Does Social Security phone line complete all calls in queue at closing time or cut off callers?
I've been trying to reach Social Security for three days about an urgent benefit issue. Every time I call, I get stuck in the queue and then it's close to their 4pm closing time. I'm worried they'll just cut me off when they close. UPDATE: They finally answered at 8:30 EST this morning. Very nice lady helped me resolve everything. For anyone wondering, apparently they DO answer all calls in the queue before closing for the day! The agent told me they don't just hang up on people waiting when the clock hits 4pm. Sharing in case this helps someone else.
38 comments


Paolo Rizzo
They're supposed to answer all calls in queue before closing. That's the official policy. But I've been disconnected right at 4:00 twice last month, so I don't think they always follow it. Might depend on which office you're connected to or how busy they are that day.
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Keisha Williams
•Thanks for that info! I guess I got lucky with my call this morning. The agent I spoke with was super helpful and didn't rush me at all.
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Amina Sy
This has happened to me too. For what it's worth, I've found that mornings (especially early in the week) tend to have shorter wait times. Calling after lunch or on Fridays is almost always a nightmare. Glad you finally got through!
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Oliver Fischer
•Mondays r actually the worst day 2 call. Tuesdays and Wednesdays in the morning have always worked best 4 me. Ive been dealing with SSA for my SSDI for 5 years now.
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Natasha Ivanova
I've been in the EXACT same boat trying to sort out my retirement benefits! SO FRUSTRATING! I was on hold for TWO HOURS last Thursday and then got disconnected at 4:01pm!! I was LIVID! 😠Called back the next day and they said they SHOULD finish the queue but sometimes the system automatically disconnects callers. RIDICULOUS system for people who are elderly or disabled!!
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NebulaNomad
•You're right that it's frustrating, but there's a bit more nuance to how their phone system works. The SSA uses an automated call distribution system that's supposed to continue routing calls already in queue. However, if there's an unexpected volume spike or staffing shortage, they might have to implement queue management protocols that result in disconnections. If you're experiencing multiple disconnections, I'd recommend calling your local field office directly rather than the national number. Local offices often have better call completion rates near closing time.
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Javier Garcia
I work as a benefits coordinator and deal with SSA regularly. Their policy is to answer all calls in queue before closing, but there are exceptions. During extremely high volume days, they sometimes have to implement what they call "managed queue procedures" where they stop accepting new calls 30-60 minutes before closing but still process existing ones. Also, if you're on hold for more than 2 hours, the system sometimes disconnects automatically regardless of time of day - it's a technical limitation, not a policy decision.
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Keisha Williams
•That makes a lot of sense - thank you for explaining. Do you know if there are certain days or times that are best to call to avoid these high volume situations?
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Javier Garcia
•Tuesday through Thursday mornings, preferably right when they open at 8:00am local time, tend to have the shortest wait times. Avoid Mondays (highest volume day) and Friday afternoons (when people are trying to resolve issues before the weekend). Also, the first week of the month is always busier because that's when most benefits are paid out and people have questions.
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Emma Taylor
I've been trying to reach someone about my husband's survivor benefits for weeks now! Last time I called I waited for over 90 minutes before getting disconnected right before closing time. So discouraging. I'm going to try the morning approach tomorrow based on your experience. Has anyone here tried using Claimyr? My neighbor mentioned it - apparently it's a service that calls SSA for you and then connects you when an agent is on the line. There's a video explaining it at https://youtu.be/Z-BRbJw3puU and their website is claimyr.com. I'm considering trying it because I'm just so tired of the endless waiting.
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Oliver Fischer
•i used it last month when i had to fix an issue with my back pay! worked great, got through in like 20 mins instead of waiting for hours. wish id known about it sooner honestly
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NebulaNomad
•Claimyr is legitimate and many people find it helpful. However, before using any third-party service, remember you can also: 1. Try scheduling an appointment online through my.ssa.gov instead of calling 2. Try your local office's direct number (often lower wait times) 3. Call during off-peak hours as mentioned above That said, if you've already tried these approaches without success, services like Claimyr can be a time-saving option.
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Keisha Williams
Update on my experience: The agent I spoke with this morning explained that they're supposed to answer all calls in queue, but sometimes their phone system has technical issues. She recommended calling first thing in the morning (they open at 8am) or trying your local office instead of the main number.
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Amina Sy
•Did she happen to mention anything about whether applying for benefits online is faster than doing it by phone? I need to apply for spousal benefits soon and I'm trying to figure out the best approach.
