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Oscar Murphy

PA UC partial credit of $145 + WBR of $483 - can I work and keep full benefits?

I'm trying to understand how partial unemployment works in PA. My UC paperwork shows my partial credit is $145 and my weekly benefit rate is $483. If I'm reading this right, does that mean I can work part-time and earn up to $145 per week without losing any of my weekly benefit amount? I'm scared of messing this up and either getting hit with an overpayment notice or missing out on benefits I'm entitled to. Has anyone dealt with partial benefits in PA recently? I've been offered a few days of work next week but don't want to accept if it's going to totally mess up my claim.

You've got it right! In Pennsylvania, you can earn up to your partial benefit credit (PBC) without reducing your weekly benefit rate. So in your case, you can earn up to $145 per week and still receive your full $483 weekly benefit. Just make sure you report ALL earnings when you file your weekly certification, even though they won't affect your payment amount as long as they're under the $145 threshold.

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Thank you so much! One more question - when reporting the earnings, do I report what I earned that week or what I got paid? Like if I work Thursday but don't get the paycheck until the following week?

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Yep thats how it works for me too!!! Im getting 465 a week and my partial is 139. I do instacart deliveries and as long as i dont make over 139 I get my full amount. Its a nice little bonus honestly lol

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You're doing Instacart while on unemployment? Be careful with that because gig work is self-employment and can cause issues with your UC eligibility. PA can consider you as employed full-time if you're "available" to take gigs whenever, even if you're not earning much. Might want to check with them about that situation specifically.

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oh shoot really?? no ones ever said anything to me about it and ive been doing it for months... now im worried

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You're correct about the partial credit amount, but be SUPER careful about how you report your earnings. You need to report what you EARN in a week, not when you get paid for it. So if you work on Thursday but don't get the paycheck until next week, you still report those hours/earnings for the week you actually performed the work. This is one of the biggest mistakes people make and can lead to overpayment issues later.

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That's really helpful, thank you! I wasn't sure about the timing of reporting.

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my sister got hit with a huge overpayment because she didn't understand this exact thing. she thought since she didn't get paid until the following week that she didn't need to report it on her weekly claim. ended up owing like $3000 back!!!

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Omg that's terrifying! Definitely not making that mistake. Did she have to pay it all back at once?

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they put her on a payment plan but its still a huge mess and she's stressing about it constantly

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Just to add some clarification on how PA UC calculates this: Once you go over your partial benefit credit ($145 in your case), they reduce your weekly benefit amount dollar-for-dollar. So if you earned $150 one week, that's $5 over your PBC, meaning your WBR would be reduced from $483 to $478 for that week. Also important to note - you must continue to complete your work search activities each week even if you're working part-time. Many people forget this requirement and it can cause problems with continued eligibility.

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Thank you for explaining how it works if I go over the PBC! And good reminder about the work search - I'll definitely keep doing that.

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I've been dealing with this exact situation for the past few months. The system works like everyone's saying, but my problem was actually GETTING THROUGH to UC when I had questions about reporting correctly. I kept getting busy signals for days. I finally found a service called Claimyr (claimyr.com) that got me connected to a PA UC agent in about 25 minutes instead of spending days hitting redial. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Honestly it saved my sanity because I had specific questions about my situation that weren't answered on the website.

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does that actually work? i've been trying to get thru to someone for 2 weeks now about my open issue

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It worked for me! I was skeptical too but I was desperate after trying to call for over a week. Got through to an actual person who fixed my issue.

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When i was on UC last year I had something similar but completely different partial credit amount. The thing about reporting earnings is SUPER important. My cousin got totally messed up because she reported when she got paid instead of when she worked and then her employer reported different amounts and she got flagged for fraud even though it was just a misunderstanding! Took her 3 months to sort out! Also make sure your employer knows you're on partial UC so they report things correctly too.

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Good point about making sure the employer is aware. Some employers don't understand how UC works either, which can create reporting discrepancies that trigger investigations.

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so if u earn more than ur partial credit do u lose ALL benefits for that week or just the amount over???

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You only lose benefits dollar-for-dollar for what you earn over your partial credit. So if your PBC is $145 and you earn $165, you'd only lose $20 from your weekly benefit amount.

