Lost my NY unemployment benefits - how to survive while finding work in 2025?
My NY unemployment just ran out last week and I'm honestly panicking. Been applying to jobs for 2 months straight with barely any interviews. I worked as a server at the same restaurant for 6 years before they closed down, but everywhere wants experience I don't have or pays WAY less than I need to cover rent. I've got 3 kids relying on me and my savings are almost gone. How are people surviving right now?? Anyone found decent work after food service? Or ways to get emergency assistance while job hunting? I'm willing to do ANYTHING at this point - just need to keep a roof over our heads.
42 comments


Romeo Quest
I was in your position about 4 months ago when my NY benefits expired. It's tough but there ARE options. First, immediately apply for SNAP benefits and emergency rental assistance through OTDA. Those can help bridge the gap. Second, look into rapid training programs - NY has several free ones that can get you job-ready for better-paying fields in 4-6 weeks. I did one for medical billing and had 3 job offers within a month. The pay isn't amazing but it's stable and has growth potential. Also check out workforce development centers - they often have connections with employers willing to train. Don't give up!
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Lydia Santiago
•Thank you so much for the advice! I'll apply for SNAP today. Which agency runs those rapid training programs? Is there a specific website? Medical billing actually sounds interesting.
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Val Rossi
just wana say we all going thru it right now in NY. unemployment system is broken af and they dont care about regular ppl. my cousin had same thing happen and ended up working at amazon warehouse. not great but they hire anybody with a pulse.
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Eve Freeman
•The warehouse work is tough physically (I did it for 8 months) but Amazon is currently paying $21.50/hr starting in some NY locations with benefits from day 1. Not bad for a bridge job while figuring out your next move. They're also more flexible with schedules than most places if you need to work around childcare.
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Clarissa Flair
I FEEL YOUR PAIN!!! Been there & STILL struggling after 6 months w/no benefits!!! NY unemployment system is COMPLETELY BROKEN and they don't care AT ALL about us!!! I applied for 87 jobs (YES I COUNTED) before getting even ONE interview!!! The whole system is RIGGED against regular working people!!! My advice - take ANYTHING to get some income flowing, even if it's below what you need, and keep looking for something better. At least you'll have SOME money coming in while you search. GOOD LUCK - WE'RE ALL GONNA NEED IT IN THIS ECONOMY!!!
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Caden Turner
•This is a bit dramatic. The job market is challenging but not impossible. OP - if you have serving experience, have you tried high-end restaurants? They're always looking for experienced staff and tips can be excellent. Also check hotel food service - better hours than restaurants and usually benefits.
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McKenzie Shade
One thing that saved me when I was desperate after my NY unemployment ran out was calling the NYSDOL directly to see if there were any extensions or programs I qualified for. BUT getting through on the phone is nearly impossible the normal way. I spent three days trying before a friend told me about Claimyr (claimyr.com). They connect you directly to an unemployment agent without the wait. They have a demo video here: https://youtu.be/Rdqa1gKtxuE. Within an hour of using their service, I was talking to someone who helped me access an additional training benefit I didn't know I qualified for. It bought me enough time to find a new job. Worth looking into!
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Harmony Love
•does that actually work? i been trying to reach ny unemployment for WEEKS with no luck. keep getting disconnected or put on hold forever
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McKenzie Shade
•Yeah it definitely worked for me. You still talk to the same NYSDOL agents, Claimyr just gets you through the phone system faster. The agent I reached told me about a 13-week training extension because I qualified for a program to switch industries. Not saying you'll get the same result, but at least you'll talk to someone who can check your specific options.
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Caden Turner
Here are some practical steps for immediate action: 1. Visit your local NY Career Center ASAP - they often have job listings that aren't posted elsewhere 2. Apply for emergency assistance programs (SNAP, HEAP for utilities, etc) 3. Consider temporary work agencies - they can place you quickly while you look for permanent work 4. Look into industries with current worker shortages - healthcare support, logistics, certain trades 5. If you have a vehicle, delivery gigs can provide immediate income For longer-term solutions, the NY state workforce development grants might be worth looking into - they can cover training for in-demand fields. The application process is a bit involved but worth it for free training that leads to good jobs.
