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Sayid Hassan

Can I collect my imprisoned husband's Social Security benefits with his POA given to someone else?

I'm in a complicated situation with my husband's Social Security benefits. He's currently in jail and headed to prison soon. Last year, he revoked my Power of Attorney and gave it to another inmate who is now also in jail with a $500,000 bond! I'm 67 years old and my husband is 66. I currently receive very little from Social Security, and I'm wondering if I can access more of my husband's benefits since we're still legally married. Do I have any options now, or do I have to wait until he passes away to claim survivor benefits? The little bit I get now barely covers my basic expenses. Would the fact that someone else has POA affect my rights as his spouse to claim benefits? Any advice would be appreciated as I'm really struggling financially.

You may be eligible for spousal benefits regardless of the POA situation. Power of Attorney doesn't change your rights to Social Security benefits as a spouse. At your age (67), you're eligible for 50% of your husband's benefit amount if that's more than your own benefit. The fact that he's incarcerated is important though - Social Security generally suspends payments to inmates, but that doesn't affect what YOU can receive as a spouse. I'd recommend contacting SSA directly to discuss your specific situation.

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Thank you for the information! That's a relief to hear about the POA not affecting my benefits. Do you know if I need any special documentation when I contact SSA? And would I apply for spousal benefits or is there something specific for spouses of incarcerated individuals?

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My cousin went thru something kinda like this last year! Her husband gave POA to his brother and went to prison for 5 years. She still got some money from his SS but I dont think it was the full amount. Definitely call SSA and ask!!!

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Thanks for sharing that! It helps to know someone else dealt with a similar situation. Did your cousin have to go to the SSA office in person or could she handle it over the phone?

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There are a few important points to understand here: 1. Power of Attorney is irrelevant to Social Security benefit eligibility - it only allows someone to act on another's behalf when dealing with SSA, not claim benefits. 2. While your husband is incarcerated, his own benefits are suspended according to Social Security rules. 3. As his spouse at full retirement age (which you are at 67), you're entitled to receive up to 50% of his Primary Insurance Amount (PIA) as a spousal benefit if that amount is higher than your own retirement benefit. 4. You should apply for spousal benefits immediately if you haven't already done so. 5. You'll need to provide your marriage certificate, both your Social Security numbers, and possibly documentation regarding his incarceration. I recommend calling SSA at 1-800-772-1213 to schedule an appointment to discuss your specific situation, as spousal benefits can be complex.

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This is so helpful! I didn't realize his benefits would be suspended during incarceration, but I could still potentially get the spousal benefits. I'll gather those documents you mentioned. Do you know if they'll send me any forms to fill out before the appointment?

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DONT WAIT!!!! The SSA is terrible to deal with and everything takes FOREVER. My husband passed last year and I'm STILL fighting with them about survivor benefits 8 months later!!!

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Oh no, that sounds awful! I'm sorry you're still dealing with that after 8 months. I'll definitely try to start the process right away.

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sorry but i think ur confused about how this works... the POA doesnt mean that person gets your husbands ss money, it just means they can talk to ssa for him and handle his paperwork. but since hes in jail he dont get benefits anyway so POA dont matter. you should be getting spousal benefits based on your own situation regardless of the POA thing.

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Thanks for clarifying! I think I was confusing what a POA actually means. That makes me feel better about my situation.

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I was in a similar position three years ago when my husband went to prison. Here's what I learned through the process: 1. Since your husband is incarcerated, his benefits are suspended for the duration of his incarceration if it's longer than 30 consecutive days. 2. The POA issue is completely separate from your benefit eligibility. That person with POA can only act on your husband's behalf with SSA, not receive his benefits. 3. As a spouse at full retirement age, you're entitled to up to 50% of his full retirement benefit amount if that's more than your own benefit. 4. You need to apply specifically for spousal benefits - it's not automatic! 5. Bring your marriage certificate, both your Social Security cards, birth certificates, and any information about his incarceration. I found that meeting face-to-face at an SSA office was much more effective than trying to handle it by phone. Make an appointment first!