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Keisha Williams
•She actually did mention that! She said applying online is definitely faster for most benefits like retirement and spousal. The only exception is if you have a complicated situation (like foreign pensions or something unusual). Online applications go directly into their system without waiting for someone to manually enter the info from a phone interview.
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Paolo Rizzo
my cousin works for SSA and says they're crazy understaffed right now. they've lost like 25% of their workforce since 2010 but the number of beneficiaries keeps going up. no wonder the phones are a disaster
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Natasha Ivanova
•That explains SO MUCH about why service has gotten worse! Thanks for sharing this insider info. I feel a little (but not much) better knowing there's a reason behind the madness.
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QuantumQueen
As someone who recently went through a similar struggle, I can relate to the frustration! I've found that persistence really pays off with SSA calls. One tip that worked for me: if you get disconnected, try calling back immediately - sometimes you'll get a shorter wait time because the queue has cleared out a bit. Also, I've noticed that calling on Wednesdays around 10am tends to have better success rates than other times. The staffing issues others mentioned are real, but don't give up - the agents are generally very helpful once you finally get through to them!
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Rosie Harper
•Great advice about calling back immediately after getting disconnected! I hadn't thought of that strategy. I'm new to dealing with SSA but have been dreading making my first call based on all the horror stories I've heard. The Wednesday 10am tip is really helpful - I'll definitely try that timing. It's reassuring to hear that the agents are actually helpful once you get through, since most of what you hear online is just complaints about the wait times.
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Oliver Becker
Just wanted to add my experience as someone who's been dealing with SSA for disability benefits - I've found that if you do get disconnected near closing time, it's worth trying to call back the next morning and mentioning that you were cut off the day before. Several agents have told me they can see notes about previous calls in their system, and they're often more willing to prioritize helping you get your issue resolved quickly. Also, if you're calling about something urgent (like missing payments or time-sensitive deadlines), don't hesitate to mention that upfront when you first get connected - they have protocols for handling urgent cases that might get you faster service.
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Finnegan Gunn
•This is really valuable information! I didn't know they could see notes from previous calls - that's actually pretty reassuring. I'm dealing with a potential overpayment issue that's been stressing me out, and I've been hesitant to call because I wasn't sure how to explain the urgency of my situation. Your tip about mentioning urgent circumstances upfront when connecting is exactly what I needed to hear. It's good to know they have specific protocols for time-sensitive cases. Thanks for sharing your experience with the disability benefits process - it gives me more confidence about making that call tomorrow morning.
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Mia Rodriguez
I'm really glad to see this thread with so many helpful experiences and tips! As someone who just started navigating SSA services for my elderly mother, I was feeling pretty overwhelmed by all the stories about long wait times and disconnections. Reading through everyone's advice about calling Tuesday-Thursday mornings, trying the callback strategy after disconnections, and knowing that agents can see previous call notes has given me a much better game plan. It's also reassuring to learn that the official policy is to complete calls in queue before closing, even if it doesn't always work out that way due to technical issues or staffing challenges. Thanks to everyone who shared their experiences - this community knowledge is invaluable for people like me who are new to dealing with SSA!
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Amina Sow
•Welcome to the SSA journey! It's definitely overwhelming at first, but this community really does have great advice. One thing I'd add for helping your elderly mother - if she has trouble hearing or speaking clearly on the phone, you can actually request to be added as an authorized representative through form SSA-1696. That way you can handle calls on her behalf without any privacy issues. Also, many local SSA offices offer in-person appointments which can sometimes be less stressful than phone calls for older adults. The online appointment scheduler at ssa.gov lets you book ahead of time. Good luck with everything!
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Mohamed Anderson
This is such a helpful thread! I've been putting off calling SSA about updating my address after moving, and reading everyone's experiences has given me the confidence to finally make that call. The tip about Tuesday-Thursday mornings around 10am seems to be the consensus from multiple people here. I'm also going to try the online route first since several folks mentioned it's faster for routine updates. It's frustrating that the system has these issues, but at least knowing what to expect and having strategies makes it feel less daunting. Thanks everyone for sharing your real experiences - it's so much more useful than the generic advice you find on official websites!