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Lydia Santiago
•I didn't know about the Career Center having exclusive listings - I'll check that out tomorrow. And I do have a car so delivery might work in the short term. Thank you!
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Eve Freeman
When my unemployment ran out last month, I was in the same boat with two kids to support. I had to swallow my pride and piece together multiple streams of income. I do morning shifts at a café (6am-10am), then gig work deliveries during lunch rush, and I picked up weekend banquet server shifts at a hotel. It's exhausting but brings in about $3900/month combined. Not what I made before, but it keeps the bills paid while I continue applying for better jobs. The key is to be super organized with your time and willing to hustle in multiple places rather than waiting for one perfect job.
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Lydia Santiago
•I might have to do something similar. How did you find the banquet server position? Those usually pay pretty well with the gratuities.
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Eve Freeman
•I applied directly on hotel websites - Marriott, Hilton, etc. They're almost always hiring banquet staff because turnover is high, and with your restaurant experience, you'd be qualified. The pay is usually $18-22/hr plus share of the gratuity, which can be significant for corporate events and weddings.
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Harmony Love
have u tried the call center jobs? there hiring like crazy right now and u can work from home with most of them. my sister got hired at $19/hr just last week and they trained her online
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Lydia Santiago
•I hadn't thought about call centers! Working from home would solve my childcare issues too. Do you know which companies are hiring?
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Harmony Love
•she works for some health insurance company but just search remote call center ny on indeed theres tons of them. some require experience but alot dont they just want people who can talk nice on the phone
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Romeo Quest
Since your benefits have expired, you should also check if you qualify for the NY Self-Employment Assistance Program (SEAP). If you have any skills that could translate to freelance work or starting a small business, this program allows you to work on building that while receiving some financial support and training. It's not immediate income but could be a path forward. You mentioned food service experience - some people have had success with catering, meal prep services, or specialty food businesses started through this program.
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Val Rossi
•those programs sound nice on paper but the reality is they take forever to get approved and most people get denied. my brother tried to get into one and ended up giving up after 3 months of paperwork and getting nowhere
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Clarissa Flair
GUYS, I'M TELLING YOU THE TRUTH - THE JOB MARKET IS RIGGED!!! These companies post jobs but ALREADY KNOW who they're hiring!!! I've been on 12 interviews and NOTHING!!! They just interview us to meet their quotas!!! The whole system is BROKEN!!! Anyone else notice how they ALL use those STUPID online personality tests now??? That's how they FILTER OUT good workers they don't want to pay properly!!! NY unemployment is IN ON IT - they cut us off and force us to take POVERTY WAGES!!!
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Caden Turner
•While there are legitimate frustrations with the job market, conspiracy theories don't help anyone. OP is looking for practical solutions, not reasons to give up. Many of us have successfully found new employment after benefits expired - it takes persistence and flexibility.
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Lydia Santiago
•I've definitely noticed the personality tests! They take forever to complete and then you never hear back. So frustrating.
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Eve Freeman
One more thought - with summer approaching, see if your local parks department is hiring seasonal staff. NY state and city parks hire thousands of seasonal workers each spring, and the pay has improved significantly - many positions start at $18-20/hour now. The work is usually straightforward, the environments are pleasant, and they often prioritize parents for positions with family-friendly hours. My neighbor did this last year and they were very accommodating with her schedule as a single parent.
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Lydia Santiago
•That's a great idea I hadn't considered. Having set hours would make childcare planning easier too. I'll check the parks department website today - thank you!
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Romeo Quest
Update for you: I just checked, and NY is currently offering several free training programs specifically for people transitioning from service industry jobs as part of their economic recovery initiatives. The programs range from 4-12 weeks and include healthcare support, logistics coordination, administrative services, and IT support. Here's where to find them: visit dol.ny.gov/training-opportunities and filter by "Service Industry Transition" programs. These are fully funded and many include job placement assistance afterwards.
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Lydia Santiago
•This is incredibly helpful - thank you! I just checked out the website and there's a healthcare admin program starting next month that looks perfect. Going to apply right now. Really appreciate you taking the time to look this up for me.
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Val Rossi
anybody else notice how they make everything so complicated on purpose? like why cant they just help people who need it without making us jump thru 500 hoops? the whole system is designed to make you give up
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McKenzie Shade
•It definitely feels that way sometimes! That's why I recommend getting on the phone with an actual person who can navigate you through the options. The online systems rarely show you everything you might qualify for.
