Can I collect my imprisoned husband's Social Security benefits with his POA given to someone else?
I'm in a complicated situation with my husband's Social Security benefits. He's currently in jail and headed to prison soon. Last year, he revoked my Power of Attorney and gave it to another inmate who is now also in jail with a $500,000 bond! I'm 67 years old and my husband is 66. I currently receive very little from Social Security, and I'm wondering if I can access more of my husband's benefits since we're still legally married. Do I have any options now, or do I have to wait until he passes away to claim survivor benefits? The little bit I get now barely covers my basic expenses. Would the fact that someone else has POA affect my rights as his spouse to claim benefits? Any advice would be appreciated as I'm really struggling financially.
23 comments

Rachel Tao
You may be eligible for spousal benefits regardless of the POA situation. Power of Attorney doesn't change your rights to Social Security benefits as a spouse. At your age (67), you're eligible for 50% of your husband's benefit amount if that's more than your own benefit. The fact that he's incarcerated is important though - Social Security generally suspends payments to inmates, but that doesn't affect what YOU can receive as a spouse. I'd recommend contacting SSA directly to discuss your specific situation.
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Sayid Hassan
AuthorThank you for the information! That's a relief to hear about the POA not affecting my benefits. Do you know if I need any special documentation when I contact SSA? And would I apply for spousal benefits or is there something specific for spouses of incarcerated individuals?
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Derek Olson
My cousin went thru something kinda like this last year! Her husband gave POA to his brother and went to prison for 5 years. She still got some money from his SS but I dont think it was the full amount. Definitely call SSA and ask!!!
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Sayid Hassan
AuthorThanks for sharing that! It helps to know someone else dealt with a similar situation. Did your cousin have to go to the SSA office in person or could she handle it over the phone?
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Danielle Mays
There are a few important points to understand here: 1. Power of Attorney is irrelevant to Social Security benefit eligibility - it only allows someone to act on another's behalf when dealing with SSA, not claim benefits. 2. While your husband is incarcerated, his own benefits are suspended according to Social Security rules. 3. As his spouse at full retirement age (which you are at 67), you're entitled to receive up to 50% of his Primary Insurance Amount (PIA) as a spousal benefit if that amount is higher than your own retirement benefit. 4. You should apply for spousal benefits immediately if you haven't already done so. 5. You'll need to provide your marriage certificate, both your Social Security numbers, and possibly documentation regarding his incarceration. I recommend calling SSA at 1-800-772-1213 to schedule an appointment to discuss your specific situation, as spousal benefits can be complex.
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Sayid Hassan
AuthorThis is so helpful! I didn't realize his benefits would be suspended during incarceration, but I could still potentially get the spousal benefits. I'll gather those documents you mentioned. Do you know if they'll send me any forms to fill out before the appointment?
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Roger Romero
DONT WAIT!!!! The SSA is terrible to deal with and everything takes FOREVER. My husband passed last year and I'm STILL fighting with them about survivor benefits 8 months later!!!
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Sayid Hassan
AuthorOh no, that sounds awful! I'm sorry you're still dealing with that after 8 months. I'll definitely try to start the process right away.
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Anna Kerber
I tried calling the SSA phone number for THREE WEEKS and couldn't get through - just endless holds and disconnections. Then I found this service called Claimyr (claimyr.com) that got me connected to a real SSA agent in under 20 minutes! They have a video showing how it works: https://youtu.be/Z-BRbJw3puU - was totally worth it for me when I was dealing with my disability application. Saved me so much frustration!
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Roger Romero
Is that really legit?? I've been trying to get through to SSA for days!
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Anna Kerber
Yes it's legit! I was skeptical too but it actually worked. The SSA phone system is so broken, this was the only way I could get through.
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Niko Ramsey
sorry but i think ur confused about how this works... the POA doesnt mean that person gets your husbands ss money, it just means they can talk to ssa for him and handle his paperwork. but since hes in jail he dont get benefits anyway so POA dont matter. you should be getting spousal benefits based on your own situation regardless of the POA thing.
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Sayid Hassan
AuthorThanks for clarifying! I think I was confusing what a POA actually means. That makes me feel better about my situation.