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Excellent advice. I'd add that if the poster is already receiving some benefits on her own record, SSA will pay the higher of either her own benefit or the spousal benefit (not both). If her own benefit is lower, they'll add a spousal supplement to bring the total up to the 50% level.

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Thank you both for the detailed information! This really helps me understand what to expect. I'll try to make an in-person appointment at my local office.

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Wait does anyone know if the prison tells SSA automatically when someone is locked up or do u have to tell them yourself???

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Most facilities report incarceration to SSA through data exchanges, but it's not always immediate or reliable. It's best to proactively inform SSA of the incarceration to prevent potential overpayments that would need to be repaid later.

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I want to thank everyone for their help and advice. I called SSA this morning but couldn't get through after being on hold for over an hour before getting disconnected. I'm going to try that Claimyr service someone mentioned to see if I can actually speak to someone. I've also scheduled an in-person appointment at my local office for next week just in case. I'm bringing all the documents suggested - marriage certificate, both our Social Security cards, birth certificates, and information about his incarceration. It's a relief to know that the POA situation doesn't affect my eligibility for spousal benefits. I'll update once I get some resolution!

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Good plan! Having both the phone and in-person approaches is smart. The wait for in-person can be long, but sometimes it's the most effective way to get complex situations resolved. Good luck!

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That sounds like a solid plan! I'd also suggest writing down all your questions beforehand so you don't forget anything during the appointment. Since you mentioned you're 67 and only getting a small amount currently, the spousal benefit could make a real difference in your financial situation. Don't let them rush you through the process - make sure you understand everything they're telling you about your benefits.

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I'm so sorry you're going through this difficult situation. Just wanted to add a couple of things that might help: 1. When you go to your SSA appointment, ask specifically about "deemed filing" - since you're already past full retirement age, they should automatically consider you for the highest benefit available between your own record and spousal benefits. 2. If you do get approved for spousal benefits, they can sometimes provide retroactive payments for up to 6 months before your application date, so don't delay! 3. One thing to keep in mind - once your husband is released from prison, his benefits will resume, but that doesn't affect your spousal benefits as long as you remain married. 4. Consider bringing a friend or family member to the appointment if possible - having someone there to take notes or ask questions can be really helpful when dealing with complex benefit situations. Wishing you the best of luck with this process. You've gotten some excellent advice here from others who've been through similar situations!

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This is really comprehensive advice, thank you! I hadn't heard about the "deemed filing" concept - that's definitely something I'll ask about at my appointment. The retroactive payments possibility is also encouraging since I've been struggling financially for a while now. I'm planning to bring my daughter with me to the appointment to help take notes and ask questions I might forget. It's reassuring to know that even when he's eventually released, my spousal benefits won't be affected as long as we're still married. This whole situation has been so overwhelming, but everyone's advice here has given me hope that I can get through this process successfully.

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I'm glad to see you're being proactive about this situation. One additional thing I'd suggest is asking about your options for direct deposit setup when you meet with SSA. Since you mentioned you're currently receiving very little from Social Security, they may need to adjust your payment method or account information when your benefits potentially increase with spousal benefits. Also, if you haven't already, consider asking about Medicare benefits - at 67, you should be eligible, and given your financial situation, you might qualify for programs that help cover Medicare costs. The SSA office can provide information about these additional programs during your visit. Keep us posted on how your appointment goes!

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That's a great point about the direct deposit and Medicare! I hadn't even thought about those details. I'm currently on Medicare but I've been struggling with some of the costs, so I'll definitely ask about programs that might help with that. It's good to know I should ask about updating my payment information too since hopefully my benefits will increase. I really appreciate everyone taking the time to help me understand all of this - it's made what seemed like an impossible situation feel much more manageable. I'll definitely update everyone after my appointment next week!