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Caden Turner
One often overlooked resource is your local library. Many NY libraries now have career counselors and job search assistance programs. They can help with resume writing, interview preparation, and often have partnerships with local employers. They also typically offer free computer access and printing services for job applications. When I was job hunting, the library career center helped me completely revamp my resume, which started getting much better responses afterward.
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Lydia Santiago
•I would never have thought of the library! There's one just a few blocks from me - I'll stop by tomorrow. Thanks for this tip.
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JacksonHarris
I'm so sorry you're going through this - I can't imagine how stressful it must be with three kids depending on you. I've been following this thread and wanted to add a few immediate resources that might help. First, if you haven't already, call 211 (dial 2-1-1) for emergency assistance programs in your area - they can connect you to local food banks, rent assistance, and utility help programs that can buy you some breathing room. Also, check if your kids qualify for free school meals if they don't already have them. For quick income, I'd second the delivery app suggestion - DoorDash, Uber Eats, and Instacart are all hiring in most NY areas and you can start earning within a few days of approval. The pay varies but it's immediate cash flow. Hang in there - from reading all these responses, it's clear there are paths forward, even if it feels overwhelming right now.
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Anderson Prospero
•Thank you so much for all these resources - I'm writing everything down! I already called 211 and they connected me with a local food bank that can help this week. Also just signed up for DoorDash and should be approved by tomorrow. It's overwhelming but in a good way to see so many options I didn't know existed. Really appreciate everyone taking the time to help a stranger out.
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Ellie Kim
I went through something similar about 8 months ago when my benefits ran out. The key thing that helped me was thinking of it as a multi-pronged approach rather than searching for just one perfect job. I ended up doing a combination of things: signed up for a temp agency that got me immediate work (even if it was just a few days a week), started doing grocery delivery through Instacart on weekends, and applied for every training program I could find. The temp work led to a permanent position after about 6 weeks. It wasn't my dream job, but it was stable income with benefits. Don't underestimate temp agencies - a lot of companies use them to test out workers before hiring them full-time. Also, with your restaurant experience, you might want to look into corporate cafeterias or hospital food service - they often pay better than regular restaurants and have more predictable hours. You've got this - it's just about surviving the gap until something better comes along.
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Carter Holmes
•This is such solid advice about the multi-pronged approach! I've been so focused on finding one "perfect" replacement job that I hadn't really considered combining multiple income streams. The temp agency idea especially makes sense - even if it's not permanent right away, at least I'd have some money coming in while I keep looking. Do you remember which temp agencies you used? And the corporate cafeteria suggestion is brilliant - I never thought about hospitals or office buildings needing food service staff. That could actually be more stable than restaurant work. Thank you for sharing your experience - it gives me hope that there's light at the end of this tunnel!
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Chloe Anderson
•I used Adecco and Kelly Services - both were pretty good about finding placements quickly. Adecco especially had a lot of administrative and light industrial positions that paid decent ($16-19/hr). For the corporate cafeteria jobs, try searching "food service" on the career pages of major companies in your area - banks, insurance companies, big office complexes usually contract out their cafeterias. Also check with hospital systems directly - they're always hiring for their cafeterias and the hours are usually more family-friendly than restaurants. One thing I learned is that these jobs often have better benefits than you'd expect because they're technically employed by the hospital or corporation, not just a food service company. Keep us posted on how things go!
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Omar Hassan
I'm in a similar situation - my benefits expired 3 weeks ago and it's terrifying. Reading through all these responses is actually giving me some hope though! I had no idea about half of these resources. One thing I wanted to add that helped me this week: I reached out to local churches and community centers even though I'm not particularly religious. A lot of them have emergency assistance programs or know about local resources that aren't well advertised. The Methodist church near me connected me with a program that helps with utility bills, and the community center had info about a job fair specifically for people transitioning out of unemployment. Also, don't be afraid to tell people you know that you're looking - I was embarrassed at first, but when I finally swallowed my pride and posted on Facebook, three different people reached out with job leads. One of them might actually turn into something. We're all in this together and there's no shame in needing help. Sending you strength!
