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yep its real! i got mine back in january. just call the number on the back to activate it. the whole thing is weird cuz nowhere on the envelope does it say its unemployment benefits lol
To answer your original question - yes, you can transfer the funds to your regular bank account after activation. Log into the Wisely account online (instructions come with the card) and look for the transfer option. It usually takes 1-2 business days for the transfer to complete. Just be aware there's a daily transfer limit of $2,500.
@confused_commenter - If you turn off federal withholding, you'll still owe those taxes when you file your federal tax return next year. The difference is whether you pay a little each week (withholding) or all at once at tax time. The total tax amount remains the same. Only the NY state portion is being waived for 2025.
Update: I just changed my withholding preferences to only withhold federal taxes, not state. Thanks everyone for explaining! My payment should be a little higher now without the state portion being taken out. I'll leave the federal withholding on so I don't get hit with a big tax bill next year.
Just wanted to follow up - did you try contacting your state rep or getting through on the phone? Any progress?
I tried calling for THREE DAYS at 7:59am exactly and couldn't get through. Finally used that Claimyr service you mentioned and got connected to an agent in about 20 minutes! They told me my claim had a "pending employer verification" flag because my former employer hadn't responded to their inquiry. The agent sent an urgent follow-up request and told me it should be resolved within 7-10 business days. At least now I know what's happening! Thanks for the suggestion!
That's great progress! The "pending employer verification" issue is quite common, especially with larger companies that have centralized HR departments. Now that the agent has flagged it for urgent follow-up, the system will move your claim forward even if your employer doesn't respond within the new timeframe (they're only required to make two good-faith attempts to contact the employer). Make sure you keep certifying weekly while you wait. And just a tip - take notes of any conversations with NYSDOL including the agent's ID number if they provided one. This helps if you need to reference the conversation in any future communications.
When I had trouble with my claim I just gave up and got a job at Walmart lol. Not worth the headache dealing with government bureaucracy. Good luck tho!
I'm going to try a combination approach based on all this helpful advice. I'll submit the forms mentioned (TC-403.1 and UI-AT25), mail a physical letter with documentation, try calling the direct appeals line, and if all else fails, reach out to my state assembly person. I'll update once I get some results! Thanks everyone for the suggestions.
UPDATE: I finally got through!!! Used that Claimyr service someone mentioned above and it actually worked. Had to wait about 30 mins but that's way better than the 2+ hours I was waiting before (and then getting disconnected). The agent fixed my pending payment issue - turns out there was a "verification flag" on my account that needed to be removed. Payment should process in 2-3 business days! Thanks everyone for your help!
Nice! Glad you got it resolved. What exactly was the verification flag for? I'm worried I might have the same issue.
I'm so frustrated with NY unemployment right now. I have 2 payments that they're holding and I don't know what to do anymore. Last Monday I completed the ID.me verification process that DOL asked for through the 'update my personal info' section. Today I FINALLY got through to someone on the phone (after trying for days), and they told me they have NO RECORD of my ID.me verification! How is that even possible? The agent said I'd have to call back AGAIN to have them release the payments once they can see the verification. That probably means another 2 weeks of waiting and calling non-stop. Has anyone else had this problem with ID.me verification not showing up in their system? I don't understand how they can ask me to verify, I do it right away, and then they claim they never received it. This is ridiculous!
I had the same pending status for almost 4 weeks. Called like 50 times and could never get through. Finally used that Claimyr service someone mentioned above, got through to an agent in about 20 minutes. Turns out there was a simple verification issue they needed to clear up. Claim was approved the next day and got all my backpay at once. Best $20 I ever spent honestly. The regular phone system is completely useless.
UPDATE: Just wanted to let everyone know my claim finally moved from pending to approved this morning! Exactly 25 days after filing. No intervention needed - it just eventually processed on its own. Thanks for all the advice and reassurance that this was normal. All the back payments were deposited at once like some of you mentioned. Such a relief!
has anyone noticed the site gets worse around the beginign of the month? i swear this is when it always has problems. probably cuz everyone's trying to certify at once for rent money
For anyone still experiencing issues, the NYSDOL has acknowledged the technical difficulties on their official channels. They've stated: 1. No one will be penalized for missing certification deadlines due to today's system issues 2. The main issue has been identified and partially resolved (database connection problems) 3. They recommend using the mobile app instead of the website if possible 4. If you receive error codes, document them and the time of your attempt If you absolutely need to certify today and cannot access the system, calling the Telephone Claims Center is an option, though wait times may be long. For fastest service, try calling right when they open (8:00 AM) tomorrow.
Thank you so much for this information! I did manage to get in and certify about 30 minutes ago, but this is really helpful for others. Where did you see this official announcement? I couldn't find anything on their website.
It was posted on their official Twitter account (@NYSLabor) and on the NY.gov service status page. They don't always update the main unemployment website with these announcements, which is part of the communication problem.
I HATE these scammers!! My brother almost fell for a similar scam last month - they told him he qualified for some special 'job training fund' that required his banking info to 'deposit the benefit.' He was desperate and almost sent them everything before I stopped him. The unemployment system is ALREADY confusing enough without these vultures making it worse. And of course when you call the actual unemployment office to verify, you can never get through!!
Update: I finally got through to a representative at NYSDOL this morning. They confirmed this is absolutely a scam - there is no tourism recovery program connected to unemployment benefits. They placed a note on my account about the phishing attempt and suggested I monitor my credit report for the next few months just as a precaution. Thanks everyone for your help!
Ava Hernandez
Has anyone had any success with the mobile app? I heard they released a new NY unemployment app in February but haven't tried it myself.
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Mia Rodriguez
•The mobile app is primarily for weekly certifications, not for filing new claims. They announced it would handle new claims "in a future update," but that functionality hasn't been released yet. For now, it's only useful once you already have an established claim.
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Noah Lee
UPDATE: I finally got through! For anyone else struggling with this, here's what worked: I used the Chrome incognito mode suggestion at 6:30am, but the key thing was using my phone's cellular data instead of my home wifi. Somehow that combination let me complete the entire application without any errors. Now I'm just hoping it actually processes correctly. Thank you everyone for your help and suggestions! This community is amazing.
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Elijah Jackson
•Great news! The cellular data solution is interesting - it suggests the issue might be related to IP address flagging. I'll add this to the list of workarounds. Thanks for coming back to update everyone!
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