a gap of 1-2 months between the last SSI and first DAC payment, so make sure you have some savings to cover that period. Also, DAC payments are usually higher than SSI, so that's good news! But yes, the payment date will definitely change from the 1st to one of the Wednesdays based on the number holder's SSN.
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Fatima Al-Hashemi
•Oh no, I didn't realize there would be a gap! We don't have much savings. Is there anything I can do to prevent this gap? Would calling the SSA help?
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Dmitry Volkov
there's almost always a processing gap when switching benefit types. that's just how the system works. sometimes they'll give backpay for that gap but don't count on getting it right away. I'd start calling utility companies NOW to let them know you might need to delay payment slightly. most will work with you if you tell them in advance
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Ava Thompson
•This is good advice. I'd add that you should get documentation of the benefit switch in case you need to show it to creditors. Most companies are understanding if you can prove it's a temporary situation due to government benefit changes.
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CyberSiren
When my brother switched from SSI to DAC, we had SO MANY PROBLEMS with this exact thing!!! His landlord almost evicted him because of the payment gap. SSA didn't warn us AT ALL that this would happen!! We had to borrow money from family to cover his rent. The system is BROKEN and they don't care about disabled people at all!!! ðŸ˜
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Fatima Al-Hashemi
•That's exactly what I'm afraid of! His landlord isn't very understanding. Did your brother eventually get backpay for the gap period?
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Miguel Alvarez
If you need to reach someone at SSA to discuss this specifically, I had a great experience using Claimyr (claimyr.com) last month when I was dealing with my own benefit transition issues. Got through to a real person in about 10 minutes instead of waiting for hours or getting disconnected. They have a video that shows how it works: https://youtu.be/Z-BRbJw3puU - seriously saved my sanity during a stressful time.
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Zainab Yusuf
•Does this actually work? I've been trying to call SSA for 3 weeks and keep getting disconnected after waiting forever.
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Miguel Alvarez
•Yes, it really works. I was skeptical too but was desperate after 5 failed call attempts. The service connected me to an agent quickly and I got my benefit questions answered in one call.
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Dylan Mitchell
One more thing to be aware of - if your son had Medicaid through SSI, make sure that continues during the transition. DAC benefits might put him over the income limit for regular Medicaid in some states, so he might need to apply for a Medicaid waiver program. This is separate from the payment date issue but equally important to address ASAP.
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Fatima Al-Hashemi
•I hadn't even thought about the Medicaid issue! This is getting overwhelming. Do I need to contact Medicaid separately, or will SSA handle that?
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Ava Thompson
To answer your original question more precisely: Your son's DAC benefits will be paid on the 4th Wednesday since your SSN ends in 62. The payment date is determined by the primary number holder's SSN (presumably yours), not your son's. For those reading this thread with similar situations: - SSNs ending in 00-09: paid on 2nd Wednesday - SSNs ending in 10-19: paid on 3rd Wednesday - SSNs ending in 20-99: paid on 4th Wednesday And yes, you should contact Medicaid separately as soon as possible. In most states, the transition from SSI-related Medicaid to another Medicaid category requires your action - it doesn't happen automatically.
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Fatima Al-Hashemi
•Thank you for the clear explanation! I'll mark my calendar for the 4th Wednesday of each month and contact Medicaid tomorrow.
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Sofia Martinez
One more bit of advice - print out the SSA payment calendar for the year (available on ssa.gov) and keep it handy. Note that if the Wednesday payment date falls on a federal holiday, the payment will come the day before. Planning ahead with this calendar really helped us manage the transition for my daughter.
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Fatima Al-Hashemi
•That's a great tip! I'll definitely download and print the payment calendar. Thank you all for your help - I'm still nervous about the gap but at least now I know what to expect and can start planning.
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