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I'm a retired SSA employee and wanted to add a few technical details that might help. When you apply for spousal benefits, make sure to ask about the "Government Pension Offset" (GPO) and "Windfall Elimination Provision" (WEP) - these can reduce benefits if you receive a pension from government work where you didn't pay Social Security taxes. Also, since your husband's benefits are suspended due to incarceration, SSA should have a "prisoner suspension" code on his record. This is important because it confirms his benefits are properly suspended and won't cause issues with your spousal benefit calculation. Finally, bring a copy of any recent SSA correspondence you've received - it helps them pull up your records faster. The fact that you're 67 and already receiving some benefits should make this process more straightforward than starting from scratch.

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This is incredibly helpful information from someone with inside knowledge of the system! I don't have any government pension, so hopefully the GPO and WEP won't apply to me. I'll definitely ask about the "prisoner suspension" code on my husband's record - that sounds like something important to verify. I do have some recent SSA correspondence that I received a few months ago, so I'll bring that along with all the other documents. It's reassuring to hear from a retired SSA employee that my situation should be more straightforward since I'm already in the system. Thank you so much for sharing your expertise - this gives me even more confidence going into my appointment!

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This thread has been incredibly informative! I work as a benefits counselor and wanted to emphasize a few key points that came up: First, the distinction between POA and benefit eligibility is crucial - many people get confused about this. Second, the timing advice given here is spot-on. SSA processes can be slow, and having both phone and in-person strategies is smart. One thing I'd add is that when you go to your appointment, ask for a written summary of what benefits you're approved for and when they'll start. This helps avoid confusion later. Also, if you encounter any issues or delays, don't hesitate to contact your local congressman's office - they have caseworkers who can help navigate SSA bureaucracy. Best of luck with your appointment, and thank you to everyone who shared their experiences and knowledge here!

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Thank you for adding your professional perspective! As a benefits counselor, your advice about getting a written summary is really valuable - I definitely don't want any confusion about what I'm approved for or when payments should start. I hadn't thought about contacting my congressman's office if there are delays, but that's good to know as a backup option. This whole thread has been amazing - I went from feeling completely overwhelmed and confused to having a clear action plan and understanding my rights. It's wonderful to see people sharing their knowledge and experiences to help others navigate these complicated situations. I feel so much more prepared for my appointment now!

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Just wanted to add something that might be helpful - when you're at your SSA appointment, don't be afraid to ask them to explain anything you don't understand in simpler terms. I've found that SSA staff sometimes use a lot of technical jargon that can be confusing. Also, if they tell you that you're not eligible for something or that there will be delays, ask them to show you the specific regulation or policy - sometimes there are exceptions or alternative approaches they might not mention initially. I've seen cases where people were initially told "no" but then found out later they were actually eligible. You're dealing with a tough situation, but you're handling it really well by gathering all this information and being proactive. Rooting for you!

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This is such excellent advice! I've definitely experienced that technical jargon problem with other government agencies before, so I'll make sure to ask for plain English explanations. That's a really good point about asking to see the specific regulations if they say I'm not eligible for something - I wouldn't have thought to do that, but it makes sense to understand exactly why rather than just accepting a "no." I'm definitely going to be my own advocate in this situation. Thank you for the encouragement - it really helps to know that people are rooting for me! I'm feeling much more confident about standing up for myself and making sure I get all the benefits I'm entitled to.

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I've been following this thread and wanted to share something that might help speed up your process. Since you mentioned having trouble getting through on the phone, you might also try calling the SSA office directly instead of the main 1-800 number. You can find your local office number on the SSA website, and sometimes they're easier to reach than the national line. Also, if you have any documentation about your husband's incarceration (like court papers or facility contact info), bring that too - it can help them update his records more quickly. One more tip: if your appointment gets delayed or rescheduled, ask if they have a cancellation list you can be put on for earlier appointments. You're doing all the right things, and I hope you get the financial relief you need soon!

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That's a really smart tip about calling the local office directly! I didn't realize that was an option - I've only been trying the main 1-800 number. I do have some court paperwork about his sentencing that shows the facility he's at, so I'll definitely bring that along. The cancellation list idea is brilliant too - I'm willing to go in on short notice if it means getting this resolved faster. Thank you for following along and offering these practical suggestions! It's amazing how many helpful details people have shared that I never would have thought of on my own.

