Can I get spousal benefits when we're both collecting Social Security but husband's benefit is double mine?

Yes, you might qualify for additional benefits! When your own benefit is less than half of your spouse's PIA (Primary Insurance Amount), you can get a spousal benefit to make up the difference. Since you're already at FRA, you should be eligible for the maximum spousal amount. Contact SSA right away because they won't automatically give you the increase - you have to apply for it. The amount would be the difference between your benefit and 50% of his PIA (not his reduced benefit amount).

my situation was kinda the same and i got an extra $340 a month when i applied for the spouse thing. you definitely need to check into it. ssa doesn't just give you the money automatically which is stupid

One thing to consider - the spousal benefit is based on his Primary Insurance Amount (PIA), not what he's actually receiving. Since he took benefits early, his actual payment is reduced, but your spousal benefit calculation would use his full PIA. HOWEVER, the max you can get is 50% of his PIA minus your own full benefit. So if your benefit is already more than half of his PIA, you won't get additional spousal benefits.

I dealt with this EXACT situation last year! The SSA website is USELESS on this - it makes it seem like you can't get spousal benefits if you're already getting your own, but that's NOT TRUE. Since you're at FRA, you can get the difference between your benefit and half of his PIA. But here's the thing - HIS EARLY CLAIMING doesn't affect YOUR spousal amount. It's based on what he WOULD GET at his FRA, not what he actually gets now!!

My sister just went thru this. One thing nobody mentioned - if you get the extra spousal benefits, they'll be added to your existing payment, not sent separately. And they're retroactive ONLY for 6 months max, so don't wait too long to apply!

I had a similar situation and struggled for weeks to get through to SSA. I finally used a service called Claimyr (claimyr.com) that got me connected to an agent in under 10 minutes when I'd been trying for days. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. The agent confirmed I was eligible for additional spousal benefits and processed my application right over the phone. Saved me a trip to the office and weeks of trying to get through.

I thought I could get spousal benefits too but turns out my own benefit was already more than half of my husband's PIA so I didn't qualify for anything extra. It's worth checking into but don't get your hopes up too high until you know the exact numbers. The calculations are WAY more complicated than they make it sound.

i tried calling ssa 8 times before i got thru!! so frustrating!!! but yes u should be getting whats called the "excess spousal benefit" which is half your husbands pia minus your own pia. but they need to do the exact calculation for u.

I finally got through to SSA today! The agent told me my husband's PIA (what he would get at his FRA) is about $3,750, and half of that is $1,875. Since my benefit is $1,580, I qualify for an additional $295 per month in spousal benefits! They're processing it now and said I'll get retroactive payments to when I reached FRA. I'm so glad I asked about this - thank you everyone for your help!