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oh thats way better than i thought!! thx

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One more important thing to keep in mind - if you earn too much in a week (approximately 130% of your weekly benefit rate), you'll be considered fully employed for that week and won't receive any benefits. But that doesn't end your claim - you can still claim in future weeks when your earnings are lower. Just make sure you continue filing every week, even for weeks you may not receive a payment.

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That's good to know! So my claim stays active even if I have a week where I earn too much. Thanks for all this great info everyone!

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Just wanted to share my experience with PA partial benefits since I went through this same confusion a few months ago. Your understanding is absolutely correct - you can earn up to your $145 partial credit without any reduction to your $483 weekly benefit. I was in a similar situation and was terrified of making a mistake, but once I understood the system it worked smoothly. The key things that helped me: 1) Always report earnings for the week you actually worked (not when paid), 2) Report ALL earnings even if under the threshold, 3) Keep detailed records of your work dates and earnings, and 4) Don't forget your work search requirements. I've been doing part-time work for months now and it's been a lifesaver financially. Take that work if you need it - just follow the reporting rules and you'll be fine!

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This is exactly what I needed to hear! I've been so anxious about making a mistake that I was considering not taking any work at all. Your point about keeping detailed records is really smart - I'm going to start a spreadsheet to track everything. Did you ever have any issues with the system or was it pretty straightforward once you got the hang of it?

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I'm in a similar boat and this thread has been incredibly helpful! I just wanted to add one thing that my case worker mentioned - make sure you're not just reporting gross earnings, but also any tips or cash payments if you're doing service work. Even small amounts need to be reported. Also, if you're doing any kind of contract or 1099 work, you might need to report it differently than regular W-2 employment. The rules can get tricky with different types of work arrangements. Has anyone here dealt with reporting freelance or gig work while on partial benefits? I'm considering some occasional graphic design work but want to make sure I handle it correctly.

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Great question about freelance work! I actually did some freelance writing while on partial UC and had to be really careful about how I reported it. For 1099 work, you typically report it as self-employment income rather than wages, and PA can be stricter about this since they consider you "available for work" whenever you want. I had to report my net earnings (after business expenses) but still needed to track everything carefully. The tricky part is that some UC offices treat any self-employment as making you ineligible for benefits, while others are okay with it as long as it's truly part-time and you're still available for regular employment. I'd definitely recommend calling UC directly about freelance work before you start - it's worth the wait time to get official guidance rather than risking issues later.

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This thread has been so helpful! I'm actually in Pennsylvania too and just got approved for UC with a similar setup - my WBR is $461 and partial credit is $138. I was completely confused about how this worked until reading everyone's explanations. One thing I'm still wondering about though - do you have to report the earnings in real time or just when you file your weekly certification? Like if I work on a Tuesday, do I need to log into the system immediately or is it okay to wait until I file my weekly claim on Sunday? Also, has anyone had experience with seasonal work while on partial benefits? I might have an opportunity to do some tax preparation work during tax season but I'm not sure if that would complicate things since it's temporary but potentially higher earnings during busy periods.

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You only need to report earnings when you file your weekly certification - no need to report in real time during the week. Just make sure you have accurate records of what you earned and when you worked so you can report it correctly on Sunday. For seasonal tax prep work, that should be fine as long as you report it properly each week. The key is that your earnings for any given week still follow the same rules - under your $138 partial credit means full benefits, over that amount gets deducted dollar for dollar. Just be prepared that during busy tax season weeks you might earn enough to reduce or eliminate your UC payment for those specific weeks, but your claim stays active. The temporary nature of seasonal work actually works well with partial UC since you can collect full benefits again once the season ends!

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I've been on partial UC in PA for about 6 months now and can confirm everything people are saying here is accurate! Your $145 partial credit is like a "freebie" - you can earn up to that amount without losing a penny of your $483 weekly benefit. I work at a restaurant 2-3 days a week and as long as I keep my weekly earnings under my partial credit, I get the full UC payment plus my work income. It's honestly been a huge help while I'm job searching for full-time work. Just remember to be super precise with your reporting - I use a notebook to write down my exact hours and earnings each day I work, then transfer that to my weekly certification. Better to be overly detailed than to accidentally mess something up! And don't stress too much about it - the system is actually pretty forgiving as long as you're honest and report everything correctly.