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I wanted to follow up on this thread since I went through something very similar when my ex-husband was incarcerated. One thing that really helped me was keeping a detailed log of every phone call, appointment, and piece of paperwork throughout the process. SSA can sometimes lose track of applications or give conflicting information between different representatives, so having your own records helps a lot. Also, when you do get approved for spousal benefits, make sure you understand whether they're permanent or if they need to be reviewed periodically. In my case, there was some confusion about what would happen when my ex was released, but as others mentioned, your spousal benefits should continue as long as you remain married. The most important thing is to be persistent - don't let them brush you off or tell you to "just wait and see." You have rights as a spouse, and you deserve to get the benefits you're entitled to. Keep advocating for yourself!

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This is such valuable advice about keeping detailed records! I hadn't thought about documenting every interaction, but that makes perfect sense given how complex government systems can be. I'm definitely going to start a log right now with all the information I've gathered from this thread and then continue documenting every step of the process. It's really encouraging to hear from someone who went through a similar situation successfully. I appreciate the reminder about being persistent and not accepting vague answers - I tend to be pretty passive with authority figures, but this situation is too important for my financial security to just accept whatever they tell me without question. Thank you for sharing your experience and for the encouragement to keep advocating for myself!

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I just wanted to say how helpful this entire thread has been! I'm not in the exact same situation, but my brother is dealing with some SSA complications and this conversation has given me so many insights about how to approach these kinds of benefit issues. The advice about keeping detailed records, asking for written summaries, and being persistent really resonates with me. It's also great to see people with professional experience (like the retired SSA employee and benefits counselor) sharing their knowledge alongside personal experiences from others who've navigated similar challenges. To the original poster - you're clearly taking all the right steps and I'm confident you'll get this resolved. Please do update us after your appointment! Threads like this are exactly why online communities can be so valuable for sharing practical, real-world advice.

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I completely agree - this thread has been incredibly educational! As someone new to understanding Social Security benefits, I've learned so much just from reading through everyone's experiences and advice. It's amazing how complex these situations can be, but also reassuring to see how knowledgeable and supportive this community is. The combination of professional expertise and real personal experiences creates such a valuable resource. I'm also hoping the original poster will update us after their appointment - it would be great to hear how everything works out and what the actual process was like. Thank you to everyone who took the time to share their knowledge and help someone in a difficult situation!

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I wanted to add one more resource that might be helpful - many states have SHINE programs (Serving the Health Information Needs of Everyone) that provide free counseling on Medicare and Social Security benefits. These counselors are specially trained volunteers who can help you understand your options and even accompany you to SSA appointments if needed. You can find your local SHINE program through your state's aging services department or by calling 1-800-MEDICARE. Given your age and financial situation, they might also be able to connect you with other assistance programs you qualify for. Since you're dealing with such a complex situation involving incarceration and benefit calculations, having a knowledgeable advocate could be really valuable. These services are completely free and they're used to dealing with complicated SSA cases.

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This is such a fantastic resource suggestion! I had never heard of SHINE programs before, but having a trained volunteer who could potentially accompany me to my SSA appointment sounds incredibly valuable. Given how overwhelmed I've felt trying to navigate all of this on my own, having someone with expertise who understands the system could make such a difference. I'm definitely going to look into this - even if they can't accompany me to my already scheduled appointment, they might be able to help me prepare better or assist with any follow-up issues that come up. Thank you for sharing this information! It's yet another example of how helpful this community has been in pointing me toward resources I never would have known about otherwise.

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I'm really impressed by how thorough and supportive everyone has been in this thread! As someone who works with seniors navigating government benefits, I wanted to add one more practical tip: when you go to your SSA appointment, consider bringing a small notebook or using your phone to take notes during the conversation. SSA representatives sometimes speak quickly and use specific terminology, and it's easy to forget important details once you leave. Also, if they give you any forms to complete, don't feel pressured to fill them out on the spot if you're unsure about anything - you can always ask to take them home and return them later. This ensures you have time to review everything carefully and ask questions if needed. You've clearly done your homework by gathering all this information, and I'm confident that preparation will serve you well. Wishing you success with your appointment!

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