Lost my NY unemployment benefits - how to survive while finding work in 2025?
My NY unemployment just ran out last week and I'm honestly panicking. Been applying to jobs for 2 months straight with barely any interviews. I worked as a server at the same restaurant for 6 years before they closed down, but everywhere wants experience I don't have or pays WAY less than I need to cover rent. I've got 3 kids relying on me and my savings are almost gone. How are people surviving right now?? Anyone found decent work after food service? Or ways to get emergency assistance while job hunting? I'm willing to do ANYTHING at this point - just need to keep a roof over our heads.
30 comments
Romeo Quest
I was in your position about 4 months ago when my NY benefits expired. It's tough but there ARE options. First, immediately apply for SNAP benefits and emergency rental assistance through OTDA. Those can help bridge the gap. Second, look into rapid training programs - NY has several free ones that can get you job-ready for better-paying fields in 4-6 weeks. I did one for medical billing and had 3 job offers within a month. The pay isn't amazing but it's stable and has growth potential. Also check out workforce development centers - they often have connections with employers willing to train. Don't give up!
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Lydia Santiago
•Thank you so much for the advice! I'll apply for SNAP today. Which agency runs those rapid training programs? Is there a specific website? Medical billing actually sounds interesting.
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Val Rossi
just wana say we all going thru it right now in NY. unemployment system is broken af and they dont care about regular ppl. my cousin had same thing happen and ended up working at amazon warehouse. not great but they hire anybody with a pulse.
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Eve Freeman
•The warehouse work is tough physically (I did it for 8 months) but Amazon is currently paying $21.50/hr starting in some NY locations with benefits from day 1. Not bad for a bridge job while figuring out your next move. They're also more flexible with schedules than most places if you need to work around childcare.
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Clarissa Flair
I FEEL YOUR PAIN!!! Been there & STILL struggling after 6 months w/no benefits!!! NY unemployment system is COMPLETELY BROKEN and they don't care AT ALL about us!!! I applied for 87 jobs (YES I COUNTED) before getting even ONE interview!!! The whole system is RIGGED against regular working people!!! My advice - take ANYTHING to get some income flowing, even if it's below what you need, and keep looking for something better. At least you'll have SOME money coming in while you search. GOOD LUCK - WE'RE ALL GONNA NEED IT IN THIS ECONOMY!!!
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Caden Turner
•This is a bit dramatic. The job market is challenging but not impossible. OP - if you have serving experience, have you tried high-end restaurants? They're always looking for experienced staff and tips can be excellent. Also check hotel food service - better hours than restaurants and usually benefits.
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McKenzie Shade
One thing that saved me when I was desperate after my NY unemployment ran out was calling the NYSDOL directly to see if there were any extensions or programs I qualified for. BUT getting through on the phone is nearly impossible the normal way. I spent three days trying before a friend told me about Claimyr (claimyr.com). They connect you directly to an unemployment agent without the wait. They have a demo video here: https://youtu.be/Rdqa1gKtxuE. Within an hour of using their service, I was talking to someone who helped me access an additional training benefit I didn't know I qualified for. It bought me enough time to find a new job. Worth looking into!
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Harmony Love
•does that actually work? i been trying to reach ny unemployment for WEEKS with no luck. keep getting disconnected or put on hold forever
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McKenzie Shade
•Yeah it definitely worked for me. You still talk to the same NYSDOL agents, Claimyr just gets you through the phone system faster. The agent I reached told me about a 13-week training extension because I qualified for a program to switch industries. Not saying you'll get the same result, but at least you'll talk to someone who can check your specific options.
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Caden Turner
Here are some practical steps for immediate action: 1. Visit your local NY Career Center ASAP - they often have job listings that aren't posted elsewhere 2. Apply for emergency assistance programs (SNAP, HEAP for utilities, etc) 3. Consider temporary work agencies - they can place you quickly while you look for permanent work 4. Look into industries with current worker shortages - healthcare support, logistics, certain trades 5. If you have a vehicle, delivery gigs can provide immediate income For longer-term solutions, the NY state workforce development grants might be worth looking into - they can cover training for in-demand fields. The application process is a bit involved but worth it for free training that leads to good jobs.
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Lydia Santiago
•I didn't know about the Career Center having exclusive listings - I'll check that out tomorrow. And I do have a car so delivery might work in the short term. Thank you!