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Atticus Domingo
•You're absolutely right that this thread has been incredibly helpful! I'm also new to dealing with SSA and was feeling pretty anxious about making my first call. The collective wisdom here about optimal calling times and strategies is way more practical than anything I found on their official site. For address changes specifically, I've heard from friends that the online option through my.ssa.gov is usually pretty straightforward and processes faster than phone updates. But if you do need to call, definitely go with that Tuesday-Thursday 10am window that everyone keeps mentioning. Good luck with your address update - you've got this!
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Ellie Lopez
I'm so grateful for all the detailed advice in this thread! I've been avoiding calling SSA about setting up my Medicare Part B enrollment because I was dreading the wait times, but now I feel much more prepared. The consensus seems to be Tuesday-Thursday mornings around 10am, and I love the tip about calling back immediately if you get disconnected since the queue might be shorter. I also didn't realize that mentioning urgency upfront could help prioritize your call - that's really good to know. It's reassuring to hear that while the system has its problems, the agents themselves are generally helpful once you get through. Thanks to everyone for sharing such practical, real-world advice!
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Miguel Ramos
•Medicare Part B enrollment is definitely worth getting sorted out properly! One thing to keep in mind is that there are specific enrollment periods and deadlines, so don't wait too long even if the phone system is frustrating. If you're within your Initial Enrollment Period or Annual Open Enrollment, you should be fine, but missing those windows can result in late penalties. The SSA agents are really knowledgeable about Medicare coordination, so once you do get through, they should be able to walk you through all your options. You might also want to check if your situation qualifies for any Special Enrollment Periods - the agents can help determine that too. The Tuesday-Thursday 10am strategy that everyone's mentioned should work well for this type of call!
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Dmitry Petrov
As someone who's been dealing with SSA for my disabled son's benefits, I can confirm that they do try to complete calls in queue, but the system definitely has its limitations. I've had mixed experiences - sometimes they've kept me on until after 4:30pm to resolve my issue, other times I've been cut off right at closing. One thing I've learned is that if you're calling about something truly urgent (like a stopped payment or appeal deadline), make sure to mention that as soon as you get connected to a human. They have different protocols for emergency situations vs. routine inquiries. Also, I've found that calling your local field office directly can sometimes be more reliable than the national 1-800 number, especially later in the day. The staffing shortage mentioned earlier is definitely real - I've had agents apologize for long wait times and explain they're doing their best with limited resources. It's frustrating, but understanding the challenges helps me stay patient. Hang in there everyone!
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Aisha Hussain
•Thank you for sharing your experience with your son's benefits - that gives really valuable perspective from someone dealing with ongoing SSA needs. The point about mentioning urgent situations right away is so important, especially for people dealing with stopped payments or appeal deadlines where timing really matters. I hadn't thought about trying the local field office number instead of the national line, but that makes total sense since they'd probably have less call volume. It's good to hear that some agents will stay past closing to help resolve issues, even if it's not consistent. Your patience and understanding despite the frustrations really comes through, and that's probably helpful for newer people like me who are just starting to navigate this system.
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Astrid Bergström
I just wanted to say thank you to everyone who shared their experiences and tips in this thread! I'm completely new to dealing with SSA - haven't even made my first call yet - and I was honestly dreading it based on all the horror stories you hear. But reading through all of your practical advice has made me feel so much more prepared and confident about the process. The Tuesday-Thursday 10am calling window seems to be the clear winner from multiple people's experiences, and I love all the strategic tips like calling back immediately after a disconnection and mentioning urgent issues upfront. It's also really reassuring to know that while the system has its problems, the agents themselves are generally helpful once you get through. I'm planning to call next Tuesday morning about setting up my retirement benefits, and I feel like I actually have a game plan now instead of just crossing my fingers and hoping for the best. This community knowledge is so much more valuable than anything on their official website!
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Sophia Nguyen
•You're so welcome! This thread has been incredibly helpful for me too as someone relatively new to the SSA system. It's amazing how much more confident you feel when you have a real strategy instead of just hoping for the best. That Tuesday 10am plan sounds solid - you'll probably have much better luck than calling randomly. One small addition to all the great advice here: I've heard it can be helpful to have all your documents and information organized before you call, since once you do get through, the agents can often resolve multiple issues in one call if you're prepared. Good luck with your retirement benefits setup! I'm sure it'll go much smoother than you're expecting with all these tips in your back pocket.
