Can I collect unemployment if I am offered a lower paying job - NYS Department of Labor rules?
My employer laid me off from my accounting position making $28/hour last month and I've been collecting unemployment benefits. Today I got a job offer for a data entry position that only pays $16/hour - that's almost half my previous salary! Do I have to accept this or can I keep collecting unemployment while I look for something closer to my previous pay rate? I don't want to mess up my claim but this job wouldn't even cover my mortgage payment. What are the NYS Department of Labor rules about refusing job offers that pay significantly less?
17 comments


Hiroshi Nakamura
You're not required to accept work that pays substantially less than your previous job during the first few weeks of your claim. NYS Department of Labor considers 'suitable work' based on your skills, experience, and prior earnings. Generally, you can refuse jobs paying less than 80% of your previous wage for the first 10 weeks, then it drops to 75% after that. Make sure to document the offer and your reason for refusing it in case they ask.
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GamerGirl99
•Thank you! So at $28/hour, I could refuse anything under about $22/hour for now? Should I report this offer to NYS Department of Labor or just keep it documented?
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Isabella Costa
wait really?? i thought you had to take any job offer or they cut off your benefits. i've been stressing about this same thing
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Hiroshi Nakamura
•No, that's a common misconception. NYS Department of Labor has specific guidelines about what constitutes 'suitable work' and it includes consideration of your previous wage level, at least initially.
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Malik Jenkins
I was in a similar situation last year and actually called NYS Department of Labor to ask about it directly. Took forever to get through though - kept getting hung up on after waiting an hour. When I finally spoke to someone, they confirmed what the first commenter said about the 80% rule. They also told me to keep applying for jobs in my field and document everything. I ended up using a service called Claimyr (claimyr.com) to get through to them faster - they have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of calling back.
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Freya Andersen
•How does that service work exactly? Do they just call for you or something?
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Malik Jenkins
•They help you get connected to an actual NYS Department of Labor agent without all the waiting and getting disconnected. Really helpful when you need to clarify stuff like this about job offers.
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Eduardo Silva
This whole system is so confusing!! I'm dealing with something similar except my offer is part-time. Do the same rules apply if they only offer you 20 hours a week when you were working full-time before?
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Hiroshi Nakamura
•Part-time offers are generally not considered suitable work if you were previously full-time, especially early in your claim period. You can refuse part-time work and continue collecting benefits while searching for full-time employment.
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Leila Haddad
The key thing is DOCUMENT EVERYTHING. Keep records of the job offer, your previous salary, and your reasons for refusing. NYS Department of Labor might ask for this information later during an audit or review of your claim.
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GamerGirl99
•What's the best way to document it? Email to myself with the details or something more formal?
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Leila Haddad
•I keep a simple spreadsheet with date, company name, position offered, salary offered, and reason for refusing. Also save any emails about the job offer.
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Zane Hernandez
Just want to add that you should also check if the job offer is in a different field than your previous work. NYS Department of Labor considers your work history and skills when determining suitable work. Since you were in accounting and this is data entry, even though there's some overlap, the significant pay cut combined with it being a step down professionally gives you strong grounds to refuse. I'd recommend continuing to apply for accounting positions and keeping detailed records of your job search efforts - this shows you're actively looking for work in your field.
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Jade O'Malley
•This is really helpful advice! I hadn't thought about the professional level aspect - going from accounting to data entry is definitely a step backwards career-wise. Should I mention this when I report the job offer, or is documenting the wage difference enough? I want to make sure I handle this properly with NYS Department of Labor.
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Connor Murphy
•@Jade O'Malley You should definitely mention both the wage difference AND the professional level difference when documenting your refusal. NYS Department of Labor looks at multiple factors - not just pay but also whether the work matches your skills, experience, and career trajectory. Since you have accounting experience, taking a basic data entry role could actually hurt your long-term career prospects and earning potential. When you document it, include both reasons: "Refused due to 43% pay reduction ($28/hr to $16/hr) and significant step down from professional accounting role to entry-level data entry position." This gives you the strongest case for refusing the offer while maintaining your benefits.
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Ingrid Larsson
I went through something very similar a few months ago when I was laid off from my marketing coordinator role at $25/hour. Got offered a retail position at $14/hour and was terrified to refuse it. After doing research and talking to NYS Department of Labor, I learned that refusing unsuitable work won't affect your benefits as long as you document everything properly. The 80% rule mentioned earlier is accurate - you can refuse jobs paying significantly less during your first 10 weeks. I kept a detailed log of all job offers, applications sent, and interviews attended. It really helped when they did a routine review of my claim later. Don't let employers or even well-meaning friends pressure you into taking something that doesn't make financial sense - the system is designed to give you reasonable time to find appropriate work. Just make sure you're actively job searching and can prove it.
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Nia Johnson
•@Ingrid Larsson This is exactly what I needed to hear! It s'so reassuring to know someone else went through this and came out okay. I ve'been losing sleep worrying about whether refusing this $16/hour offer would jeopardize my benefits. Your point about not letting people pressure you into taking something financially unsustainable really hits home - my mom keeps telling me any "job is better than no job but" she doesn t'understand that $16/hour won t'even cover my basic expenses. I m'definitely going to start keeping that detailed log you mentioned. How long did it take you to find something more appropriate in your field?
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