NY unemployment wants me to accept job paying way below my previous salary - can I refuse?
So I've been on NY unemployment for about 6 weeks now, and my counselor at DOL just contacted me about a job opportunity they found. The problem? It pays literally HALF of what I was making at my previous position ($42,000 vs my previous $84,000). I have over 10 years experience in my field and a specialized certification. Can they really force me to take such a massive pay cut? Will my benefits get cut off if I refuse this job offer? Anyone dealt with this before?
38 comments


Emma Davis
they CANT make u take any job but after 13 weeks u have to start looking at jobs that pay less than what u were making before. i think the rule is like 80% of previous salary for first 13 weeks then after that u gotta consider jobs paying less
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Javier Hernandez
•Thanks, I didn't know about the 13 week rule. So I should be able to decline this without losing benefits since I'm only at week 6?
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LunarLegend
According to NY unemployment rules, during the first 13 weeks of your claim, you can limit your job search to positions that pay at least 80% of your previous wages. After 13 weeks, you're expected to consider positions that pay at least 70% of your previous wages. Since you're only at 6 weeks and the offered position pays only 50% of your previous salary, you should be able to decline without it affecting your benefits. However, make sure to document everything - the offer, your reason for declining (salary significantly below threshold), and continue your regular job search activities.
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Javier Hernandez
•This is incredibly helpful, thank you! I'll document everything carefully and keep up with my job search requirements.
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Malik Jackson
•Is this actually a real rule?? My friend got his benefits cut off for turning down a job offer last month and he was only like 9 weeks in!!!
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Isabella Oliveira
They can't force you to take a job that pays substantially less than your previous employment during the first 13 weeks. Document everything! When the DOL counselor contacts you about this job, politely explain that you're declining due to the substantial pay difference (cite the 80% rule). Also make sure you're keeping detailed records of all your job search activities - at least 3 job contacts per week. The DOL might scrutinize your claim more closely after you decline their suggestion.
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Ravi Patel
•When I declined a job suggestion, they made me come in for an in-person interview about my job search efforts. SUCH a headache - waited for 2 hours and the system was down so I had to come back another day! Took me 7 calls to even get through to someone to reschedule. Finally used Claimyr.com to reach an agent quickly. They have this video showing how it works: https://youtu.be/Rdqa1gKtxuE - saved me from having to redial all day.
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Freya Andersen
I got SCREWED with this exact situation in 2025!!! They found me a job making $15/hr when I use to make $30/hr and I thought I could say no but they cut my benefits anyway!!!! Appealed and everything but still DENIED. Something about I didn't "properly document" my reason for refusal. The whole system is RIGGED against us!!!
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LunarLegend
•That shouldn't have happened if you were within the first 13 weeks. Did you formally document your reason for declining and continue making your required job contacts every week? Sometimes the determination notices have errors - you might have grounds for another appeal if this was clearly within your first 13 weeks.
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Freya Andersen
•I told the counselor over the phone but didn't put anything in writing, maybe that was my mistake. Too late now, already took a crappy job just to pay rent. System is broken!!
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Omar Zaki
When they sent me to a job interview that paid way less, I just went to the interview but did terrible on purpose lol. That way you're still "looking for work" but the employer won't want to hire you. Then your unemployment stays safe. Just my 2 cents.
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LunarLegend
•I would strongly advise against this strategy. If the DOL discovers you intentionally performed poorly in interviews, it could be considered fraud and result in disqualification from benefits, potential overpayment determinations, and possibly even penalties. It's much better to formally decline with a valid reason related to the suitable work provisions.
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Omar Zaki
•oh wow didnt know that. thx for the heads up
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Isabella Oliveira
Another important point: make sure you understand the difference between a formal job REFERRAL and just a job SUGGESTION. If your counselor is formally referring you to a position (usually involves paperwork), then different rules apply compared to if they're just suggesting you look into something. If it's a formal referral, you need to respond according to DOL guidelines. If it's just a suggestion, thank them for the information but explain it's not suitable given the substantial pay difference from your previous employment.
