Can I accept 1099 work while on PA UC and still file a new claim when benefit year expires?
I'm currently on PA unemployment from being laid off last August, and my benefit year ends June 15, 2025. I was laid off AGAIN in February (different company), and PA UC told me that when my current benefit year expires, I could file a new claim based on the February layoff for another 26 weeks if I'm still unemployed. Here's my dilemma - I just got offered some contract work (1099) with completely unpredictable income. Some weeks I might make nothing, other weeks could be decent money. The UC rep I finally reached after 43 calls said I can keep claiming weekly benefits on my current claim and just report any 1099 earnings for those specific weeks. BUT - and this is what's freaking me out - they said if I take this 1099 position now, when I try to file that new claim in June, I'd have to report the 1099 work and an 'examiner would review my case to determine eligibility.' They wouldn't give me a straight answer on whether I'd be approved or denied! I'm seriously stressing about whether to accept this 1099 work. The income isn't guaranteed AT ALL, but I'm scared it could mess up my ability to file that new claim in June when my current benefit year ends. Has anyone dealt with this 1099/new claim situation? What would you do?
16 comments


StarGazer101
This is actually a common situation with PA UC. Here's what you need to understand: When your benefit year ends and you file a new claim, they look at whether you've earned at least 6x your weekly benefit amount in covered employment (W-2 work, not 1099) since your last claim started. If not, they'll likely deny the new claim. But, since your February layoff was from W-2 employment, that should already satisfy the requirement IF you earned enough during that job. The 1099 work shouldn't disqualify you from a new claim based on that February W-2 work. When you file the new claim, be very clear that you're filing based on the February W-2 employment loss, not your 1099 work. The examiner needs to understand you're filing based on that W-2 job loss.
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Yara Nassar
•Thanks for explaining this! I did work at that W-2 job from October 2024 until February 2025, so about 4 months. Do you think that's enough time to qualify for the new claim? My weekly benefit amount now is $469, so 6x that would be around $2,800. I definitely earned more than that at the job I lost in February.
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Keisha Jackson
DONT DO IT!!!! I was in almost the exact situation last year and it was a NIGHTMARE!!!! I had a regular claim, took 1099 work thinking I could just report earnings, and then when my benifit year ended they DENIED my new claim saying I was "self-employed" and not eligable!!! Took me THREE MONTHS of appeals and hearings to finally get it sorted out. The PA UC system is BROKEN and they will use ANY excuse to deny claims!!
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Paolo Romano
•damn that sounds awful! did u ever get ur money in the end?
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Keisha Jackson
•Yeah but only after I hired an attorney who specializes in unemployment cases. Cost me $700 but I got all my backpay eventually. The system is designed to wear people down so they give up! SO FRUSTRATING!
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Amina Diop
this happened 2 me last year but opposite... i turned DOWN the 1099 work cuz i was afraid of losing benefits but then my claim year ended and i had no job offers at all. wish i had taken the contract work when i had the chance! so maybe theres risk either way
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Yara Nassar
•That's exactly what I'm worried about - making the wrong choice either way. If I turn this down and then can't get a new claim anyway for some reason, I'll be kicking myself for not taking the work when I had it.
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Oliver Schmidt
Taking 1099 work while on UC is totally fine as long as you report your earnings each week. For your new claim question, what matters is if you had enough W-2 earnings in your base year for the new claim (which would be Jan-Dec 2024 if you file in June 2025). You mentioned being laid off from a W-2 job in February 2025, which unfortunately falls outside that base period. Did you have other W-2 work during 2024 that would qualify? Regardless, the 1099 work itself won't automatically disqualify you. What matters is if you're still able and available for full-time work while doing the 1099 gigs. If it's something you can adjust or quit if a full-time job comes along, you should be okay.
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Yara Nassar
•Yes, I worked full-time W-2 jobs throughout 2024 (up until my February 2025 layoff). I had my first layoff in August 2024 but found another W-2 job in October 2024, which is the one I got laid off from in February 2025. So it sounds like I should have enough W-2 earnings in the base period. And yes, the 1099 work is very flexible - I can literally choose when I work, so I could definitely quit or adjust if I found a new full-time job.
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Natasha Volkov
If you're having trouble reaching someone at unemployment to get a clear answer, I had a similar situation and used a service called Claimyr to get through to an actual PA UC rep almost immediately. The rep gave me specific answers about my situation that made my decision much easier. Check out their demo video (https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2) and website at claimyr.com - it saved me days of frustration trying to get clear answers about my 1099 work while on unemployment.
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Paolo Romano
•does this really work? i've been trying to call PA UC for 2 weeks straight!!
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Natasha Volkov
•Yes, I was connected to a PA UC agent in about 15 minutes after weeks of getting nothing but busy signals. They can't do anything special with your claim, but just getting through to ask specific questions about your situation makes it worth it.
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Javier Torres
Not to confuse things but don't u need to look for full time work while ur on UC anyway? So u should probably be applying for jobs regardless. The 1099 might help u in meantime. Just report any $ u make each week. That's what I do with my side gig.
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Yara Nassar
•You're right - I am still applying for jobs every week and documenting my work search activities. The 1099 work would definitely help with income while I'm looking. I'm just paranoid about anything that might mess up that new claim in June since I really might need it.
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StarGazer101
I think you have enough information now to make a decision. Based on what you've shared about your work history: 1. You have sufficient W-2 earnings in your base period (Jan-Dec 2024) 2. You were laid off from W-2 employment in February 2025 3. The 1099 work is flexible and you can still search for full-time work Taking the 1099 position shouldn't negatively impact your ability to file a new claim in June. Just make sure you: - Report all earnings accurately each week - Continue your work search activities and documentation - Keep records of everything related to both your W-2 layoff and 1099 work - When filing your new claim, clearly indicate you're filing based on your February 2025 W-2 job separation If you run into problems with the new claim, request a determination interview where you can explain your situation in detail.
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Yara Nassar
•Thank you so much for this detailed advice! I think I'm going to accept the 1099 position and make sure I document EVERYTHING carefully. I'll definitely make it clear when filing my new claim that it's based on that February W-2 layoff. This makes me feel much more confident about moving forward.
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