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Zoe Stavros
•This is so encouraging to read - thank you for sharing! You're absolutely right about reaching out to local organizations. I've been so focused on official government programs that I didn't think about churches and community centers. There's a community center about 10 minutes from me that I'll check out this week. And you're so right about telling people - I've been keeping this struggle to myself out of pride, but maybe it's time to let my network know I'm looking. The Facebook idea is smart too. It's amazing how this thread has shown me there are so many resources and people willing to help that I never knew existed. Thanks for the reminder that we don't have to do this alone. Hope your job lead works out!
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Anastasia Romanov
I just want to echo what everyone else is saying - you're not alone in this struggle! I've been there and it's absolutely terrifying, but there really are more options than it seems at first. One thing that worked for me was checking with local unions - even if you're not a member, some have job placement services or know about employers who are actively hiring. The hotel workers union in my area had connections that helped me get into banquet work pretty quickly. Also, if you have any certifications from your restaurant work (like food safety or alcohol service), make sure to highlight those - they transfer to a lot of different industries like grocery stores, event venues, even some retail positions. I'm rooting for you and your family - based on all the great advice in this thread, it sounds like you have a solid action plan forming. Take it one step at a time and don't be afraid to take that first temporary job while you keep looking for something better. You've got this!
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Olivia Garcia
•Thank you so much for mentioning the union job placement services - I never would have thought of that! I do have my food safety certification and alcohol service license from my restaurant days, so I'll definitely make sure to highlight those. It's incredible how many different angles people have shared for finding work. I'm feeling more hopeful than I have in weeks just from reading everyone's experiences and advice. Going to start making calls tomorrow morning and tackle this systematically instead of feeling so overwhelmed. Really appreciate you taking the time to encourage a complete stranger - it means more than you know!
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Collins Angel
I'm jumping in here because I just went through this exact same situation 2 months ago - NY benefits expired, three kids, former restaurant worker, the whole thing. It's absolutely terrifying but you WILL get through this. Here's what actually worked for me: I applied for emergency SNAP and HEAP the same day my benefits ended (don't wait - the approval process takes time). Then I hit up every single temp agency in my area in one day - brought copies of my resume and was working within 48 hours doing warehouse shifts. Not glamorous but it kept food on the table. The game changer was when I found out about NY's Rapid Response services - they're specifically for people who've exhausted unemployment. They connected me with a 6-week customer service training program that was completely free and included job placement help. I'm now working full-time at a credit union making $22/hour with full benefits. The key is to take ANY income while you build toward something better. Also, hit up local food pantries immediately - there's no shame in feeding your kids. You're a good parent doing whatever it takes. This community has given you amazing advice - now just pick 2-3 things and start tomorrow. You've got this!
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Aaliyah Reed
•This is exactly what I needed to hear right now - thank you for sharing your success story! It gives me so much hope to know someone in my exact situation made it through and is now doing well. I'm definitely going to look into the Rapid Response services tomorrow - I had no idea that even existed. The credit union job sounds perfect, especially with benefits. I really appreciate you mentioning the food pantries without judgment too. I've been hesitant about that but you're right - feeding my kids is what matters most. Your timeline of getting temp work within 48 hours is encouraging - I thought it would take much longer. Going to follow your advice and pick a few concrete actions to start with tomorrow instead of trying to do everything at once. Thank you for proving that there really is light at the end of this tunnel!
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Faith Kingston
I'm reading through all these responses and just wanted to add something that helped me when I was in a similar situation last year - don't overlook your local Workforce1 Career Centers. They have services specifically for parents like emergency childcare assistance while you're job hunting or in interviews, which was a huge help for me. They also have partnerships with employers who understand that people coming off unemployment need flexible start dates and are willing to work with your situation. The center near me had a "rapid hire" event every Friday where local employers would do on-the-spot interviews for immediate openings. I know it feels impossible right now, but you're clearly a hard worker (6 years at the same restaurant shows loyalty and reliability) and employers need people like that. Also, with all your restaurant experience, don't forget about catering companies - they often pay better than restaurants and the work can be more predictable. Some even offer benefits if you work a certain number of events per month. Keep pushing forward - from everything I'm reading here, you're building a solid plan and you're going to make it through this!
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