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Javier Hernandez
•This is a good point - she sent me an email with the job listing and asked me to "consider applying" so I think it's just a suggestion and not a formal referral. I'll double check when I talk to her next.
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Malik Jackson
not totally related but make sure ur actually meeting all requirements for job searching every week!! they're getting super strict in 2025. my cousin got audited and had to pay back 3 weeks of benefits cuz he couldn't prove he applied to enough jobs
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Javier Hernandez
•Thanks for the warning. I've been keeping detailed records of everything - screenshots of applications, confirmation emails, follow-up correspondence, etc. Better safe than sorry!
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LunarLegend
One additional recommendation: since you mentioned having specialized certification and 10+ years of experience, you might want to update your work search plan with DOL. You can request to have your work search plan modified to specifically target positions that utilize your specialized skills and experience, which would generally be at a higher pay scale. You can submit this request through your online account or discuss it with your counselor. Having this formal documentation will strengthen your position if you need to decline jobs that substantially underutilize your qualifications.
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Javier Hernandez
•I didn't even know I could do this! I'll definitely update my work search plan. Do I need to use a specific form or just message my counselor through the online system?
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Emma Davis
just go to the interview and tell them ur salary requirements up front, most companies will just move on if ur out of their budget and DOL will see u went to the interview so win-win
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Isabella Oliveira
•This approach can work in some situations, but be careful - if the employer reports back that you were qualified and they would have hired you at the offered wage, it could potentially impact your benefits. It's generally better to formally decline a clearly unsuitable position with proper documentation.
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Dylan Mitchell
I went through something similar last year! The key is understanding that during your first 13 weeks, you can absolutely decline jobs that pay significantly less than your previous salary. Since you're only at 6 weeks and this job pays 50% of your previous wage, you're well within your rights to refuse. Here's what I recommend: 1) Send a written response (email is fine) to your counselor explaining you're declining due to the substantial pay difference being below the 80% threshold, 2) Keep detailed records of this communication, 3) Continue your regular job search activities and document everything. Don't let them pressure you into thinking you have to take any job they suggest. You have protections in place for exactly this situation. Stay strong and keep looking for something that matches your experience and qualifications!
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Ava Garcia
•This is really reassuring to hear from someone who's been through it! I was starting to worry they could just cut my benefits for saying no. The written response is a great idea - I'll make sure to email my counselor with a clear explanation about the pay being below the 80% threshold. Thanks for the specific steps, that makes me feel much more confident about handling this situation properly.
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Thais Soares
Just want to add that it's also worth checking if your industry has any specific protections or union guidelines that might apply. Some fields have additional safeguards against being forced to take substantially lower-paying positions. Also, if you're in a specialized field with certifications, you might want to mention that to your counselor when you decline - they should understand that your skills warrant positions closer to your previous salary range. The documentation everyone mentioned is crucial - I learned that the hard way when I had to appeal a decision a few years back. Good luck!
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Leeann Blackstein
•That's a great point about industry-specific protections! I work in tech and have a PMP certification, so I should definitely mention that when I decline. It's good to know that specialized certifications can strengthen your case for refusing positions that don't match your qualifications. I'm feeling much more confident about this whole situation now - thanks to everyone for all the helpful advice and reassurance!
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Natalie Wang
I've been through this exact situation! You're absolutely right to question this - at 6 weeks, you can definitely decline jobs paying only 50% of your previous salary. The 80% rule during your first 13 weeks is there to protect you from exactly this scenario. One thing I'd add is to be polite but firm when you respond to your counselor. Something like "Thank you for thinking of me for this opportunity. However, given that this position pays significantly below the 80% threshold of my previous wages and doesn't utilize my specialized certification and 10+ years of experience, I will need to decline and continue my search for positions more aligned with my qualifications." Also, since you mentioned having specialized certification - definitely emphasize that in your communications. The DOL should understand that your skills and experience warrant positions closer to your previous salary range, especially this early in your claim period. Keep up with your regular job search activities and document everything. You've got this!
