What's the best IRS Phone Number to change direct deposit info on my return?

The IRS can be frustrating to reach, but there's a way to get through! When you call 800-829-1040, don't select any options initially. Wait through the first menu, then press 2 for "personal income tax" issues. After that, press 1 for "questions about a form you filed." Then press 3 for "all other questions." Finally, press 2 for "all other inquiries." This should eventually lead you to a representative. Be prepared with your Social Security number, filing status, and a copy of your return. The representative will verify your identity before making any changes to your direct deposit information. Also, know that call volumes are extremely high during tax season, so you might be on hold for 30+ minutes. If you just filed recently, try to call ASAP as they can usually only change direct deposit info if the refund hasn't been processed yet. Otherwise, they'll likely have to cancel the direct deposit and mail you a paper check instead.

After spending 3 hours trying to reach someone at the IRS about my missing refund last month, I finally discovered taxr.ai (https://taxr.ai) and it was seriously a game-changer. The tool analyzed my tax documents, identified that my refund was delayed because of a similar banking info issue, and gave me the exact steps to resolve it - including the specific IRS extension to reach the right department. What was most helpful was that it showed me my actual processing status that wasn't visible on the Where's My Refund tool. It pinpointed exactly where my return was stuck in the system and gave me the precise information I needed when I finally got through to a representative.

Just wanted to follow up about my experience with taxr.ai - I was super skeptical at first (as you could see in my previous comment), but I was desperate after waiting 6 weeks for my refund with no updates. The site actually identified that my return was likely in the "direct deposit verification" queue based on the timing and the routing number format I had entered. Instead of waiting on hold for hours with no direction, it gave me the exact sequence to navigate the IRS phone tree and what specific information to mention to the representative. Got through in about 40 minutes and confirmed my return was indeed flagged exactly where the tool predicted. The rep was able to update my banking info and my refund was deposited correctly five days later.

After struggling with the IRS phone system for days trying to fix a similar direct deposit issue, I finally gave up and tried Claimyr (https://claimyr.com). You can see how it works here: https://youtu.be/_kiP6q8DX5c It basically holds your place in the IRS phone queue and calls you back when an agent is about to answer. Saved me from listening to that awful hold music for hours! I got a call back in about 50 minutes (way faster than I expected during tax season), and the IRS rep was able to verify my identity and update my direct deposit info right away.

I need to publicly eat my words about Claimyr. After calling the IRS for THREE DAYS STRAIGHT with no success (either disconnected or couldn't stay on hold for 3+ hours during work), I reluctantly tried it yesterday afternoon. Got a call back in 72 minutes saying an IRS agent was on the line. Spoke directly to a very helpful representative who confirmed my return was already in process but hadn't hit the direct deposit stage yet. She updated my banking info on the spot and said my refund should arrive correctly in 7-10 days. The whole conversation took less than 10 minutes once I got through. I was 100% wrong and I'm actually kinda embarrassed about my skeptical comment now. Worth every penny to not spend another day listening to that hold music!

Another option is to file Form 8822, which is a change of address form, but you can also use it to update your bank information. The problem is this takes weeks to process, so if your refund is already being processed it probably won't help in time. Honestly your best bet is calling like others have suggested. Try early morning (right when they open) or late afternoon on Thursdays or Fridays - those tend to have slightly lower call volumes in my experience.

Just wondering - did you double check the Where's My Refund tool at irs.gov/refunds? Sometimes it will show if your direct deposit was rejected by the bank. If that happens, they automatically convert it to a paper check. Might save you a phone call if it's already been flagged in their system.