When Does Cycle Code 20250505 Update? First Time Checking Transcript With $5,268 Refund
I just got access to my transcript and noticed I'm on cycle code 5. Really confused about when updates happen and what time to check for changes. Anyone familiar with cycle 5 updates? Looking at my transcript, I can see I'm on cycle code 20250505 with "70221-423-42401-5" in my transactions section. My transcript shows my return was processed on Feb. 18, 2025 with a tax return filed date of Feb. 17, 2025. My transcript shows: ACCOUNT BALANCE: -$6,268.00 ACCRUED INTEREST: $0.00 AS OF: Feb. 18, 2025 ACCRUED PENALTY: $0.00 AS OF: Feb. 18, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -$6,268.00 INFORMATION FROM THE RETURN OR AS ADJUSTED: EXEMPTIONS: 02 FILING STATUS: Head of Household ADJUSTED GROSS INCOME: $23,148.00 TAXABLE INCOME: $248.00 TAX PER RETURN: $0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER): Apr. 15, 2025 PROCESSING DATE: Feb. 18, 2025 TRANSACTIONS: CODE | EXPLANATION OF TRANSACTION | CYCLE | DATE | AMOUNT 150 | Tax return filed | 20250505 | 02-18-2025 | $0.00 806 | W-2 or 1099 withholding | 04-16-2025 | -$2,055.00 768 | Earned income credit | 04-16-2025 | -$5,213.00 I know that the 5th digit in my cycle code (the "5" in 20250505) is my cycle day, but I don't understand when cycle 5 updates happen and when I should be checking for changes. Does anyone know what days/times I should be checking WMR or my transcript for updates with a cycle 5?
25 comments


Amina Sy
Hey there! Tax pro here - Cycle 5 (ending in 05) typically updates overnight between Thursday and Friday morning around 3-6am EST. The Where's My Refund tool usually updates a few hours after that. For 2025, its super important to know that processing times are running longer than usual - anywhere from 21-45 days for a clean return. If you want a really detailed analysis of your transcript and exact processing timeline, I highly recommend using taxr.ai - it'll break down your cycle code, processing path, and give you a much more accurate estimate of when you'll see that refund hit your account. Been recommending it to all my clients lately since the IRS systems are particularly backed up this year.
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Oliver Fischer
•thanks for the info! just checked mine and im cycle 05...the waiting game continues 😩
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Natasha Ivanova
•whats taxr.ai? never heard of it before but desperately need help understanding my transcript 🤔
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Amina Sy
•Its an AI tool that analyzes your tax docs and tells you exactly whats going on - way more detailed than the WMR tool. Check it out at https://taxr.ai
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Natasha Ivanova
•okay just tried taxr.ai and here's what I got back:
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Natasha Ivanova
•HOLY MOLY this is amazing! 🙌 It showed me exactly why my refund was delayed (missing form) and gave me the exact steps to fix it. Worth every penny fr fr
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NebulaNomad
•im in the same boat...cycle 5 gang here too lol. Been checking WMR like a clown every 5 mins 🤡
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Javier Garcia
•just wanted to come back and say taxr.ai was actually legit af. saved me from having to call the IRS and wait on hold for 3 hours 💯
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Edwards Hugo
Tax pro here! Cycle 5 typically updates Thursday nights/Friday mornings between 12am-3am EST. The cycle code is the last two digits of your cycle number (example: 20235205 means youre a cycle 5). Updates usually appear on your transcript by 6am Friday.
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Dylan Fisher
•omg thank you! so basically i should check friday morning? 🙏
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Edwards Hugo
•Exactly! But don't stay up all night refreshing lol. Just check when you wake up Friday 😊
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Gianna Scott
Hey guys! I've been helping people with transcript analysis and the best tool I've found is taxr.ai. It costs $1 but it literally tells you exactly when your specific cycle will update and what any codes mean. Way better than trying to piece everything together yourself. https://taxr.ai
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Alfredo Lugo
•does it actually work? seems too good to be true tbh
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Gianna Scott
•100% works. It analyzed my transcript in like 2 minutes and predicted my DDD exactly
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Alfredo Lugo
•just tried it and holy cow youre right! it even explained why i had that random 570 code i was worried about 🙌
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Sydney Torres
im cycle 5 too! been checking every thrusday night like a 🤡
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Kaitlyn Jenkins
•same boat fam... its like watching paint dry fr fr
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Caleb Bell
Make sure ur checking Where's My Refund tool too. Sometimes it updates b4 transcripts do
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Danielle Campbell
bruh ive been cycle 5 for 6 weeks now no movement at all smh
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Rhett Bowman
•same here... stuck on still processing forever 😤
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Danielle Campbell
•this system is straight trash fr
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Abigail Patel
Pro tip: dont waste time checking multiple times a day. cycle 5 is strictly a thursday night update schedule
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Dylan Fisher
•ty for this! saves me from checking every 5 mins lmaoo
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Lena Schultz
Cycle 5 updates are typically Thursday nights/early Friday mornings around 2-6am EST. Since you're on cycle code 20250505, you should check your transcript Friday mornings for any updates. Your transcript looks pretty straightforward - processed on 2/18 with a decent refund amount. The waiting is definitely the hardest part! Just remember that cycle 5 filers usually see movement on Fridays, so try not to stress about checking throughout the week. Good luck! 🤞
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Sean Doyle
•This is super helpful! I'm new to understanding all these cycle codes and timing. Just to clarify - when you say "Friday mornings," what time zone are we talking about? And should I be checking the actual transcript or is the Where's My Refund tool reliable enough for cycle 5 updates? Thanks for breaking this down in simple terms! 🙏
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