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Miguel Castro
As a newcomer to this community, I'm so grateful to have found this detailed discussion! I've been avoiding calling SSA about my late husband's survivor benefits because I was terrified of the long wait times and potential disconnections. Reading everyone's experiences has been incredibly reassuring - especially knowing that the official policy is to complete calls in queue, even if technical issues sometimes interfere. The consistent advice about Tuesday-Thursday mornings around 10am gives me a concrete plan to follow. I also really appreciate the tips about mentioning urgent situations upfront and the suggestion to try local field office numbers instead of the national line. It's comforting to know that despite the system's flaws, the agents themselves are generally helpful and knowledgeable. I'm planning to call this Tuesday morning with all my paperwork organized, and I finally feel prepared instead of just anxious. Thank you to everyone who shared their real-world experiences - this kind of community support makes such a difference for those of us navigating SSA services for the first time!
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Ravi Sharma
•I'm so sorry for the loss of your husband. Dealing with survivor benefits during such a difficult time is incredibly stressful, and the phone system challenges just make it worse. Your Tuesday morning plan sounds perfect - having all your paperwork ready ahead of time will really help once you get through to an agent. One thing that might be helpful for survivor benefits specifically: if you have any questions about timing or eligibility, the agents are usually very patient about explaining the different options available to you. Don't hesitate to ask them to repeat information or clarify anything that's confusing. You're dealing with a lot right now, and they understand that. Wishing you the best of luck with your call - you've got this, and this community is here to support you through the process!
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Lauren Wood
As someone who just joined this community specifically to get advice about SSA phone calls, I can't thank everyone enough for this incredibly detailed thread! I've been putting off calling about my disability application status for weeks because I was so intimidated by all the stories about impossible wait times and disconnections. Reading through all these real experiences and strategies has completely changed my approach. The Tuesday-Thursday 10am window seems to be the golden rule from multiple people's experiences, and I love the practical tips like calling back immediately after disconnections and having all documents ready beforehand. It's also really helpful to know that mentioning urgent situations upfront can make a difference in how your call is prioritized. What strikes me most is how patient and understanding everyone is about the system's limitations while still providing actionable advice. The insight about staffing shortages and technical issues helps explain the problems without excusing them. I'm planning to call this Wednesday morning armed with all this community wisdom - wish me luck!
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Shelby Bauman
•Welcome to the community and best of luck with your disability application call! Your Wednesday morning plan sounds perfect based on all the advice shared here. One thing I'd add specifically for disability-related calls - those agents tend to be really knowledgeable about the application process and timelines, so don't hesitate to ask about next steps or what to expect moving forward. The waiting period for disability decisions can be long, but getting regular updates on your status can help reduce some of the anxiety. You've got all the right strategies now, so I'm confident your call will go much better than you're expecting!
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Ravi Sharma
This thread has been incredibly helpful for someone like me who's been dreading calling SSA! I need to update my direct deposit information after switching banks, and I've been putting it off for weeks because of all the horror stories about wait times. The consistent advice about Tuesday-Thursday mornings around 10am gives me hope that I can actually get through without spending my entire day on hold. I'm also going to try the online route first through my.ssa.gov since several people mentioned that routine updates like address and banking changes often go faster online. It's reassuring to know that even with all the system challenges, the agents are generally helpful once you reach them. Planning to tackle this Tuesday morning with all my account information ready - thanks everyone for sharing such practical advice!
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Nora Brooks
•Welcome to the SSA journey! For direct deposit changes specifically, I'd definitely recommend trying the online route first through my.ssa.gov - it's usually much faster for banking updates and you can do it anytime without worrying about call center hours. If for some reason the online system doesn't work for your situation, then your Tuesday 10am backup plan is solid. I had to update my direct deposit last year and the online process took literally 5 minutes versus what would have been hours on the phone. Just make sure you have your new bank's routing and account numbers handy, and don't forget to keep your old account open for a few weeks after the change in case there are any processing delays. Good luck!
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Chloe Delgado
As someone new to this community and dealing with SSA for the first time, I'm amazed by how helpful this thread has been! I've been nervous about calling regarding my spouse's Social Security number correction (there's a typo that's causing issues with our tax filing), but reading everyone's experiences has given me so much confidence. The Tuesday-Thursday 10am strategy seems to be the gold standard based on multiple people's success, and I love the tip about calling back immediately if disconnected since the queue might be shorter. I also didn't realize that having all your documentation ready beforehand could help resolve multiple issues in one call - that's such practical advice! It's reassuring to hear that despite the system's challenges, the agents are knowledgeable and patient once you get through. I'm planning to call this Thursday morning with all our paperwork organized. Thank you to everyone who shared their real experiences - this community wisdom is invaluable for newcomers like me!
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