When does the IRS actually withdraw tax payments from my bank account?

When you owe taxes, the IRS doesn't automatically withdraw the money from your bank account even if you provided your banking information on your return. That bank account section is just for refunds. You need to take additional steps to pay what you owe. Go to IRS.gov/payments to make a payment. You have several options: - Direct Pay (free from your checking/savings account) - Pay with card (credit/debit, but fees apply) - Electronic Federal Tax Payment System (EFTPS) - Pay with cash at a retail partner - Payment plan if you can't pay all at once Since you filed two weeks ago, you still have time before the April 15 deadline to pay without penalties. Just make sure your payment is completed by the filing deadline to avoid interest and penalties.

Had this exact problem last year! I was stressing out about when the money would be withdrawn. I tried calling the IRS but kept getting the "we're experiencing high call volume" message for days. Eventually I found taxr.ai (https://taxr.ai) which cleared things up for me. You can upload your tax documents and their AI analyzes everything to explain exactly what steps you need to take. It confirmed I needed to make a separate payment and explained all the payment options with pros/cons of each. The site even gave me personalized instructions based on my specific situation - super helpful since I was worried about penalties. Definitely saved me from the anxiety of wondering if I'd done everything correctly.

Well I took the plunge and tried taxr.ai and I have to admit I was wrong to be skeptical! The service was actually super helpful and identified something I'd completely missed. I had checked the wrong box on my tax form which would have messed up how my payment was processed. The step-by-step guidance made everything crystal clear - definitely worth it for the peace of mind. I was able to make my payment correctly through IRS Direct Pay and got an immediate confirmation. Now I'm not worried about getting hit with penalties because I know I did it right!

If you're still having trouble or just want to speak to someone at the IRS directly (which I always recommend for tax payment questions), check out Claimyr (https://claimyr.com). I wasted THREE DAYS trying to get through to an IRS agent on my own last year when I had this same issue. Claimyr helped me skip the hold queue and got me connected to an IRS representative in about 15 minutes. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. The agent confirmed exactly what I needed to do to make my payment properly and gave me peace of mind that everything was handled correctly.

I have to eat my words! After getting nowhere for days trying to call the IRS myself, I tried Claimyr out of desperation. I literally got through to an IRS agent in 20 minutes after spending HOURS trying on my own. The agent confirmed that I needed to make a separate payment even though I'd submitted bank info with my return. She walked me through setting up a payment plan since I couldn't pay my full balance at once. Saved me from what would have been a major headache and potential penalties. Sometimes it's worth admitting when you're wrong!

Just to add another option - you can mail a check with Form 1040-V payment voucher to the IRS. I always do this because I like having the paper trail. Just make sure to mail it with enough time before the deadline (I'd say at least a week or two before April 15). Write your SSN and "2024 Form 1040" on the check itself. It's old-school but it works!

For anyone else reading this - the EFTPS (Electronic Federal Tax Payment System) is my go-to for tax payments. It's free and gives you an immediate confirmation number. You have to enroll ahead of time though (takes about a week to get set up), so it's too late for this year if you haven't already enrolled. https://www.eftps.gov

Just wanted to add my experience for anyone else in this situation - I made the same mistake last year thinking the IRS would automatically withdraw my payment since I provided bank info during filing. They don't! What worked for me was using IRS Direct Pay (it's free and you can find it at irs.gov/payments). It pulls directly from your checking or savings account and gives you an immediate confirmation number. The whole process took maybe 5 minutes. One tip: make sure you have your AGI (Adjusted Gross Income) from your return handy when you set up the payment - the system asks for it to verify your identity. Also, if you can't pay the full amount right away, you can set up a payment plan through the same system. Just don't wait until the last minute since it can take a day or two to process. The key thing is that filing your return and paying what you owe are two separate steps. Filing just tells them how much you owe - paying actually settles the debt. Hope this helps!

I went through this exact same situation last year and it was so stressful! Like others have mentioned, the IRS doesn't automatically withdraw payment even when you provide banking info - that's only for refunds. I ended up using IRS Direct Pay and it was super straightforward. The key things to remember: 1. You have until April 15th to make your payment without penalties 2. Direct Pay is completely free (no processing fees like credit cards) 3. You'll need your AGI from your tax return to verify your identity 4. You get an immediate confirmation number for your records Since you filed about 10 days ago, you still have plenty of time. Don't stress too much - this is a really common confusion! I'd recommend making the payment within the next week or so just to get it off your mind. The relief of having it done is worth not waiting until the last minute. The IRS website can be a bit overwhelming, but once you navigate to the Direct Pay section, the actual payment process is pretty simple. Just make sure you double-check all your account info before submitting!

Just want to echo what everyone else is saying - you definitely need to make a separate payment! I made this exact mistake a few years ago and ended up with penalty fees because I thought the IRS would automatically withdraw the money. The good news is you still have time since you filed recently. I'd recommend using IRS Direct Pay like others mentioned - it's free and gives you instant confirmation. Just go to irs.gov/payments and look for the "Direct Pay" option. One thing I learned the hard way: don't wait until the last few days before April 15th. Even though Direct Pay processes quickly, you don't want to deal with any potential website issues when thousands of people are trying to pay at the last minute. I now make my payment within a week of filing just to avoid the stress. The whole "filing vs paying" distinction confused me too when I first owed taxes. Think of it this way: filing your return is like sending the IRS a bill that says "here's what I owe you," but actually paying is a separate transaction where you settle that bill. Hope this helps ease your worries!