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Aurora St.Pierre
•This is exactly the kind of professional response I was looking for! I really appreciate the specific wording you suggested - being polite but firm is definitely the way to go. I'll make sure to emphasize my PMP certification and experience level when I respond to my counselor. It's reassuring to hear from so many people who've successfully navigated this situation. I feel much more prepared now to handle this professionally while protecting my benefits. Thanks for taking the time to share your experience!
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Kirsuktow DarkBlade
I went through something very similar earlier this year! You're absolutely within your rights to decline that job offer. At only 6 weeks into your claim, the 80% rule definitely applies - they can't expect you to take a position paying just 50% of your previous salary. Here's what worked for me: I sent a brief, professional email to my counselor stating something like "Thank you for the job referral. However, I must decline as the offered salary of $42,000 represents only 50% of my previous wages, which falls well below the 80% threshold during my first 13 weeks of benefits. I will continue my active job search for positions more aligned with my qualifications and experience level." Keep copies of everything and continue documenting your job search activities. Don't let them intimidate you - these protections exist for exactly this reason. You've got specialized skills and certifications that are worth proper compensation!
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Sean O'Donnell
•This is such helpful advice! I really like the sample email language you provided - it's professional and clearly states the facts without being confrontational. The 50% vs 80% threshold makes it pretty black and white that this job offer is unreasonable for someone in their first 13 weeks. I'm definitely going to use similar wording when I respond to my counselor. It's so reassuring to hear from people who've actually been through this and came out okay. Thanks for sharing your experience!
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Fatima Al-Hashemi
I'm dealing with a similar situation right now actually! I'm at week 8 and they keep sending me job leads that are way below what I was making. One thing that's helped me is being very specific about WHY I'm declining when I respond to my counselor. Don't just say "the pay is too low" - be concrete about it. Say something like "This position at $42,000 represents only 50% of my previous salary of $84,000, which falls significantly below the 80% threshold applicable during the first 13 weeks of my claim period." Also, since you have 10+ years experience and specialized certification, make sure that's in your work search plan! I updated mine to specifically mention my certifications and it seemed to help them understand why certain positions weren't suitable matches for my background. The documentation everyone's mentioning is SO important. I keep a spreadsheet with dates, who I talked to, what was discussed, and copies of all emails. Sounds like overkill but it's saved me twice already when questions came up about my job search activities. You're definitely in the right to decline this - just make sure you do it professionally and keep those records!
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Sofía Rodríguez
•This is incredibly thorough advice! I love the idea of being super specific about the percentage when declining - that makes it much clearer that you understand the rules and aren't just being picky. The spreadsheet for documentation is brilliant too, I'm definitely going to start one today. It sounds like updating the work search plan to highlight certifications really makes a difference in how they evaluate job matches. Thanks for sharing such detailed insights from your own experience - it's so helpful to hear from someone currently going through this process!
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Riya Sharma
I'm so glad I found this thread! I'm in a very similar situation - been on unemployment for about 5 weeks now and just got contacted about a job that pays $28/hour when I was making $52/hour at my previous position. Reading everyone's responses has been incredibly helpful and reassuring. The detailed advice about being specific with percentages and keeping thorough documentation is exactly what I needed to hear. I was worried they could just cut my benefits for saying no, but it sounds like as long as you're professional about it and cite the 80% rule during the first 13 weeks, you should be protected. I'm definitely going to update my work search plan to emphasize my industry certifications and experience level like some of you suggested. It makes sense that they should be matching people with positions that actually utilize their qualifications, especially this early in the claim period. Thanks to everyone who shared their experiences - it's made me feel so much more confident about handling this situation properly!
