Can I get Childhood Insurance Care benefits while caring for adult son receiving SS survivor benefits?

my sister gets something like that for taking care of her disabled daughter, but i think the daughter gets SSI not survivors. not sure if that makes a difference??

The benefit you're asking about is called the Mother's/Father's benefit (sometimes called a Parent's benefit). This is available to a parent who is caring for a child who receives Social Security benefits and is either under 16 OR disabled (at any age). Since your son is disabled and receiving DAC (Disabled Adult Child) survivor benefits from his father's record, you likely qualify IF: 1. You haven't remarried 2. You're not eligible for a higher benefit on your own record 3. You're providing care for a disabled child You should apply as soon as possible because there may be time limits. Bring your ID, your son's medical records showing his disability requires care, and your deceased spouse's information.

To clarify the confusion here: There are two different scenarios with Parent's Benefits: 1. A parent caring for a child under 16 can receive benefits on the record of a retired, disabled, or deceased worker. 2. A parent caring for a child who was disabled before age 22 can continue to receive these benefits even after the child turns 16 IF the benefits are from a deceased worker's record (survivor's benefits). In your specific case, since your son receives survivor's benefits from his deceased father and was disabled before age 22, you should be eligible for the Mother's benefit as his caregiver regardless of your son's current age. The requirement is that you must be providing care for your disabled adult child - meaning your caregiving responsibilities limit your ability to work, which clearly applies in your situation based on your reduced work hours. Call SSA directly to apply - 1-800-772-1213. Make sure to specifically ask about the "Mother's benefit for caring for a disabled adult child receiving survivor benefits."

I was in a very similar situation last year with my daughter. The Mother's benefit was a lifesaver for me. But calling SSA was absolutely IMPOSSIBLE!! I tried for weeks - constant busy signals, disconnects after waiting 2+ hours, and couldn't get an in-person appointment at my local office for 3 months. I finally used Claimyr (claimyr.com) which got me connected to a real SSA agent in about 20 minutes. They have this system that waits on hold for you then calls you when an agent is available. They have a video showing how it works here: https://youtu.be/Z-BRbJw3puU Once I got through to a real person, they confirmed I was eligible for the Mother's benefit while caring for my disabled adult daughter on survivor benefits. The backpay made a huge difference for us financially.

@ConcernedMom55 - When you do reach an agent, make sure you emphasize that your caregiving prevents you from working full-time. They'll likely ask for documentation of your son's condition requiring care (medical records, doctor's statements) and proof that you've reduced your work hours specifically to provide care. I had to submit a letter from my employer confirming my reduced schedule.

This is exactly why I HATE dealing with Social Security!! Every person gets different information. I called THREE times about benefits as a caregiver for my disabled son who gets SSDI, and each agent told me something completely different. The first said I wasn't eligible at all, the second said I needed to apply in person, and the third said I could only get it if I was over 62!!! WHO IS RIGHT??? The whole system is designed to DENY benefits by confusing people!

yes i get this benefit! its called the mother's benefit. my son has downs and gets survivors benefits from his dad who died. i get about $1125/month which helps so much. the key is your son MUST be getting survivors benefits specifically (not SSI or regular SSDI) and you have to be unmarried. they will ask for proof that you provide care and supervision. good luck!!

they asked me for a letter from his doctor about his care needs and why he cant be left alone. i also gave them his guardianship papers and IEP from when he was in school showing his severe disability. and my work schedule showing i only work part time now to care for him

To answer the recent question - grandparents can qualify for this benefit in place of parents if they are the legal guardian providing care for a disabled individual receiving survivor benefits. The same criteria apply regarding care requirements and work limitations. One important note for everyone: If approved, the Mother's/Father's benefit is generally 75% of the deceased person's primary insurance amount, but may be reduced by the family maximum benefit limit if multiple people receive benefits on the same earnings record. This is something to be aware of when calculating potential benefit amounts.