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This is such a relief to hear from someone who's been doing it successfully for months! I was so worried about making a mistake that I was almost paralyzed with indecision. Your tip about keeping a daily notebook is brilliant - I'm definitely going to do that. It sounds like once you get into the routine of tracking everything properly, it becomes pretty manageable. Did you ever have any weeks where you accidentally went over your partial credit? I'm curious how forgiving the system really is if you make a small mistake here and there.

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I had one week where I went over by about $20 and honestly it wasn't a big deal at all - the system just automatically reduced my UC payment by that $20 for that week. No penalties or anything scary, just a straightforward calculation. The key is being honest on your weekly certification. I think people get paranoid because they hear horror stories about overpayments, but those usually happen when people don't report earnings at all or report them incorrectly for multiple weeks. If you're tracking everything and reporting accurately, even small mistakes get corrected automatically by the system. The worst case is you might get a slightly different payment than expected, but as long as you're not hiding income or lying about when you worked, you'll be fine. PA's system is actually pretty user-friendly once you understand it!

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That's so reassuring to hear! I think you're absolutely right about the horror stories making people overly anxious. It sounds like PA's system is designed to handle normal variations in part-time earnings pretty smoothly. Your experience gives me a lot more confidence about accepting that part-time work opportunity. I really appreciate everyone sharing their real-world experiences here - it's made this whole partial benefits thing so much clearer than trying to decipher the official documentation alone!

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This whole thread has been incredibly informative! I'm new to PA unemployment and was completely overwhelmed trying to figure out how partial benefits work. Reading everyone's real experiences has been way more helpful than the confusing official documentation. One quick question - when you're doing your work search activities while working part-time, do you need to apply for full-time positions only, or can you apply for additional part-time work and have that count toward your search requirements? I want to make sure I'm meeting all the requirements correctly while I'm doing this part-time work arrangement.

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Great question about work search requirements! From what I understand, you can apply for both full-time and part-time positions and they both count toward your work search activities. The key is that you need to remain available for full-time work - so you can't turn down a full-time job offer just because you're comfortable with your current part-time situation. I've been applying to a mix of both types of positions and haven't had any issues. Just make sure you're documenting all your applications properly in whatever system PA uses for tracking work searches. The important thing is showing you're actively seeking employment, not necessarily that every application is for full-time work.

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Just wanted to add my experience for anyone else reading this thread! I've been on PA partial benefits for about 4 months now and it's worked exactly like everyone described. My partial credit is $152 and WBR is $507, so I can earn up to $152 without any reduction. The most important advice I can give is to be obsessive about record-keeping - I take photos of my time sheets and keep a simple Excel spreadsheet with dates worked, hours, and gross pay. This saved me when my employer initially reported my hours wrong to the state. Also, don't be afraid to take that work! The extra income on top of UC benefits has been a game-changer while I'm looking for full-time employment. The system really does work smoothly when you follow the rules correctly. One last tip - if you ever have questions, don't hesitate to call UC even if the wait times are long. I've called twice with specific questions and both times the representatives were helpful and patient in explaining how everything works.

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This is exactly the kind of detailed, practical advice I was hoping to find! Your point about taking photos of timesheets is brilliant - I never would have thought of that but it makes perfect sense as backup documentation. And you're so right about not being afraid to take the work - I was getting so caught up in the fear of making mistakes that I was missing out on income I really need. The fact that you've been doing this successfully for 4 months gives me a lot of confidence. I'm definitely going to set up a similar tracking system and take that part-time opportunity. Thank you for sharing your experience and for the encouragement!

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I'm new to this community but this thread has been incredibly helpful! I'm in a similar situation in PA - just got approved for UC with a $167 partial credit and $558 WBR. I was completely lost trying to understand how this all works until I found this discussion. Reading everyone's real experiences has given me so much more confidence than trying to figure it out from the official PA UC website alone. I have a potential part-time retail position that would be perfect to supplement my benefits while I search for full-time work. Based on what everyone's shared, it sounds like as long as I stay under my $167 threshold and report everything accurately when I worked (not when I got paid), I should be able to keep my full weekly benefit. I'm definitely going to start that detailed record-keeping system several of you mentioned - the notebook idea plus taking photos of timesheets seems like the smart way to protect myself. Thank you all for sharing your experiences so openly - this community is exactly what I needed to find!