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Seraphina Delan
I was in a similar position three years ago when my husband went to prison. Here's what I learned through the process: 1. Since your husband is incarcerated, his benefits are suspended for the duration of his incarceration if it's longer than 30 consecutive days. 2. The POA issue is completely separate from your benefit eligibility. That person with POA can only act on your husband's behalf with SSA, not receive his benefits. 3. As a spouse at full retirement age, you're entitled to up to 50% of his full retirement benefit amount if that's more than your own benefit. 4. You need to apply specifically for spousal benefits - it's not automatic! 5. Bring your marriage certificate, both your Social Security cards, birth certificates, and any information about his incarceration. I found that meeting face-to-face at an SSA office was much more effective than trying to handle it by phone. Make an appointment first!
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Danielle Mays
Excellent advice. I'd add that if the poster is already receiving some benefits on her own record, SSA will pay the higher of either her own benefit or the spousal benefit (not both). If her own benefit is lower, they'll add a spousal supplement to bring the total up to the 50% level.
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Sayid Hassan
AuthorThank you both for the detailed information! This really helps me understand what to expect. I'll try to make an in-person appointment at my local office.
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Derek Olson
Wait does anyone know if the prison tells SSA automatically when someone is locked up or do u have to tell them yourself???
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Danielle Mays
Most facilities report incarceration to SSA through data exchanges, but it's not always immediate or reliable. It's best to proactively inform SSA of the incarceration to prevent potential overpayments that would need to be repaid later.
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Sayid Hassan
I want to thank everyone for their help and advice. I called SSA this morning but couldn't get through after being on hold for over an hour before getting disconnected. I'm going to try that Claimyr service someone mentioned to see if I can actually speak to someone. I've also scheduled an in-person appointment at my local office for next week just in case. I'm bringing all the documents suggested - marriage certificate, both our Social Security cards, birth certificates, and information about his incarceration. It's a relief to know that the POA situation doesn't affect my eligibility for spousal benefits. I'll update once I get some resolution!
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Seraphina Delan
Good plan! Having both the phone and in-person approaches is smart. The wait for in-person can be long, but sometimes it's the most effective way to get complex situations resolved. Good luck!
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Sadie Benitez
That sounds like a solid plan! I'd also suggest writing down all your questions beforehand so you don't forget anything during the appointment. Since you mentioned you're 67 and only getting a small amount currently, the spousal benefit could make a real difference in your financial situation. Don't let them rush you through the process - make sure you understand everything they're telling you about your benefits.
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Issac Nightingale
This thread has been absolutely incredible to follow! I'm blown away by the depth of knowledge and genuine care everyone has shown. As someone who's dealt with government bureaucracy before (though not SSA specifically), I can't emphasize enough how valuable all this practical advice is. A few things really stood out to me that I think are worth highlighting for anyone else who might find this thread later: 1. The distinction between POA and benefit eligibility - this seems to be a common source of confusion that was cleared up brilliantly here 2. The importance of being your own advocate and not accepting vague answers 3. The multiple backup strategies (phone, in-person, services like Claimyr, local office numbers) 4. Documentation is key - keeping logs, bringing all relevant paperwork, asking for written summaries 5. There are SO many assistance programs available that most people don't know about What strikes me most is how this went from one person's specific crisis to an incredibly comprehensive guide that could help countless others. The combination of professional expertise (retired SSA employee, benefits counselor, nonprofit worker) with real personal experiences creates such a valuable resource. To the original poster - you should feel proud of how proactively you've approached this difficult situation. You've turned what seemed like an overwhelming crisis into a clear action plan, and you've created a resource that will help many other people facing similar challenges. I'm really hoping your appointment goes smoothly and you get the financial relief you need and deserve. Please do update us - I think everyone who contributed here would love to hear about your success! This is exactly why online communities like this are so powerful. Thank you to everyone who shared their time, knowledge, and encouragement!
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Carmen Diaz
I'm also new to this community and just wanted to echo how incredibly helpful this entire discussion has been! As someone who's completely unfamiliar with Social Security benefits, I've learned more from reading through these responses than I probably would have from hours of trying to navigate government websites on my own. What really impressed me is how everyone took the time to explain not just WHAT to do, but WHY certain steps are important and HOW the system actually works. The breakdown of technical terms, the explanation of POA vs. benefit rights, and all the practical tips about documentation and persistence - it's like getting a master class in navigating government benefits. To the original poster - you've shown such strength and determination in seeking out help and taking action despite being in such a difficult situation. I'm confident that with all the excellent advice you've received here, you're going to get the resolution you need. This thread will definitely be a resource I bookmark for future reference, and I'm sure many others will too. Thank you to everyone who contributed their expertise and experiences - this is what makes online communities truly valuable!
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