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Aliyah Debovski
•I'm glad this thread is helping you too! Your situation sounds almost identical to what OP is dealing with - $28/hour vs $52/hour is basically the same 50% pay cut scenario. It's really reassuring to see so many people confirming that the 80% rule during the first 13 weeks is legitimate protection, not just wishful thinking. The key seems to be handling it professionally and documenting everything thoroughly. I was also worried about benefits getting cut for declining jobs, but all these real experiences from people who've been through it successfully are giving me much more confidence. Good luck with updating your work search plan - sounds like that can really make a difference in the types of opportunities they send your way!
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StarSurfer
I'm going through something very similar right now! Just hit week 7 and they suggested a position paying $35K when I was making $70K before. Reading through all these responses has been incredibly eye-opening - I had no idea about the 80% rule during the first 13 weeks. What really stands out to me from everyone's advice is how important the documentation and professional communication is. I love the specific language suggestions people have shared about citing the exact percentages and mentioning the 13-week threshold rule. One question for those who've been through this - when you update your work search plan to emphasize certifications and experience, do you do that through the online portal or do you need to call/email your counselor directly? I have an industry certification too and it sounds like that could really help with getting more appropriate job matches. Thanks to everyone for sharing their experiences - this thread is like a masterclass in how to handle this situation properly while protecting your benefits!
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Misterclamation Skyblue
•Great question about updating the work search plan! From what I've experienced, you can usually do it through the online portal - there's typically a section where you can modify your employment preferences and add details about certifications. But I'd also recommend following up with your counselor via email to make sure they see the updates, especially since it sounds like having those specialized qualifications prominently noted really helps with getting better job matches. Your $35K vs $70K situation is exactly the same 50% scenario that should be easily declined under the 80% rule at week 7. The documentation approach everyone's mentioned here has been a lifesaver - definitely start that spreadsheet now if you haven't already!
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LunarEclipse
This thread has been incredibly helpful! I'm dealing with a similar situation - at week 9 and they want me to consider a position paying $38K when I was making $75K previously. Reading everyone's experiences has given me so much confidence about declining this professionally. The advice about being specific with percentages and citing the 80% rule is spot on. I'm definitely going to use language like "This position at $38,000 represents only 51% of my previous salary, which falls well below the 80% threshold during the first 13 weeks of my claim." One thing I want to add for anyone else reading this - make sure you're also keeping records of your regular job search activities beyond just the DOL suggestions. I've been applying to 4-5 positions per week in my field and documenting everything. That way if they question your commitment to finding work after you decline their low-paying suggestions, you have solid proof you're actively searching for appropriate positions. The tip about updating your work search plan to highlight certifications is genius - I'm logging into my account right after this to make those changes. Thanks everyone for sharing such detailed, practical advice!
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Carmen Lopez
•This is such great additional advice! Your point about keeping records of regular job search activities beyond DOL suggestions is really important - it shows you're genuinely committed to finding appropriate work, not just being picky about their suggestions. The 51% calculation in your situation makes it even clearer how unreasonable these offers are during the first 13 weeks. I'm also going to start applying to 4-5 positions per week and documenting everything like you mentioned. It's smart to have that extra layer of protection showing active job searching in case they scrutinize your claim after declining their low-paying suggestions. Thanks for adding that perspective - having multiple forms of documentation sounds like the best way to protect yourself while standing firm on reasonable salary expectations!
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Jamal Brown
I'm in week 4 of my claim and just got a similar suggestion from my counselor - they want me to look at a position paying $45K when I was making $90K before (literally 50% like your situation!). Reading through all these responses has been incredibly reassuring that I can decline this without losing my benefits. What I'm taking away from everyone's advice: 1) Be professional but firm in declining, 2) Cite the specific percentage and mention the 80% rule during first 13 weeks, 3) Document EVERYTHING, 4) Update work search plan to emphasize certifications and experience, and 5) Keep up regular job search activities to show you're genuinely looking for appropriate work. The sample email language people have shared here is perfect - being specific about percentages makes it clear you understand the rules and aren't just being unreasonable. I'm also definitely going to start that documentation spreadsheet that several people mentioned. Thanks to everyone for sharing their experiences - this thread should be required reading for anyone on NY unemployment!
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