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Welcome to the community! You've definitely found the right thread - I was in the exact same boat when I first started on PA UC and felt completely overwhelmed by all the rules. Your understanding is spot on - with your $167 partial credit, you can earn up to that amount weekly while keeping your full $558 benefit. That retail position sounds perfect for your situation! The record-keeping advice everyone shared here is gold - I wish I had found this kind of detailed guidance when I was starting out. You're going to do great with this system once you get into the routine. Don't hesitate to ask if you run into any specific questions along the way - this community has been super helpful for navigating all the little details that come up!

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I just want to echo what everyone else has said - you've got the right understanding of how PA partial benefits work! I went through this exact same confusion when I first started on UC. Your $145 partial credit means you can earn up to that amount weekly without any reduction to your $483 benefit. I've been working part-time for about 8 weeks now and it's been a lifesaver financially. The key things that have worked for me: always report earnings for the week you actually worked (even if you don't get paid until later), keep meticulous records of your hours and pay, and don't overthink it too much. The system is actually pretty straightforward once you get used to it. Take that work opportunity if you need it - just follow the reporting guidelines everyone outlined here and you'll be fine. The combination of part-time work income plus your full UC benefits can really help while you're searching for something full-time. Good luck!

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This thread has been absolutely invaluable! I'm just starting my UC journey in PA and was completely intimidated by the partial benefits system. Seeing so many people successfully navigate this for months gives me hope that I can figure it out too. Your point about not overthinking it really resonates - I was getting so paralyzed by fear of making mistakes that I was considering not working at all. But reading everyone's experiences shows that as long as you're honest and keep good records, the system actually works pretty well. I'm going to take that part-time opportunity and start building my own tracking system based on all the great advice shared here. Thank you for taking the time to share your experience!

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The Boss

This has been such an amazing thread to read through! I'm also dealing with PA UC partial benefits and was completely confused until I found this discussion. My situation is almost identical - I have a $138 partial credit and $459 WBR, and I've been offered some freelance bookkeeping work that would fit perfectly under my threshold. What really stands out to me from everyone's experiences is how important the record-keeping piece is. I'm definitely going to implement that notebook + photo system that several people mentioned. One thing I'm curious about - has anyone dealt with clients who pay irregularly? Like if I do work in Week 1 but the client doesn't pay me until Week 3, I know I report it for Week 1, but do I need to follow up if there are payment delays to make sure my records stay accurate? The peace of mind everyone's shared about the system working smoothly when you follow the rules correctly has really helped calm my nerves about accepting this work opportunity!

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Great question about irregular client payments! I've dealt with this exact situation doing freelance work while on partial UC. You're absolutely right - you report the earnings for the week you actually performed the work, regardless of when payment comes. For tracking purposes, I keep two columns in my spreadsheet: "Work Performed" date and "Payment Received" date. This way I can easily show UC that I reported correctly for the work week, even if payment was delayed. If a client is consistently late paying, it doesn't affect your UC reporting at all - you just need to make sure you have documentation of when the work was actually done (contracts, emails, invoices, etc.). The key is being able to prove the timing if UC ever asks. Your bookkeeping background will probably make you naturally good at this kind of detailed record-keeping! That work sounds like a perfect fit for staying under your $138 threshold while adding some income to your benefits.

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This thread has been incredibly helpful! I'm also navigating PA partial benefits for the first time and was feeling completely overwhelmed by all the rules and potential pitfalls. Reading through everyone's real-world experiences has been so much more valuable than trying to decode the official PA UC documentation. I love how this community shares practical tips like the notebook tracking system, taking photos of timesheets, and being meticulous about reporting earnings for the week work was performed rather than when paid. It's clear that the key to success is honest reporting and detailed record-keeping. For anyone else reading this who might be hesitant like I was - it seems like the system really does work smoothly when you follow the guidelines correctly. The horror stories we hear are usually from people who don't report earnings properly, not from folks who are trying to do everything right. I'm feeling much more confident about accepting part-time work now while continuing my full-time job search. Thanks to everyone who shared their experiences - this is exactly the kind of community support that makes all the difference!

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