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Eve Freeman
When my unemployment ran out last month, I was in the same boat with two kids to support. I had to swallow my pride and piece together multiple streams of income. I do morning shifts at a café (6am-10am), then gig work deliveries during lunch rush, and I picked up weekend banquet server shifts at a hotel. It's exhausting but brings in about $3900/month combined. Not what I made before, but it keeps the bills paid while I continue applying for better jobs. The key is to be super organized with your time and willing to hustle in multiple places rather than waiting for one perfect job.
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Lydia Santiago
•I might have to do something similar. How did you find the banquet server position? Those usually pay pretty well with the gratuities.
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Eve Freeman
•I applied directly on hotel websites - Marriott, Hilton, etc. They're almost always hiring banquet staff because turnover is high, and with your restaurant experience, you'd be qualified. The pay is usually $18-22/hr plus share of the gratuity, which can be significant for corporate events and weddings.
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Harmony Love
have u tried the call center jobs? there hiring like crazy right now and u can work from home with most of them. my sister got hired at $19/hr just last week and they trained her online
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Lydia Santiago
•I hadn't thought about call centers! Working from home would solve my childcare issues too. Do you know which companies are hiring?
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Harmony Love
•she works for some health insurance company but just search remote call center ny on indeed theres tons of them. some require experience but alot dont they just want people who can talk nice on the phone
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Romeo Quest
Since your benefits have expired, you should also check if you qualify for the NY Self-Employment Assistance Program (SEAP). If you have any skills that could translate to freelance work or starting a small business, this program allows you to work on building that while receiving some financial support and training. It's not immediate income but could be a path forward. You mentioned food service experience - some people have had success with catering, meal prep services, or specialty food businesses started through this program.
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Val Rossi
•those programs sound nice on paper but the reality is they take forever to get approved and most people get denied. my brother tried to get into one and ended up giving up after 3 months of paperwork and getting nowhere
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Clarissa Flair
GUYS, I'M TELLING YOU THE TRUTH - THE JOB MARKET IS RIGGED!!! These companies post jobs but ALREADY KNOW who they're hiring!!! I've been on 12 interviews and NOTHING!!! They just interview us to meet their quotas!!! The whole system is BROKEN!!! Anyone else notice how they ALL use those STUPID online personality tests now??? That's how they FILTER OUT good workers they don't want to pay properly!!! NY unemployment is IN ON IT - they cut us off and force us to take POVERTY WAGES!!!
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Caden Turner
•While there are legitimate frustrations with the job market, conspiracy theories don't help anyone. OP is looking for practical solutions, not reasons to give up. Many of us have successfully found new employment after benefits expired - it takes persistence and flexibility.
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Lydia Santiago
•I've definitely noticed the personality tests! They take forever to complete and then you never hear back. So frustrating.
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Eve Freeman
One more thought - with summer approaching, see if your local parks department is hiring seasonal staff. NY state and city parks hire thousands of seasonal workers each spring, and the pay has improved significantly - many positions start at $18-20/hour now. The work is usually straightforward, the environments are pleasant, and they often prioritize parents for positions with family-friendly hours. My neighbor did this last year and they were very accommodating with her schedule as a single parent.
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Lydia Santiago
•That's a great idea I hadn't considered. Having set hours would make childcare planning easier too. I'll check the parks department website today - thank you!
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Romeo Quest
Update for you: I just checked, and NY is currently offering several free training programs specifically for people transitioning from service industry jobs as part of their economic recovery initiatives. The programs range from 4-12 weeks and include healthcare support, logistics coordination, administrative services, and IT support. Here's where to find them: visit dol.ny.gov/training-opportunities and filter by "Service Industry Transition" programs. These are fully funded and many include job placement assistance afterwards.
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Lydia Santiago
•This is incredibly helpful - thank you! I just checked out the website and there's a healthcare admin program starting next month that looks perfect. Going to apply right now. Really appreciate you taking the time to look this up for me.
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Val Rossi
anybody else notice how they make everything so complicated on purpose? like why cant they just help people who need it without making us jump thru 500 hoops? the whole system is designed to make you give up
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McKenzie Shade
•It definitely feels that way sometimes! That's why I recommend getting on the phone with an actual person who can navigate you through the options. The online systems rarely show you everything you might qualify for.
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Caden Turner
One often overlooked resource is your local library. Many NY libraries now have career counselors and job search assistance programs. They can help with resume writing, interview preparation, and often have partnerships with local employers. They also typically offer free computer access and printing services for job applications. When I was job hunting, the library career center helped me completely revamp my resume, which started getting much better responses afterward.
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Lydia Santiago
•I would never have thought of the library! There's one just a few blocks from me - I'll stop by tomorrow. Thanks for this tip.
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